CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 1 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S A bill to be entitled 1 An act relating to flood disclosures; creating s. 2 83.512, F.S.; requiring a landlord of residential real 3 property to provide specified information to a 4 prospective tenant at or before the time the rental 5 agreement is executed; specifying how such informati on 6 must be disclosed; defining the term "flooding"; 7 providing that if a landlord fails to disclose flood 8 information truthfully and a tenant suffers 9 substantial loss or damage, the tenant may terminate 10 the rental agreement by giving a written notice of 11 termination and surrendering possession of the 12 property to the landlord within a specified timeframe; 13 defining the term "substantial loss or damage"; 14 requiring a landlord to refund the tenant all amounts 15 paid in advance for any period after the effective 16 date of the termination of the rental agreement; 17 providing that a tenant is still liable for any sum 18 owed to the landlord before the termination of the 19 rental agreement; amending s. 689.302, F.S.; revising 20 the flood information that must be disclosed to 21 prospective purchasers of residential real property; 22 amending ss. 718.503 and 719.503, F.S.; requiring a 23 developer of a residential condominium unit or a 24 residential cooperative unit to provide specified 25 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 2 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S information to a prospective purchaser at or before 26 the time the sales contract is executed; specifying 27 how such information must be disclosed; defining the 28 term "flooding"; amending s. 723.011, F.S.; requiring 29 a mobile home park owner to provide specified 30 information to a prospective lessee before the time 31 the lot rental agreement is executed or at the time of 32 occupancy, whichever occurs first; specifying how such 33 information must be disclosed; defining the term 34 "flooding"; providing that if a mobile home park owner 35 fails to disclose flood information truthfully and a 36 lessee suffers substantial loss or damage, the lessee 37 may terminate the lot rental agreement by giving a 38 written notice of termination to the mobile home park 39 owner within a specified timeframe; specifying when 40 such termination is effective; defining the term 41 "substantial loss or damage"; requiring a mobile home 42 park owner to refund the lessee all amounts paid in 43 advance for any period after the effective date of the 44 termination of the lot rental agreement; providing 45 that a lessee is still liable for any sum owed to the 46 mobile home park owner before the termination of the 47 lot rental agreement; providing an effective date. 48 49 Be It Enacted by the Legislature of the State of Florida: 50 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 3 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 51 Section 1. Section 83.512, Florida Statutes, is created to 52 read: 53 83.512 Disclosure of flood risks to prospective tenant of 54 residential real property. — 55 (1) A landlord must complete and provide a flood 56 disclosure to a prospective tenant of residential real property 57 at or before the execution of a rental agreement for a term of 1 58 year or longer. The flood disclosure must be in a separate 59 document from the rental agreement. The flood disclosure must be 60 made in substantially the following form: 61 62 FLOOD DISCLOSURE 63 Flood Insurance: Renters' insurance policies do not 64 include coverage for damage resulting from floods. 65 Tenant is encouraged to discuss the need to purchase 66 separate flood insurance coverage with Tenant's 67 insurance agent. 68 1. Landlord is ☐ is not ☐ aware of damage to the 69 dwelling unit caused by flooding during the landlord's 70 ownership of the property. 