Florida 2025 Regular Session

Florida House Bill H1015 Latest Draft

Bill / Comm Sub Version Filed 04/17/2025

                               
 
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A bill to be entitled 1 
An act relating to flood disclosures; creating s. 2 
83.512, F.S.; requiring a landlord of residential real 3 
property to provide specified information to a 4 
prospective tenant at or before the time the rental 5 
agreement is executed; specifying how such informati on 6 
must be disclosed; defining the term "flooding"; 7 
providing that if a landlord fails to disclose flood 8 
information truthfully and a tenant suffers 9 
substantial loss or damage, the tenant may terminate 10 
the rental agreement by giving a written notice of 11 
termination and surrendering possession of the 12 
property to the landlord within a specified timeframe; 13 
defining the term "substantial loss or damage"; 14 
requiring a landlord to refund the tenant all amounts 15 
paid in advance for any period after the effective 16 
date of the termination of the rental agreement; 17 
providing that a tenant is still liable for any sum 18 
owed to the landlord before the termination of the 19 
rental agreement; amending s. 689.302, F.S.; revising 20 
the flood information that must be disclosed to 21 
prospective purchasers of residential real property; 22 
amending ss. 718.503 and 719.503, F.S.; requiring a 23 
developer of a residential condominium unit or a 24 
residential cooperative unit to provide specified 25     
 
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information to a prospective purchaser at or before 26 
the time the sales contract is executed; specifying 27 
how such information must be disclosed; defining the 28 
term "flooding"; amending s. 723.011, F.S.; requiring 29 
a mobile home park owner to provide specified 30 
information to a prospective lessee before the time 31 
the lot rental agreement is executed or at the time of 32 
occupancy, whichever occurs first; specifying how such 33 
information must be disclosed; defining the term 34 
"flooding"; providing that if a mobile home park owner 35 
fails to disclose flood information truthfully and a 36 
lessee suffers substantial loss or damage, the lessee 37 
may terminate the lot rental agreement by giving a 38 
written notice of termination to the mobile home park 39 
owner within a specified timeframe; specifying when 40 
such termination is effective; defining the term 41 
"substantial loss or damage"; requiring a mobile home 42 
park owner to refund the lessee all amounts paid in 43 
advance for any period after the effective date of the 44 
termination of the lot rental agreement; providing 45 
that a lessee is still liable for any sum owed to the 46 
mobile home park owner before the termination of the 47 
lot rental agreement; providing an effective date. 48 
 49 
Be It Enacted by the Legislature of the State of Florida: 50     
 
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 51 
 Section 1.  Section 83.512, Florida Statutes, is created to 52 
read: 53 
 83.512  Disclosure of flood risks to prospective tenant of 54 
residential real property. — 55 
 (1)  A landlord must complete and provide a flood 56 
disclosure to a prospective tenant of residential real property 57 
at or before the execution of a rental agreement for a term of 1 58 
year or longer. The flood disclosure must be in a separate 59 
document from the rental agreement. The flood disclosure must be 60 
made in substantially the following form: 61 
 62 
FLOOD DISCLOSURE 63 
Flood Insurance: Renters' insurance policies do not 64 
include coverage for damage resulting from floods. 65 
Tenant is encouraged to discuss the need to purchase 66 
separate flood insurance coverage with Tenant's 67 
insurance agent. 68 
 1.  Landlord is ☐ is not ☐ aware of damage to the 69 
dwelling unit caused by flooding during the landlord's 70 
ownership of the property. 71 
 2.  Landlord has ☐ has not ☐ filed a claim with 72 
an insurance provider relating to flood damage to the 73 
dwelling unit, including, but not limited to, a claim 74 
with the National Flood Insurance Program. 75     
 
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 3.  Landlord has ☐ has not ☐ received assistance 76 
for flood damage to the dwelling unit, including, but 77 
not limited to, assistance from the Federal Emergency 78 
Management Agency. 79 
 4.  For purposes of this disclosure, the term 80 
"flooding" means a general or temporary condition of 81 
partial or complete inundation of the dwelling unit 82 
caused by any of the following: 83 
 a.  The overflow of inland or tidal waters. 84 
 b.  The unusual and rapid accumulation of runoff 85 
or surface waters from any established water source, 86 
such as a river, str eam, or drainage ditch. 87 
 c.  Sustained periods of standing water resulting 88 
from rainfall. 89 
 90 
 (2)  If a landlord violates this section and a tenant 91 
suffers a substantial loss or damage to the tenant's personal 92 
property as a result of flooding, the tenant may terminate the 93 
rental agreement by giving a written notice of termination and 94 
surrendering possession of the property to the landlord no later 95 
than 30 days after the date of the damage or loss. Termination 96 
of a rental agreement under this section is effective upon the 97 
tenant surrendering possession of the property. For purposes of 98 
this section, the term "substantial loss or damage" means the 99 
total cost of repairs to or replacement of the personal property 100     
 
