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| 9 | 9 | | Page 1 of 18 |
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| 10 | 10 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 11 | 11 | | |
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| 12 | 12 | | |
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| 13 | 13 | | |
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| 14 | 14 | | A bill to be entitled 1 |
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| 15 | 15 | | An act relating to judicial sales procedures; amending 2 |
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| 16 | 16 | | s. 45.031, F.S.; specifying that courts must follow 3 |
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| 17 | 17 | | certain provisions when ordering the sale of real or 4 |
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| 18 | 18 | | personal property unless the use of other specified 5 |
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| 19 | 19 | | procedures is ordered; creating s. 45.0311, F.S.; 6 |
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| 20 | 20 | | providing a short title; prohibiting a court from 7 |
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| 21 | 21 | | allowing the use of bidding credits or certain other 8 |
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| 22 | 22 | | offsets in specified judicial sales or foreclosure 9 |
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| 23 | 23 | | sales; requiring the winning bidder to remit the full 10 |
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| 24 | 24 | | purchase price within a specified timefram e; requiring 11 |
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| 25 | 25 | | that the sale be voided and the property reauctioned 12 |
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| 26 | 26 | | under certain circumstances; prohibiting specified 13 |
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| 27 | 27 | | persons and entities from bidding on properties in 14 |
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| 28 | 28 | | certain sales; requiring that a property be 15 |
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| 29 | 29 | | reauctioned if the property does not sell fo r a 16 |
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| 30 | 30 | | specified percentage of the recent assessed property 17 |
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| 31 | 31 | | value; requiring that specified sales be held at 18 |
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| 32 | 32 | | locations that are open and available to the public; 19 |
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| 33 | 33 | | providing construction; prohibiting the courts from 20 |
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| 34 | 34 | | allowing certain sales of property unless spe cified 21 |
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| 35 | 35 | | rules and provisions are followed; prohibiting the 22 |
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| 36 | 36 | | courts from issuing certain orders for the judicial 23 |
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| 37 | 37 | | sale or foreclosure sale of property; providing that 24 |
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| 38 | 38 | | specified sales of property are void and the property 25 |
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| 39 | 39 | | |
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| 40 | 40 | | HB 1375 2025 |
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| 46 | 46 | | Page 2 of 18 |
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| 47 | 47 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 48 | 48 | | |
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| 49 | 49 | | |
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| 50 | 50 | | |
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| 51 | 51 | | must be reauctioned if certain conditio ns are met; 26 |
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| 52 | 52 | | creating s. 45.036, F.S.; authorizing courts to order 27 |
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| 53 | 53 | | an alternate judicial sales procedure under specified 28 |
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| 54 | 54 | | conditions; requiring that such procedure follow 29 |
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| 55 | 55 | | specified notice provisions; requiring that the person 30 |
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| 56 | 56 | | conducting a sale hold a specifi ed license unless he 31 |
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| 57 | 57 | | or she is a clerk of the court; prohibiting parties to 32 |
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| 58 | 58 | | the sale action and their attorneys from conducting 33 |
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| 59 | 59 | | such sale; prohibiting the person conducting the sale 34 |
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| 60 | 60 | | from directly or indirectly bidding on the property or 35 |
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| 61 | 61 | | profiting from the sale, except for receiving a 36 |
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| 62 | 62 | | certain fee; prohibiting an alternate judicial sales 37 |
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| 63 | 63 | | procedure from authorizing specified preferences or 38 |
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| 64 | 64 | | advantages; requiring that funds be held in an escrow 39 |
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| 65 | 65 | | or trust account unless the clerk of the court holds 40 |
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| 66 | 66 | | those funds; authorizing the court to audit such 41 |
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| 67 | 67 | | accounts and issue certain orders; providing that the 42 |
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| 68 | 68 | | clerk of the court is entitled to a specified service 43 |
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| 69 | 69 | | charge; prohibiting the court from waiving such 44 |
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| 70 | 70 | | charge; requiring the person who conducted the sale to 45 |
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| 71 | 71 | | file a specified certificate of sale and provide 46 |
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| 72 | 72 | | service of such certificate to specified parties; 47 |