71 2. Landlord has ☐ has not ☐ filed a claim with 72 an insurance provider relating to flood damage to the 73 dwelling unit, including, but not limited to, a claim 74 with the National Flood Insurance Program. 75 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 4 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 3. Landlord has ☐ has not ☐ received assistance 76 for flood damage to the dwelling unit, including, but 77 not limited to, assistance from the Federal Emergency 78 Management Agency. 79 4. For purposes of this disclosure, the term 80 "flooding" means a general or temporary condition of 81 partial or complete inundation of the dwelling unit 82 caused by any of the following: 83 a. The overflow of inland or tidal waters. 84 b. The unusual and rapid accumulation of runoff 85 or surface waters from any established water source, 86 such as a river, str eam, or drainage ditch. 87 c. Sustained periods of standing water resulting 88 from rainfall. 89 90 (2) If a landlord violates this section and a tenant 91 suffers a substantial loss or damage to the tenant's personal 92 property as a result of flooding, the tenant may terminate the 93 rental agreement by giving a written notice of termination and 94 surrendering possession of the property to the landlord no later 95 than 30 days after the date of the damage or loss. Termination 96 of a rental agreement under this section is effective upon the 97 tenant surrendering possession of the property. For purposes of 98 this section, the term "substantial loss or damage" means the 99 total cost of repairs to or replacement of the personal property 100 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 5 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S is 50 percent or more of the personal property's market value on 101 the date the flooding occurred. 102 (3) A landlord shall refund the tenant all re nt or other 103 amounts paid in advance under the rental agreement for any 104 period after the effective date of the termination of the rental 105 agreement. 106 (4) This section does not affect a tenant's liability for 107 delinquent, unpaid rent or other sums owed to the landlord 108 before the date the rental agreement was terminated by the 109 tenant under this section. 110 Section 2. Section 689.302, Florida Statutes, is amended 111 to read: 112 689.302 Disclosure of flood risks to prospective 113 purchaser.—A seller must complete and p rovide a flood disclosure 114 to a purchaser of residential real property at or before the 115 time the sales contract is executed. The flood disclosure must 116 be made in the following form: 117 FLOOD DISCLOSURE 118 Flood Insurance: Homeowners' insurance policies do not 119 include coverage for damage resulting from floods. 120 Buyer is encouraged to discuss the need to purchase 121 separate flood insurance coverage with Buyer's 122 insurance agent. 123 (1) Seller is ☐ is not ☐ aware of damage to the 124 property caused by flooding during the Sel ler's 125 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 6 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S ownership of the property. 126 (2)(1) Seller has ☐ has not ☐ filed a claim with 127 an insurance provider relating to flood damage on the 128 property, including, but not limited to, a claim with 129 the National Flood Insurance Program. 130 (3)(2) Seller has ☐ has not ☐ received federal 131 assistance for flood damage to the property, 132 including, but not limited to, assistance from the 133 Federal Emergency Management Agency. 134 (4)(3) For the purposes of this disclosure, the 135 term "flooding" means a general or temporary condi tion 136 of partial or complete inundation of the property 137 caused by any of the following: 138 (a) The overflow of inland or tidal waters. 139 (b) The unusual and rapid accumulation of runoff 140 or surface waters from any established water source, 141 such as a river, stream, or drainage ditch. 142 (c) Sustained periods of standing water 143 resulting from rainfall. 