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is 50 percent or more of the personal property's market value on 101 
the date the flooding occurred. 102 
 (3)  A landlord shall refund the tenant all re nt or other 103 
amounts paid in advance under the rental agreement for any 104 
period after the effective date of the termination of the rental 105 
agreement. 106 
 (4)  This section does not affect a tenant's liability for 107 
delinquent, unpaid rent or other sums owed to the landlord 108 
before the date the rental agreement was terminated by the 109 
tenant under this section. 110 
 Section 2.  Section 689.302, Florida Statutes, is amended 111 
to read: 112 
 689.302  Disclosure of flood risks to prospective 113 
purchaser.—A seller must complete and p rovide a flood disclosure 114 
to a purchaser of residential real property at or before the 115 
time the sales contract is executed. The flood disclosure must 116 
be made in the following form: 117 
FLOOD DISCLOSURE 118 
Flood Insurance: Homeowners' insurance policies do not 119 
include coverage for damage resulting from floods. 120 
Buyer is encouraged to discuss the need to purchase 121 
separate flood insurance coverage with Buyer's 122 
insurance agent. 123 
 (1)  Seller is ☐ is not ☐ aware of damage to the 124 
property caused by flooding during the Sel ler's 125     
 
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ownership of the property. 126 
 (2)(1) Seller has ☐ has not ☐ filed a claim with 127 
an insurance provider relating to flood damage on the 128 
property, including, but not limited to, a claim with 129 
the National Flood Insurance Program. 130 
 (3)(2) Seller has ☐ has not ☐ received federal 131 
assistance for flood damage to the property, 132 
including, but not limited to, assistance from the 133 
Federal Emergency Management Agency. 134 
 (4)(3) For the purposes of this disclosure, the 135 
term "flooding" means a general or temporary condi tion 136 
of partial or complete inundation of the property 137 
caused by any of the following: 138 
 (a)  The overflow of inland or tidal waters. 139 
 (b)  The unusual and rapid accumulation of runoff 140 
or surface waters from any established water source, 141 
such as a river, stream, or drainage ditch. 142 
 (c)  Sustained periods of standing water 143 
resulting from rainfall. 144 
 Section 3.  Paragraph (a) of subsection (1) of section 145 
718.503, Florida Statutes, is amended to read: 146 
 718.503  Developer disclosure prior to sale; nondeveloper 147 
unit owner disclosure prior to sale; voidability. — 148 
 (1)  DEVELOPER DISCLOSURE. — 149 
 (a)  Contents of contracts. —Any contract for the sale of a 150     
 
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residential unit or a lease thereof for an unexpired term of 151 
more than 5 years shall: 152 
 1.  Contain the following leg end in conspicuous type: 153 
 154 
THIS AGREEMENT IS VOIDABLE BY BUYER BY DELIVERING 155 
WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 156 
WITHIN 15 DAYS AFTER THE DATE OF EXECUTION OF THIS 157 
AGREEMENT BY THE BUYER, AND RECEIPT BY BUYER OF ALL OF 158 
THE ITEMS REQUIRED TO BE DELIVERED TO HIM OR HER BY 159 
THE DEVELOPER UNDER SECTION 718.503, FLORIDA STATUTES. 160 
THIS AGREEMENT IS ALSO VOIDABLE BY BUYER BY DELIVERING 161 
WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 162 
WITHIN 15 DAYS AFTER THE DATE OF RECEIPT FROM THE 163 
DEVELOPER OF ANY AMENDMENT WHICH MATERIALLY ALTERS OR 164 
MODIFIES THE OFFERING IN A MANNER THAT IS ADVERSE TO 165 
THE BUYER. ANY PURPORTED WAIVER OF THESE VOIDABILITY 166 
RIGHTS SHALL BE OF NO EFFECT. BUYER MAY EXTEND THE 167 
TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15 DAYS 168 
AFTER THE BUYER HAS RECEIVED ALL OF THE ITEMS 169 
REQUIRED. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL 170 
TERMINATE AT CLOSING. FIGURES CONTAINED IN ANY BUDGET 171 
DELIVERED TO THE BUYER PREPARED IN ACCORDANCE WITH THE 172 
CONDOMINIUM ACT ARE ESTIMATES ONLY AND REPRESENT AN 173 
APPROXIMATION OF FUTURE EXPENSES BASED ON FACTS AND 174 
CIRCUMSTANCES EXISTING AT THE TIME OF THE PREPARATION 175     
 