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| 73 | 73 | | requiring the clerk of the court to file a specified 48 |
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| 74 | 74 | | certificate of title and provide service of such 49 |
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| 75 | 75 | | certificate to specified parties; prohibiting courts 50 |
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| 77 | 77 | | HB 1375 2025 |
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| 83 | 83 | | Page 3 of 18 |
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| 84 | 84 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 85 | 85 | | |
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| 86 | 86 | | |
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| 87 | 87 | | |
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| 88 | 88 | | from waiving requirements related to a foreclosure 51 |
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| 89 | 89 | | surplus; requiring certain persons to file a specified 52 |
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| 90 | 90 | | certificate of disbursement; providing an effective 53 |
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| 91 | 91 | | date. 54 |
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| 92 | 92 | | 55 |
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| 93 | 93 | | Be It Enacted by the Legislature of the State of Florida: 56 |
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| 94 | 94 | | 57 |
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| 95 | 95 | | Section 1. Section 45.031, Florida St atutes, is amended to 58 |
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| 96 | 96 | | read: 59 |
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| 97 | 97 | | 45.031 Judicial sales procedure. —In any sale of real or 60 |
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| 98 | 98 | | personal property under an order or judgment, the procedures 61 |
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| 99 | 99 | | provided in this section and ss. 45.0315 -45.035 must may be 62 |
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| 100 | 100 | | followed unless the court orders use of the alter nate judicial 63 |
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| 101 | 101 | | sales procedure in s. 45.036 or other procedures expressly 64 |
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| 102 | 102 | | provided by law as an alternative to any other sale procedure if 65 |
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| 103 | 103 | | so ordered by the court . 66 |
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| 104 | 104 | | (1) FINAL JUDGMENT. — 67 |
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| 105 | 105 | | (a) In the order or final judgment, the court shall direct 68 |
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| 106 | 106 | | the clerk to sell the property at public sale on a specified day 69 |
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| 107 | 107 | | that shall be not less than 20 days or more than 35 days after 70 |
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| 108 | 108 | | the date thereof, on terms and conditions specified in the order 71 |
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| 109 | 109 | | or judgment. A sale may be held more than 35 days after the date 72 |
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| 110 | 110 | | of final judgment or order if the plaintiff or plaintiff's 73 |
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| 111 | 111 | | attorney consents to such time. The final judgment shall contain 74 |
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| 112 | 112 | | the following statement in conspicuous type: 75 |
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| 113 | 113 | | |
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| 114 | 114 | | HB 1375 2025 |
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| 120 | 120 | | Page 4 of 18 |
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| 121 | 121 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 123 | 123 | | |
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| 124 | 124 | | |
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| 125 | 125 | | 76 |
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| 126 | 126 | | IF THIS PROPERTY IS SOLD AT PUBLIC AUCTION, THERE MAY BE 77 |
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| 127 | 127 | | ADDITIONAL MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE 78 |
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| 128 | 128 | | ENTITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THIS 79 |
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| 129 | 129 | | FINAL JUDGMENT. 80 |
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| 130 | 130 | | 81 |
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| 131 | 131 | | IF YOU ARE A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS 82 |
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| 132 | 132 | | REMAINING AFTER THE SALE, IF ANY, YOU MUST FILE A CLAIM WITH THE 83 |
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| 133 | 133 | | CLERK NO LATER THAN THE DATE THAT THE CLERK REPORTS THE FUNDS AS 84 |
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| 134 | 134 | | UNCLAIMED. IF YOU FAIL TO FILE A TIMELY CLAIM, YOU WILL NOT BE 85 |
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| 135 | 135 | | ENTITLED TO ANY REMAINING FUNDS. 86 |
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| 136 | 136 | | (b) If the property being foreclosed on has qualified for 87 |
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| 137 | 137 | | the homestead tax exemption in the most recent approved tax 88 |
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| 138 | 138 | | roll, the final judgment shall additionally contain the 89 |
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| 139 | 139 | | following statement in conspicuous type: 90 |
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| 140 | 140 | | 91 |
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| 141 | 141 | | IF YOU ARE THE PROPERTY OWNER, YOU MAY CLAIM THESE FUNDS 92 |
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| 142 | 142 | | YOURSELF. YOU ARE NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER 93 |
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| 143 | 143 | | REPRESENTATION AND YOU DO NOT HAVE TO A SSIGN YOUR RIGHTS TO 94 |
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| 144 | 144 | | ANYONE ELSE IN ORDER FOR YOU TO CLAIM ANY MONEY TO WHICH YOU ARE 95 |