144 Section 3. Paragraph (a) of subsection (1) of section 145 718.503, Florida Statutes, is amended to read: 146 718.503 Developer disclosure prior to sale; nondeveloper 147 unit owner disclosure prior to sale; voidability. — 148 (1) DEVELOPER DISCLOSURE. — 149 (a) Contents of contracts. —Any contract for the sale of a 150 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 7 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S residential unit or a lease thereof for an unexpired term of 151 more than 5 years shall: 152 1. Contain the following leg end in conspicuous type: 153 154 THIS AGREEMENT IS VOIDABLE BY BUYER BY DELIVERING 155 WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 156 WITHIN 15 DAYS AFTER THE DATE OF EXECUTION OF THIS 157 AGREEMENT BY THE BUYER, AND RECEIPT BY BUYER OF ALL OF 158 THE ITEMS REQUIRED TO BE DELIVERED TO HIM OR HER BY 159 THE DEVELOPER UNDER SECTION 718.503, FLORIDA STATUTES. 160 THIS AGREEMENT IS ALSO VOIDABLE BY BUYER BY DELIVERING 161 WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 162 WITHIN 15 DAYS AFTER THE DATE OF RECEIPT FROM THE 163 DEVELOPER OF ANY AMENDMENT WHICH MATERIALLY ALTERS OR 164 MODIFIES THE OFFERING IN A MANNER THAT IS ADVERSE TO 165 THE BUYER. ANY PURPORTED WAIVER OF THESE VOIDABILITY 166 RIGHTS SHALL BE OF NO EFFECT. BUYER MAY EXTEND THE 167 TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15 DAYS 168 AFTER THE BUYER HAS RECEIVED ALL OF THE ITEMS 169 REQUIRED. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL 170 TERMINATE AT CLOSING. FIGURES CONTAINED IN ANY BUDGET 171 DELIVERED TO THE BUYER PREPARED IN ACCORDANCE WITH THE 172 CONDOMINIUM ACT ARE ESTIMATES ONLY AND REPRESENT AN 173 APPROXIMATION OF FUTURE EXPENSES BASED ON FACTS AND 174 CIRCUMSTANCES EXISTING AT THE TIME OF THE PREPARATION 175 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 8 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S OF THE BUDGET BY THE DEVELOPER. ACTUAL COSTS OF SUCH 176 ITEMS MAY EXCEED THE ESTIMATED COSTS. SUCH CHANGES IN 177 COST DO NOT CONSTITUTE MATERIAL ADVERSE CHANGES IN THE 178 OFFERING. 179 2. Contain the following caveat in conspicuous type on the 180 first page of the contract: 181 182 ORAL REPRESENTATIONS CANNOT BE RELIED UPON AS 183 CORRECTLY STATING THE REPRESENTATIONS OF THE 184 DEVELOPER. FOR CORRECT REPRESENTATIONS, REFERENCE 185 SHOULD BE MADE TO THIS CONTRACT AND THE DOCUMENTS 186 REQUIRED BY SECTION 718.503, FLORIDA STATUTES, TO BE 187 FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE. 188 189 3. If the unit has been occupied by someone other than the 190 buyer, contain a statement that the unit has been o ccupied. 191 4. If the contract is for the sale or transfer of a unit 192 subject to a lease, include as an exhibit a copy of the executed 193 lease and shall contain within the text in conspicuous type: 194 "THE UNIT IS SUBJECT TO A LEASE (OR SUBLEASE). " 195 5. If the contract is for the lease of a unit for a term 196 of 5 years or more, include as an exhibit a copy of the proposed 197 lease. 198 6. If the contract is for the sale or lease of a unit that 199 is subject to a lien for rent payable under a lease of a 200 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 9 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S recreational facility or other commonly used facility, contain 201 within the text the following statement in conspicuous type: 202 203 THIS CONTRACT IS FOR THE TRANSFER OF A UNIT THAT IS 204 SUBJECT TO A LIEN FOR RENT PAYABLE UNDER A LEASE OF 205 COMMONLY USED FACILITIES. FAILURE TO PAY RENT MA Y 206 RESULT IN FORECLOSURE OF THE LIEN. 207 208 7. State the name and address of the escrow agent required 209 by s. 718.202 and state that the purchaser may obtain a receipt 210 for his or her deposit from the escrow agent upon request. 