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OF THE BUDGET BY THE DEVELOPER. ACTUAL COSTS OF SUCH 176 
ITEMS MAY EXCEED THE ESTIMATED COSTS. SUCH CHANGES IN 177 
COST DO NOT CONSTITUTE MATERIAL ADVERSE CHANGES IN THE 178 
OFFERING. 179 
 2.  Contain the following caveat in conspicuous type on the 180 
first page of the contract: 181 
 182 
ORAL REPRESENTATIONS CANNOT BE RELIED UPON AS 183 
CORRECTLY STATING THE REPRESENTATIONS OF THE 184 
DEVELOPER. FOR CORRECT REPRESENTATIONS, REFERENCE 185 
SHOULD BE MADE TO THIS CONTRACT AND THE DOCUMENTS 186 
REQUIRED BY SECTION 718.503, FLORIDA STATUTES, TO BE 187 
FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE. 188 
 189 
 3.  If the unit has been occupied by someone other than the 190 
buyer, contain a statement that the unit has been o ccupied. 191 
 4.  If the contract is for the sale or transfer of a unit 192 
subject to a lease, include as an exhibit a copy of the executed 193 
lease and shall contain within the text in conspicuous type: 194 
"THE UNIT IS SUBJECT TO A LEASE (OR SUBLEASE). " 195 
 5.  If the contract is for the lease of a unit for a term 196 
of 5 years or more, include as an exhibit a copy of the proposed 197 
lease. 198 
 6.  If the contract is for the sale or lease of a unit that 199 
is subject to a lien for rent payable under a lease of a 200     
 
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recreational facility or other commonly used facility, contain 201 
within the text the following statement in conspicuous type: 202 
 203 
THIS CONTRACT IS FOR THE TRANSFER OF A UNIT THAT IS 204 
SUBJECT TO A LIEN FOR RENT PAYABLE UNDER A LEASE OF 205 
COMMONLY USED FACILITIES. FAILURE TO PAY RENT MA Y 206 
RESULT IN FORECLOSURE OF THE LIEN. 207 
 208 
 7.  State the name and address of the escrow agent required 209 
by s. 718.202 and state that the purchaser may obtain a receipt 210 
for his or her deposit from the escrow agent upon request. 211 
 8.  If the contract is for the sa le or transfer of a unit 212 
in a condominium in which timeshare estates have been or may be 213 
created, contain within the text in conspicuous type: "UNITS IN 214 
THIS CONDOMINIUM ARE SUBJECT TO TIMESHARE ESTATES. " The contract 215 
for the sale of a fee interest in a ti meshare estate shall also 216 
contain, in conspicuous type, the following: 217 
 218 
FOR THE PURPOSE OF AD VALOREM TAXES OR SPECIAL 219 
ASSESSMENTS LEVIED BY TAXING AUTHORITIES AGAINST A FEE 220 
INTEREST IN A TIMESHARE ESTATE, THE MANAGING ENTITY IS 221 
GENERALLY CONSIDERED THE TA XPAYER UNDER FLORIDA LAW. 222 
YOU HAVE THE RIGHT TO CHALLENGE AN ASSESSMENT BY A 223 
TAXING AUTHORITY RELATING TO YOUR TIMESHARE ESTATE 224 
PURSUANT TO THE PROVISIONS OF CHAPTER 194, FLORIDA 225     
 