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| 145 | 145 | | ENTITLED. PLEASE CHECK WITH THE CLERK OF THE COURT, ...(INSERT 96 |
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| 146 | 146 | | INFORMATION FOR APPLICABLE COURT)... WITHIN TEN (10) DAYS AFTER 97 |
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| 147 | 147 | | THE SALE TO SEE IF THERE IS ADDITIONAL MONE Y FROM THE 98 |
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| 148 | 148 | | FORECLOSURE SALE THAT THE CLERK HAS IN THE REGISTRY OF THE 99 |
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| 149 | 149 | | COURT. 100 |
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| 150 | 150 | | |
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| 151 | 151 | | HB 1375 2025 |
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| 157 | 157 | | Page 5 of 18 |
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| 158 | 158 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 159 | 159 | | |
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| 160 | 160 | | |
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| 161 | 161 | | |
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| 162 | 162 | | 101 |
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| 163 | 163 | | IF YOU DECIDE TO SELL YOUR HOME OR HIRE SOMEONE TO HELP YOU 102 |
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| 164 | 164 | | CLAIM THE ADDITIONAL MONEY, YOU SHOULD READ VERY CAREFULLY ALL 103 |
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| 165 | 165 | | PAPERS YOU ARE REQUIRED TO SIGN, ASK SOMEONE ELSE, PREFERABLY AN 104 |
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| 166 | 166 | | ATTORNEY WHO IS NOT RELATED TO THE PERSON OFFERING TO HELP YOU, 105 |
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| 167 | 167 | | TO MAKE SURE THAT YOU UNDERSTAND WHAT YOU ARE SIGNING AND THAT 106 |
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| 168 | 168 | | YOU ARE NOT TRANSFERRING YOUR PROPERTY OR THE EQUITY IN YOUR 107 |
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| 169 | 169 | | PROPERTY WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD TO 108 |
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| 170 | 170 | | PAY AN ATTORNEY, YOU MAY CONTACT ...(INSERT LOCAL OR NEAREST 109 |
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| 171 | 171 | | LEGAL AID OFFICE AND TELEPHONE NUMBER)... TO SEE IF YOU QUALIFY 110 |
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| 172 | 172 | | FINANCIALLY FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY 111 |
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| 173 | 173 | | MAY BE ABLE TO REFER YOU TO A LOCAL BAR REFERRAL AGENCY OR 112 |
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| 174 | 174 | | SUGGEST OTHER OPTIONS. IF YOU CHOOSE TO CONTACT ...(NAME OF 113 |
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| 175 | 175 | | LOCAL OR NEAREST LEGAL AID OFFICE)... FOR ASSISTANCE, YOU SHOULD 114 |
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| 176 | 176 | | DO SO AS SOON AS POSSIBLE AFTER RECEIPT OF THIS NOTICE. 115 |
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| 177 | 177 | | (c) A copy of the final judgment shall be furnished by the 116 |
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| 178 | 178 | | clerk by first-class mail to the last known address of every 117 |
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| 179 | 179 | | party to the action or to the attorney of record for such party. 118 |
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| 180 | 180 | | Any irregularity in such mailing, including the failure to 119 |
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| 181 | 181 | | include this statement in any final judgment or order, shall not 120 |
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| 182 | 182 | | affect the validity or finality of the final judgment or order 121 |
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| 183 | 183 | | or any sale held pursuant to the final judgment or order. Any 122 |
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| 184 | 184 | | sale held more than 35 days after the final judgment or order 123 |
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| 185 | 185 | | shall not affect the validity or finality of the final judgment 124 |
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| 186 | 186 | | or order or any sale h eld pursuant to such judgment or order. 125 |
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| 188 | 188 | | HB 1375 2025 |
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| 194 | 194 | | Page 6 of 18 |
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| 195 | 195 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 196 | 196 | | |
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| 197 | 197 | | |
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| 198 | 198 | | |
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| 199 | 199 | | (2) PUBLICATION OF SALE. —Notice of sale shall be published 126 |
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| 200 | 200 | | on a publicly accessible website as provided in s. 50.0311 for 127 |
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| 201 | 201 | | at least 2 consecutive weeks before the sale or once a week for 128 |
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| 202 | 202 | | 2 consecutive weeks in a new spaper of general circulation, as 129 |
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| 203 | 203 | | provided in chapter 50, published in the county where the sale 130 |
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| 204 | 204 | | is to be held. The second publication by newspaper shall be at 131 |
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| 205 | 205 | | least 5 days before the sale. The notice shall contain: 132 |
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| 206 | 206 | | (a) A description of the property to b e sold. 133 |
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| 207 | 207 | | (b) The time and place of sale. 134 |
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| 208 | 208 | | (c) A statement that the sale will be made pursuant to the 135 |
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| 209 | 209 | | order or final judgment. 136 |
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| 210 | 210 | | (d) The caption of the action. 137 |
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| 211 | 211 | | (e) The name of the clerk making the sale. 138 |