211 8. If the contract is for the sa le or transfer of a unit 212 in a condominium in which timeshare estates have been or may be 213 created, contain within the text in conspicuous type: "UNITS IN 214 THIS CONDOMINIUM ARE SUBJECT TO TIMESHARE ESTATES. " The contract 215 for the sale of a fee interest in a ti meshare estate shall also 216 contain, in conspicuous type, the following: 217 218 FOR THE PURPOSE OF AD VALOREM TAXES OR SPECIAL 219 ASSESSMENTS LEVIED BY TAXING AUTHORITIES AGAINST A FEE 220 INTEREST IN A TIMESHARE ESTATE, THE MANAGING ENTITY IS 221 GENERALLY CONSIDERED THE TA XPAYER UNDER FLORIDA LAW. 222 YOU HAVE THE RIGHT TO CHALLENGE AN ASSESSMENT BY A 223 TAXING AUTHORITY RELATING TO YOUR TIMESHARE ESTATE 224 PURSUANT TO THE PROVISIONS OF CHAPTER 194, FLORIDA 225 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 10 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S STATUTES. 226 227 9. Contain within the text the following statement in 228 conspicuous type: 229 230 HOMEOWNERS' INSURANC E POLICIES DO NOT IN CLUDE COVERAGE 231 FOR DAMAGE RESULTING FROM FLOODING. BUYER IS 232 ENCOURAGED TO DISCUS S THE NEED TO PURCHA SE SEPARATE 233 FLOOD INSURANCE COVE RAGE WITH BUYER'S IN SURANCE AGENT. 234 235 DEVELOPER IS ☐ IS NOT ☐ AWARE OF DAMAGE TO THE 236 PROPERTY OR COMMON E LEMENTS CAUSED BY FL OODING DURING 237 THE DEVELOPER'S OWNE RSHIP OF THE PROPERT Y. 238 239 DEVELOPER HAS ☐ HAS NOT ☐ FILED A CLAIM WITH AN 240 INSURANCE PROVIDER R ELATING TO FLOOD DAM AGE ON THE 241 PROPERTY OR COMMON E LEMENTS, INCLUDING, BUT NOT 242 LIMITED TO, A CLAIM WITH THE NATIONAL FL OOD INSURANCE 243 PROGRAM. 244 245 DEVELOPER HAS ☐ HAS NOT ☐ RECEIVED ASSISTANCE FOR 246 FLOOD DAMAGE TO THE PROPERTY OR COMMON E LEMENTS, 247 INCLUDING, BUT NOT L IMITED TO, ASSISTANC E FROM THE 248 FEDERAL EMERGENCY MA NAGEMENT AGENCY. 249 250 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 11 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S FOR PURPOSES OF THIS DISCLOSURE, THE TERM "FLOODING" 251 MEANS A GENERAL OR T EMPORARY CONDITION O F PARTIAL OR 252 COMPLETE INUNDATION OF THE PROPERTY OR COMMON ELEMEN TS 253 CAUSED BY THE OVERFL OW OF INLAND OR TIDA L WATERS; THE 254 UNUSUAL AND RAPID AC CUMULATION OF RUNOFF OR SURFACE 255 WATERS FROM ANY ESTA BLISHED WATER SOURCE , SUCH AS A 256 RIVER, STREAM, OR DR AINAGE DITCH; OR SUS TAINED PERIODS 257 OF STANDING WATER RE SULTING FROM RAINFAL L. 258 Section 4. Paragraph (a) of subsection (1) of section 259 719.503, Florida Statutes, is amended to read: 260 719.503 Disclosure prior to sale. — 261 (1) DEVELOPER DISCLOSURE. — 262 (a) Contents of contracts. —Any contracts for the sale of a 263 unit or a lease thereof for an unexpired term of more than 5 264 years shall contain: 265 1. The following legend in conspicuous type: 266 267 THIS AGREEMENT IS VOIDABLE BY BUYER BY DELIVERING 268 WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 269 WITHIN 15 DAYS AFTER THE D ATE OF EXECUTION OF THIS 270 AGREEMENT BY THE BUYER, AND RECEIPT BY BUYER OF ALL OF 271 THE ITEMS REQUIRED TO BE DELIVERED TO HIM OR HER BY 272 THE DEVELOPER UNDER SECTION 719.503, FLORIDA STATUTES. 273 THIS AGREEMENT IS ALSO VOIDABLE BY BUYER BY DELIVERING 274 WRITTEN NOTICE OF THE BUYER'S INTENTION TO CANCEL 275 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 12 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S WITHIN 15 DAYS AFTER THE DATE OF RECEIPT FROM THE 276 DEVELOPER OF ANY AMENDMENT WHICH MATERIALLY ALTERS OR 277 MODIFIES THE OFFERING IN A MANNER THAT IS ADVERSE TO 278 THE BUYER. ANY PURPORTED WAIVER OF THESE VOIDABILITY 279 RIGHTS SHALL BE OF NO EFFECT. BUYER MAY EXTEND THE 280 TIME FOR CLOSING FOR A PERIOD OF NOT MORE THAN 15 DAYS 281 AFTER THE BUYER HAS RECEIVED ALL OF THE ITEMS 282 REQUIRED. BUYER'S RIGHT TO VOID THIS AGREEMENT SHALL 283 TERMINATE AT CLOSING. FIGURES CONTAINED IN ANY BUDGET 284 DELIVERED TO THE BUYER PREPARED IN ACCORDANCE WITH THE 285 COOPERATIVE ACT ARE ESTIMATES ONLY AND REPRESENT AN 286 APPROXIMATION OF FUTURE EXPENSES BASED ON FACTS AND 287 CIRCUMSTANCES EXISTING AT THE TIME OF THE PREPARATION 288 OF THE BUDGET BY THE DEVELOPER. ACTUAL COSTS OF SU CH 289 ITEMS MAY EXCEED THE ESTIMATED COSTS. SUCH CHANGES IN 290 COST DO NOT CONSTITUTE MATERIAL ADVERSE CHANGES IN THE 291 OFFERING. 