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STATUTES. 226 
 227 
 9.  Contain within the text the following statement in 228 
conspicuous type: 229 
 230 
HOMEOWNERS' INSURANC E POLICIES DO NOT IN CLUDE COVERAGE 231 
FOR DAMAGE RESULTING FROM FLOODING. BUYER IS 232 
ENCOURAGED TO DISCUS S THE NEED TO PURCHA SE SEPARATE 233 
FLOOD INSURANCE COVE RAGE WITH BUYER'S IN SURANCE AGENT. 234 
 235 
DEVELOPER IS ☐ IS NOT ☐ AWARE OF DAMAGE TO THE 236 
PROPERTY OR COMMON E LEMENTS CAUSED BY FL OODING DURING 237 
THE DEVELOPER'S OWNE RSHIP OF THE PROPERT Y. 238 
 239 
DEVELOPER HAS ☐ HAS NOT ☐ FILED A CLAIM WITH AN 240 
INSURANCE PROVIDER R ELATING TO FLOOD DAM AGE ON THE 241 
PROPERTY OR COMMON E LEMENTS, INCLUDING, BUT NOT 242 
LIMITED TO, A CLAIM WITH THE NATIONAL FL OOD INSURANCE 243 
PROGRAM. 244 
 245 
DEVELOPER HAS ☐ HAS NOT ☐ RECEIVED ASSISTANCE FOR 246 
FLOOD DAMAGE TO THE PROPERTY OR COMMON E LEMENTS, 247 
INCLUDING, BUT NOT L IMITED TO, ASSISTANC E FROM THE 248 
FEDERAL EMERGENCY MA NAGEMENT AGENCY. 249 
 250     
 
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FOR PURPOSES OF THIS DISCLOSURE, THE TERM "FLOODING" 251 
MEANS A GENERAL OR T EMPORARY CONDITION O F PARTIAL OR 252 
COMPLETE INUNDATION OF THE PROPERTY OR COMMON ELEMEN TS 253 
CAUSED BY THE OVERFL OW OF INLAND OR TIDA L WATERS; THE 254 
UNUSUAL AND RAPID AC CUMULATION OF RUNOFF OR SURFACE 255 
WATERS FROM ANY ESTA BLISHED WATER SOURCE , SUCH AS A 256 
RIVER, STREAM, OR DR AINAGE DITCH; OR SUS TAINED PERIODS 257 
OF STANDING WATER RE SULTING FROM RAINFAL L. 258 
 Section 4.  Paragraph (a) of subsection (1) of section 259 
719.503, Florida Statutes, is amended to read: 260 
 719.503  Disclosure prior to sale. — 261 
 (1)  DEVELOPER DISCLOSURE. — 262 
 (a)  Contents of contracts. —Any contracts for the sale of a 263 
unit or a lease thereof for an unexpired term of more than 5 264 
years shall contain: 265 
 1.  The following legend in conspicuous type: 266 
 267 
THIS AGREEMENT IS VOIDABLE BY BUYER BY DELIVERING 268 
WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 269 
WITHIN 15 DAYS AFTER THE D ATE OF EXECUTION OF THIS 270 
AGREEMENT BY THE BUYER, AND RECEIPT BY BUYER OF ALL OF 271 
THE ITEMS REQUIRED TO BE DELIVERED TO HIM OR HER BY 272 
THE DEVELOPER UNDER SECTION 719.503, FLORIDA STATUTES. 273 
THIS AGREEMENT IS ALSO VOIDABLE BY BUYER BY DELIVERING 274 
WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 275     
 
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WITHIN 15 DAYS AFTER THE DATE OF RECEIPT FROM THE 276 
DEVELOPER OF ANY AMENDMENT WHICH MATERIALLY ALTERS OR 277 
MODIFIES THE OFFERING IN A MANNER THAT IS ADVERSE TO 278 
THE BUYER. ANY PURPORTED WAIVER OF THESE VOIDABILITY 279 
RIGHTS SHALL BE OF NO EFFECT. BUYER MAY EXTEND THE 280 
TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15 DAYS 281 
AFTER THE BUYER HAS RECEIVED ALL OF THE ITEMS 282 
REQUIRED. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL 283 
TERMINATE AT CLOSING. FIGURES CONTAINED IN ANY BUDGET 284 
DELIVERED TO THE BUYER PREPARED IN ACCORDANCE WITH THE 285 
COOPERATIVE ACT ARE ESTIMATES ONLY AND REPRESENT AN 286 
APPROXIMATION OF FUTURE EXPENSES BASED ON FACTS AND 287 
CIRCUMSTANCES EXISTING AT THE TIME OF THE PREPARATION 288 
OF THE BUDGET BY THE DEVELOPER. ACTUAL COSTS OF SU CH 289 
ITEMS MAY EXCEED THE ESTIMATED COSTS. SUCH CHANGES IN 290 
COST DO NOT CONSTITUTE MATERIAL ADVERSE CHANGES IN THE 291 
OFFERING. 292 
 293 
 2.  The following caveat in conspicuous type shall be 294 
placed upon the first page of the contract: 295 
 296 
ORAL REPRESENTATIONS CANNOT BE RE LIED UPON AS 297 
CORRECTLY STATING THE REPRESENTATIONS OF THE 298 
DEVELOPER. FOR CORRECT REPRESENTATIONS, REFERENCE 299 
SHOULD BE MADE TO THIS CONTRACT AND THE DOCUMENTS 300     
 