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| 212 | 212 | | (f) A statement that any person claiming an inte rest in 139 |
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| 213 | 213 | | the surplus from the sale, if any, other than the property owner 140 |
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| 214 | 214 | | as of the date of the lis pendens must file a claim before the 141 |
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| 215 | 215 | | clerk reports the surplus as unclaimed. 142 |
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| 216 | 216 | | 143 |
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| 217 | 217 | | The court, in its discretion, may enlarge the time of the sale. 144 |
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| 218 | 218 | | Notice of the changed time of sale shall be published as 145 |
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| 219 | 219 | | provided herein. 146 |
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| 220 | 220 | | (3) CONDUCT OF SALE; DEPOSIT REQUIRED. —The sale shall be 147 |
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| 221 | 221 | | conducted at public auction at the time and place set forth in 148 |
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| 222 | 222 | | the final judgment. The clerk shall receive the service charge 149 |
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| 223 | 223 | | imposed in s. 45.035 for services in making, recording, and 150 |
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| 225 | 225 | | HB 1375 2025 |
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| 231 | 231 | | Page 7 of 18 |
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| 232 | 232 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 233 | 233 | | |
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| 234 | 234 | | |
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| 235 | 235 | | |
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| 236 | 236 | | certifying the sale and title that shall be assessed as costs. 151 |
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| 237 | 237 | | At the time of the sale, the successful high bidder shall post 152 |
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| 238 | 238 | | with the clerk a deposit equal to 5 percent of the final bid. 153 |
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| 239 | 239 | | The deposit shall be applied to the sale price at the time of 154 |
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| 240 | 240 | | payment. If final payment is not made within the prescribed 155 |
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| 241 | 241 | | period, the clerk shall readvertise the sale as provided in this 156 |
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| 242 | 242 | | section and pay all costs of the sale from the deposit. Any 157 |
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| 243 | 243 | | remaining funds shall be appl ied toward the judgment. 158 |
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| 244 | 244 | | (4) CERTIFICATION OF SALE. —After a sale of the property 159 |
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| 245 | 245 | | the clerk shall promptly file a certificate of sale and serve a 160 |
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| 246 | 246 | | copy of it on each party in substantially the following form: 161 |
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| 247 | 247 | | 162 |
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| 248 | 248 | | (Caption of Action) 163 |
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| 249 | 249 | | 164 |
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| 250 | 250 | | CERTIFICATE OF SALE 165 |
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| 251 | 251 | | 166 |
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| 252 | 252 | | The undersigned clerk of the court certifies that notice of 167 |
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| 253 | 253 | | public sale of the property described in the order or final 168 |
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| 254 | 254 | | judgment was published in ...., a newspaper circulated in .... 169 |
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| 255 | 255 | | County, Florida, in the manner shown by the proof of publication 170 |
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| 256 | 256 | | attached, and on ...., ...(year)..., the property was offered 171 |
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| 257 | 257 | | for public sale to the highest and best bidder for cash. The 172 |
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| 258 | 258 | | highest and best bid received for the property in the amount of 173 |
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| 259 | 259 | | $.... was submitted by ...., to whom the property was sold. The 174 |
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| 260 | 260 | | proceeds of the sale are retained for distribution in accordance 175 |
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| 261 | 261 | | |
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| 262 | 262 | | HB 1375 2025 |
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| 266 | 266 | | CODING: Words stricken are deletions; words underlined are additions. |
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| 268 | 268 | | Page 8 of 18 |
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| 269 | 269 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 270 | 270 | | |
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| 271 | 271 | | |
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| 272 | 272 | | |
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| 273 | 273 | | with the order or final judgment or law. WITNESS my hand and the 176 |
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| 274 | 274 | | seal of this court on ...., ...(year).... 177 |
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| 275 | 275 | | ...(Clerk)... 178 |
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| 276 | 276 | | By ...(Deputy Clerk)... 179 |
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| 277 | 277 | | 180 |
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| 278 | 278 | | (5) CERTIFICATE OF TITLE. —If no objections to the sale are 181 |
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| 279 | 279 | | filed within 10 days after filing the certificate of sale, the 182 |
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| 280 | 280 | | clerk shall file a certificate of title and serve a copy of it 183 |