292 293 2. The following caveat in conspicuous type shall be 294 placed upon the first page of the contract: 295 296 ORAL REPRESENTATIONS CANNOT BE RE LIED UPON AS 297 CORRECTLY STATING THE REPRESENTATIONS OF THE 298 DEVELOPER. FOR CORRECT REPRESENTATIONS, REFERENCE 299 SHOULD BE MADE TO THIS CONTRACT AND THE DOCUMENTS 300 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 13 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S REQUIRED BY SECTION 719.503, FLORIDA STATUTES, TO BE 301 FURNISHED BY A DEVELOPER TO A BUYER OR LESSEE . 302 303 3. If the unit has been occupied by someone other than the 304 buyer, a statement that the unit has been occupied. 305 4. If the contract is for the sale or transfer of a unit 306 subject to a lease, the contract shall include as an exhibit a 307 copy of the executed lease and shall contain within the text in 308 conspicuous type: "THE UNIT IS SUBJECT TO A LEASE (OR 309 SUBLEASE)." 310 5. If the contract is for the lease of a unit for a term 311 of 5 years or more, the contract shall include as an exhibit a 312 copy of the proposed l ease. 313 6. If the contract is for the sale or lease of a unit that 314 is subject to a lien for rent payable under a lease of a 315 recreational facility or other common areas, the contract shall 316 contain within the text the following statement in conspicuous 317 type: "THIS CONTRACT IS FOR THE TRANSFER OF A UNIT THAT IS 318 SUBJECT TO A LIEN FOR RENT PAYABLE UNDER A LEASE OF COMMON 319 AREAS. FAILURE TO PAY RENT MAY RESULT IN FORECLOSURE OF THE 320 LIEN." 321 7. The contract shall state the name and address of the 322 escrow agent required by s. 719.202 and shall state that the 323 purchaser may obtain a receipt for his or her deposit from the 324 escrow agent, upon request. 325 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 14 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 8. If the contract is for the sale or transfer of a unit 326 in a cooperative in which timeshare estates have been or may be 327 created, the following text in conspicuous type: "UNITS IN THIS 328 COOPERATIVE ARE SUBJECT TO TIMESHARE ESTATES. " The contract for 329 the sale of a timeshare estate must also contain, in conspicuous 330 type, the following: 331 332 FOR THE PURPOSE OF AD VALOREM TAXES OR S PECIAL 333 ASSESSMENTS LEVIED BY TAXING AUTHORITIES AGAINST A 334 TIMESHARE ESTATE, THE MANAGING ENTITY IS GENERALLY 335 CONSIDERED THE TAXPAYER UNDER FLORIDA LAW. YOU HAVE 336 THE RIGHT TO CHALLENGE AN ASSESSMENT BY A TAXING 337 AUTHORITY RELATING TO YOUR TIMESHARE ESTATE PU RSUANT 338 TO THE PROVISIONS OF CHAPTER 194, FLORIDA STATUTES. 339 340 9. Contain within the text the following statement in 341 conspicuous type: 342 343 HOMEOWNERS' INSURANC E POLICIES DO NOT IN CLUDE COVERAGE 344 FOR DAMAGE RESULTING FROM FLOODING. BUYER IS 345 ENCOURAGED TO DISCUS S THE NEED TO PURCHASE SEPARATE 346 FLOOD INSURANCE COVE RAGE WITH BUYER'S IN SURANCE AGENT. 347 348 DEVELOPER IS ☐ IS NOT ☐ AWARE OF DAMAGE TO THE 349 PROPERTY OR COMMON E LEMENTS CAUSED BY FL OODING DURING 350 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 15 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S THE DEVELOPER'S OWNE RSHIP OF THE PROPERT Y. 351 352 DEVELOPER HAS ☐ HAS NOT ☐ FILED A CLAIM WITH AN 353 INSURANCE PROVIDER R ELATING TO FLOOD DAM AGE ON THE 354 PROPERTY OR COMMON E LEMENTS, INCLUDING, BUT NOT 355 LIMITED TO, A CLAIM WITH THE NATIONAL FL OOD INSURANCE 356 PROGRAM. 357 358 DEVELOPER HAS ☐ HAS NOT ☐ RECEIVED ASSISTANCE FOR 359 FLOOD DAMAGE TO THE PROPERTY OR COMMON E LEMENTS, 360 INCLUDING, BUT NOT L IMITED TO, ASSISTANC E FROM THE 361 FEDERAL EMERGENCY MA NAGEMENT AGENCY. 