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REQUIRED BY SECTION 719.503, FLORIDA STATUTES, TO BE 301 
FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE . 302 
 303 
 3.  If the unit has been occupied by someone other than the 304 
buyer, a statement that the unit has been occupied. 305 
 4.  If the contract is for the sale or transfer of a unit 306 
subject to a lease, the contract shall include as an exhibit a 307 
copy of the executed lease and shall contain within the text in 308 
conspicuous type: "THE UNIT IS SUBJECT TO A LEASE (OR 309 
SUBLEASE)." 310 
 5.  If the contract is for the lease of a unit for a term 311 
of 5 years or more, the contract shall include as an exhibit a 312 
copy of the proposed l ease. 313 
 6.  If the contract is for the sale or lease of a unit that 314 
is subject to a lien for rent payable under a lease of a 315 
recreational facility or other common areas, the contract shall 316 
contain within the text the following statement in conspicuous 317 
type: "THIS CONTRACT IS FOR THE TRANSFER OF A UNIT THAT IS 318 
SUBJECT TO A LIEN FOR RENT PAYABLE UNDER A LEASE OF COMMON 319 
AREAS. FAILURE TO PAY RENT MAY RESULT IN FORECLOSURE OF THE 320 
LIEN." 321 
 7.  The contract shall state the name and address of the 322 
escrow agent required by s. 719.202 and shall state that the 323 
purchaser may obtain a receipt for his or her deposit from the 324 
escrow agent, upon request. 325     
 
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 8.  If the contract is for the sale or transfer of a unit 326 
in a cooperative in which timeshare estates have been or may be 327 
created, the following text in conspicuous type: "UNITS IN THIS 328 
COOPERATIVE ARE SUBJECT TO TIMESHARE ESTATES. " The contract for 329 
the sale of a timeshare estate must also contain, in conspicuous 330 
type, the following: 331 
 332 
FOR THE PURPOSE OF AD VALOREM TAXES OR S PECIAL 333 
ASSESSMENTS LEVIED BY TAXING AUTHORITIES AGAINST A 334 
TIMESHARE ESTATE, THE MANAGING ENTITY IS GENERALLY 335 
CONSIDERED THE TAXPAYER UNDER FLORIDA LAW. YOU HAVE 336 
THE RIGHT TO CHALLENGE AN ASSESSMENT BY A TAXING 337 
AUTHORITY RELATING TO YOUR TIMESHARE ESTATE PU RSUANT 338 
TO THE PROVISIONS OF CHAPTER 194, FLORIDA STATUTES. 339 
 340 
 9.  Contain within the text the following statement in 341 
conspicuous type: 342 
 343 
HOMEOWNERS' INSURANC E POLICIES DO NOT IN CLUDE COVERAGE 344 
FOR DAMAGE RESULTING FROM FLOODING. BUYER IS 345 
ENCOURAGED TO DISCUS S THE NEED TO PURCHASE SEPARATE 346 
FLOOD INSURANCE COVE RAGE WITH BUYER'S IN SURANCE AGENT. 347 
 348 
DEVELOPER IS ☐ IS NOT ☐ AWARE OF DAMAGE TO THE 349 
PROPERTY OR COMMON E LEMENTS CAUSED BY FL OODING DURING 350     
 