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| 281 | 281 | | on each party in substantially the following form: 184 |
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| 282 | 282 | | 185 |
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| 283 | 283 | | (Caption of Action) 186 |
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| 284 | 284 | | 187 |
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| 285 | 285 | | CERTIFICATE OF TITLE 188 |
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| 286 | 286 | | 189 |
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| 287 | 287 | | The undersigned clerk of the court certifies that he or she 190 |
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| 288 | 288 | | executed and filed a certificate of sale in this action on ...., 191 |
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| 289 | 289 | | ...(year)..., for the property described herein and that no 192 |
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| 290 | 290 | | objections to the sale have been filed within the time allowed 193 |
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| 291 | 291 | | for filing objections. 194 |
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| 292 | 292 | | The following property in .... County, Florida: 195 |
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| 293 | 293 | | (description) 196 |
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| 294 | 294 | | was sold to ................................. 197 |
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| 295 | 295 | | 198 |
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| 296 | 296 | | WITNESS my hand and the seal of the court on ...., ...(year).... 199 |
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| 297 | 297 | | ...(Clerk)... 200 |
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| 298 | 298 | | |
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| 299 | 299 | | HB 1375 2025 |
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| 303 | 303 | | CODING: Words stricken are deletions; words underlined are additions. |
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| 305 | 305 | | Page 9 of 18 |
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| 306 | 306 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 307 | 307 | | |
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| 308 | 308 | | |
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| 309 | 309 | | |
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| 310 | 310 | | By ...(Deputy Clerk)... 201 |
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| 311 | 311 | | 202 |
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| 312 | 312 | | (6) CONFIRMATION; RECORDING. —When the certificate of title 203 |
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| 313 | 313 | | is filed the sale shall stand confirmed, and title to the 204 |
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| 314 | 314 | | property shall pass to the purchaser named in the certificate 205 |
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| 315 | 315 | | without the necessity of any further proceedings or instruments. 206 |
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| 316 | 316 | | The certificate of title shall be recorded by the clerk. 207 |
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| 317 | 317 | | (7) DISBURSEMENTS OF PROCEEDS.— 208 |
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| 318 | 318 | | (a) On filing a certificate of title, the clerk shall 209 |
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| 319 | 319 | | disburse the proceeds of the sale in accordance with the order 210 |
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| 320 | 320 | | or final judgment and shall file a report of such disbursements 211 |
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| 321 | 321 | | and serve a copy of it on each party, and on the Depa rtment of 212 |
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| 322 | 322 | | Revenue if the department was named as a defendant in the action 213 |
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| 323 | 323 | | or if the Department of Commerce or the former Agency for 214 |
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| 324 | 324 | | Workforce Innovation was named as a defendant while the 215 |
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| 325 | 325 | | Department of Revenue was providing reemployment assistance tax 216 |
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| 326 | 326 | | collection services under contract with the Department of 217 |
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| 327 | 327 | | Commerce or the former Agency for Workforce Innovation through 218 |
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| 328 | 328 | | an interagency agreement pursuant to s. 443.1316. 219 |
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| 329 | 329 | | (b) The certificate of disbursements shall be in 220 |
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| 330 | 330 | | substantially the following form: 221 |
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| 331 | 331 | | 222 |
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| 332 | 332 | | (Caption of Action) 223 |
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| 333 | 333 | | 224 |
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| 334 | 334 | | CERTIFICATE OF DISBURSEMENTS 225 |
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| 335 | 335 | | |
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| 336 | 336 | | HB 1375 2025 |
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| 343 | 343 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 344 | 344 | | |
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| 345 | 345 | | |
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| 346 | 346 | | |
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| 347 | 347 | | 226 |
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| 348 | 348 | | The undersigned clerk of the court certifies that he or she 227 |
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| 349 | 349 | | disbursed the proceeds received from the sale of the property as 228 |
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| 350 | 350 | | provided in the order or final judgment to the persons and in 229 |
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| 351 | 351 | | the amounts as follows: 230 |
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| 352 | 352 | | Name Amount 231 |