362 363 FOR PURPOSES OF THIS DISCLOSURE, THE TERM "FLOODING" 364 MEANS A GENERAL OR T EMPORARY CONDITION O F PARTIAL OR 365 COMPLETE INUNDATION OF THE PROPERTY OR C OMMON ELEMENTS 366 CAUSED BY THE OVERFL OW OF INLAND OR TIDA L WATERS; THE 367 UNUSUAL AND RAPID AC CUMULATION OF RUNOFF OR SURFACE 368 WATERS FROM ANY ESTA BLISHED WATER SOURCE , SUCH AS A 369 RIVER, STREAM, OR DR AINAGE DITCH; OR SUSTAINED PER IODS 370 OF STANDING WATER RE SULTING FROM RAINFAL L. 371 Section 5. Subsection (6) is added to section 723.011, 372 Florida Statutes, to read: 373 723.011 Disclosure prior to rental of a mobile home lot; 374 prospectus, filing, approval. — 375 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 16 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (6)(a) A mobile home park owner must complete and provide 376 a flood disclosure to a prospective lessee of a mobile home lot. 377 Such disclosure must be provided before the execution of the lot 378 rental agreement or at the time of occupancy, whichever occurs 379 first. The flood disclosure must be in a separate document from 380 the lot rental agreement. The flood disclosure must be made in 381 substantially the following form: 382 383 FLOOD DISCLOSURE 384 Flood Insurance: Homeowners' and renters' insurance 385 policies do not include coverage for dam age resulting 386 from floods. You are encouraged to discuss the need to 387 purchase separate flood insurance coverage with your 388 insurance agent. 389 1. The mobile home park owner is ☐ is not ☐ 390 aware of damage to the property caused by flooding 391 during the mobile ho me park owner's ownership of the 392 property. 393 2. The mobile home park owner has ☐ has not ☐ 394 filed a claim with an insurance provider relating to 395 flood damage to the property, including, but not 396 limited to, a claim with the National Flood Insurance 397 Program. 398 3. The mobile home park owner has ☐ has not ☐ 399 received assistance for flood damage to the property, 400 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 17 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S including, but not limited to, assistance from the 401 Federal Emergency Management Agency. 402 4. For purposes of this disclosure, the term 403 "flooding" means a general or temporary condition of 404 partial or complete inundation of the property caused 405 by any of the following: 406 a. The overflow of inland or tidal waters. 407 b. The unusual and rapid accumulation of runoff 408 or surface waters from any established water sou rce, 409 such as a river, stream, or drainage ditch. 410 c. Sustained periods of standing water resulting 411 from rainfall. 412 413 (b) If a mobile home park owner violates this section and 414 a lessee suffers a substantial loss or damage to the lessee's 415 mobile home or personal property as a result of flooding, the 416 lessee may terminate the lot rental agreement by giving a 417 written notice of termination to the mobile home park owner no 418 later than 30 days after the date of the damage or loss. 419 Termination of a lot rental agreem ent under this section is 420 effective when the requirements of s. 723.023(5) are met. For 421 purposes of this paragraph, the term "substantial loss or 422 damage" means the total cost of repairs to or replacement of the 423 mobile home and personal property is 50 perce nt or more of the 424 mobile home's and personal property's market value on the date 425 CS/CS/HB 1015 2025 CODING: Words stricken are deletions; words underlined are additions. hb1015-02-c2 Page 18 of 18 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S the flooding occurred. 426 (c) A mobile home park owner shall refund the lessee all 427 rent or other amounts paid in advance under the lot rental 428 agreement for any period after the effective date of the 429 termination of the lot rental agreement. 430 (d) This section does not affect a lessee's liability 431 for delinquent, unpaid rent or other sums owed to the 432 mobile home park owner before the date the lot rental 433 agreement was terminated by the lessee under this 434 subsection. 435 Section 6. This act shall take effect October 1, 2025. 436