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THE DEVELOPER'S OWNE RSHIP OF THE PROPERT Y. 351 
 352 
DEVELOPER HAS ☐ HAS NOT ☐ FILED A CLAIM WITH AN 353 
INSURANCE PROVIDER R ELATING TO FLOOD DAM AGE ON THE 354 
PROPERTY OR COMMON E LEMENTS, INCLUDING, BUT NOT 355 
LIMITED TO, A CLAIM WITH THE NATIONAL FL OOD INSURANCE 356 
PROGRAM. 357 
 358 
DEVELOPER HAS ☐ HAS NOT ☐ RECEIVED ASSISTANCE FOR 359 
FLOOD DAMAGE TO THE PROPERTY OR COMMON E LEMENTS, 360 
INCLUDING, BUT NOT L IMITED TO, ASSISTANC E FROM THE 361 
FEDERAL EMERGENCY MA NAGEMENT AGENCY. 362 
 363 
FOR PURPOSES OF THIS DISCLOSURE, THE TERM "FLOODING" 364 
MEANS A GENERAL OR T EMPORARY CONDITION O F PARTIAL OR 365 
COMPLETE INUNDATION OF THE PROPERTY OR C OMMON ELEMENTS 366 
CAUSED BY THE OVERFL OW OF INLAND OR TIDA L WATERS; THE 367 
UNUSUAL AND RAPID AC CUMULATION OF RUNOFF OR SURFACE 368 
WATERS FROM ANY ESTA BLISHED WATER SOURCE , SUCH AS A 369 
RIVER, STREAM, OR DR AINAGE DITCH; OR SUSTAINED PER IODS 370 
OF STANDING WATER RE SULTING FROM RAINFAL L. 371 
 Section 5.  Subsection (6) is added to section 723.011, 372 
Florida Statutes, to read: 373 
 723.011  Disclosure prior to rental of a mobile home lot; 374 
prospectus, filing, approval. — 375     
 
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 (6)(a)  A mobile home park owner must complete and provide 376 
a flood disclosure to a prospective lessee of a mobile home lot. 377 
Such disclosure must be provided before the execution of the lot 378 
rental agreement or at the time of occupancy, whichever occurs 379 
first. The flood disclosure must be in a separate document from 380 
the lot rental agreement. The flood disclosure must be made in 381 
substantially the following form: 382 
 383 
FLOOD DISCLOSURE 384 
Flood Insurance: Homeowners' and renters' insurance 385 
policies do not include coverage for dam age resulting 386 
from floods. You are encouraged to discuss the need to 387 
purchase separate flood insurance coverage with your 388 
insurance agent. 389 
 1.  The mobile home park owner is ☐ is not ☐ 390 
aware of damage to the property caused by flooding 391 
during the mobile ho me park owner's ownership of the 392 
property. 393 
 2.  The mobile home park owner has ☐ has not ☐ 394 
filed a claim with an insurance provider relating to 395 
flood damage to the property, including, but not 396 
limited to, a claim with the National Flood Insurance 397 
Program. 398 
 3.  The mobile home park owner has ☐ has not ☐ 399 
received assistance for flood damage to the property, 400     
 
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including, but not limited to, assistance from the 401 
Federal Emergency Management Agency. 402 
 4.  For purposes of this disclosure, the term 403 
"flooding" means a general or temporary condition of 404 
partial or complete inundation of the property caused 405 
by any of the following: 406 
 a.  The overflow of inland or tidal waters. 407 
 b.  The unusual and rapid accumulation of runoff 408 
or surface waters from any established water sou rce, 409 
such as a river, stream, or drainage ditch. 410 
 c.  Sustained periods of standing water resulting 411 
from rainfall. 412 
 413 
 (b)  If a mobile home park owner violates this section and 414 
a lessee suffers a substantial loss or damage to the lessee's 415 
mobile home or personal property as a result of flooding, the 416 
lessee may terminate the lot rental agreement by giving a 417 
written notice of termination to the mobile home park owner no 418 
later than 30 days after the date of the damage or loss. 419 
Termination of a lot rental agreem ent under this section is 420 
effective when the requirements of s. 723.023(5) are met. For 421 
purposes of this paragraph, the term "substantial loss or 422 
damage" means the total cost of repairs to or replacement of the 423 
mobile home and personal property is 50 perce nt or more of the 424 
mobile home's and personal property's market value on the date 425     
 
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the flooding occurred. 426 
 (c)  A mobile home park owner shall refund the lessee all 427 
rent or other amounts paid in advance under the lot rental 428 
agreement for any period after the effective date of the 429 
termination of the lot rental agreement. 430 
 (d)  This section does not affect a lessee's liability 431 
for delinquent, unpaid rent or other sums owed to the 432 
mobile home park owner before the date the lot rental 433 
agreement was terminated by the lessee under this 434 
subsection. 435 
 Section 6. This act shall take effect October 1, 2025. 436