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| 353 | 353 | | 232 |
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| 354 | 354 | | Total disbursements: $.... 233 |
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| 355 | 355 | | Surplus retained by clerk, if any: $.... 234 |
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| 356 | 356 | | 235 |
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| 357 | 357 | | IF YOU ARE A PERSON CLAIMING A RIGHT TO FUNDS REMAINING AFTER 236 |
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| 358 | 358 | | THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN THE 237 |
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| 359 | 359 | | DATE THAT THE CLERK REPORTS THE FUNDS AS U NCLAIMED. IF YOU FAIL 238 |
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| 360 | 360 | | TO FILE A CLAIM, YOU WILL NOT BE ENTITLED TO ANY REMAINING 239 |
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| 361 | 361 | | FUNDS. AFTER THE FUNDS ARE REPORTED AS UNCLAIMED, ONLY THE OWNER 240 |
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| 362 | 362 | | OF RECORD AS OF THE DATE OF THE LIS PENDENS MAY CLAIM THE 241 |
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| 363 | 363 | | SURPLUS. 242 |
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| 364 | 364 | | 243 |
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| 365 | 365 | | WITNESS my hand and the seal of the court on ...., ...(year).... 244 |
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| 366 | 366 | | ...(Clerk)... 245 |
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| 367 | 367 | | By ...(Deputy Clerk)... 246 |
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| 368 | 368 | | 247 |
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| 369 | 369 | | (c) If no objections to the report are served within 10 248 |
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| 370 | 370 | | days after it is filed, the disbursements by the clerk shall 249 |
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| 371 | 371 | | stand approved as reported. If timely objections to the report 250 |
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| 372 | 372 | | |
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| 380 | 380 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 381 | 381 | | |
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| 382 | 382 | | |
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| 383 | 383 | | |
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| 384 | 384 | | are served, they shall be heard by the court. Service of 251 |
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| 385 | 385 | | objections to the report does not affect or cloud the title of 252 |
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| 386 | 386 | | the purchaser of the property in any manner. 253 |
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| 387 | 387 | | (d) If there are funds remaining after payment of all 254 |
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| 388 | 388 | | disbursements required by the final judgment of foreclosure and 255 |
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| 389 | 389 | | shown on the certificate of disbursements, the surplus shall be 256 |
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| 390 | 390 | | distributed as provided in this section and ss. 45.0315 -45.035. 257 |
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| 391 | 391 | | (8) VALUE OF PROPERTY. —The amount of the bid for the 258 |
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| 392 | 392 | | property at the sale shall be conclusively presumed to b e 259 |
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| 393 | 393 | | sufficient consideration for the sale. Any party may serve an 260 |
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| 394 | 394 | | objection to the amount of the bid within 10 days after the 261 |
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| 395 | 395 | | clerk files the certificate of sale. If timely objections to the 262 |
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| 396 | 396 | | bid are served, the objections shall be heard by the court. 263 |
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| 397 | 397 | | Service of objections to the amount of the bid does not affect 264 |
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| 398 | 398 | | or cloud the title of the purchaser in any manner. If the case 265 |
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| 399 | 399 | | is one in which a deficiency judgment may be sought and 266 |
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| 400 | 400 | | application is made for a deficiency, the amount bid at the sale 267 |
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| 401 | 401 | | may be considered by the court as one of the factors in 268 |
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| 402 | 402 | | determining a deficiency under the usual equitable principles. 269 |
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| 403 | 403 | | (9) EXECUTION SALES. —This section shall not apply to 270 |
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| 404 | 404 | | property sold under executions. 271 |
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| 405 | 405 | | (10) ELECTRONIC SALES. —The clerk may conduct the sale of 272 |
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| 406 | 406 | | real or personal property under an order or judgment pursuant to 273 |
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| 407 | 407 | | this section by electronic means. Such electronic sales shall 274 |
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| 408 | 408 | | comply with the procedures provided in this chapter, except that 275 |
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| 409 | 409 | | |
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| 417 | 417 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 418 | 418 | | |
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| 419 | 419 | | |
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| 420 | 420 | | |
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| 421 | 421 | | electronic proxy bidding shall be allowed and the clerk may 276 |
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| 422 | 422 | | require bidders to advance sufficient funds to pay the deposit 277 |
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| 423 | 423 | | required by subsection (3). The clerk shall provide access to 278 |
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| 424 | 424 | | the electronic sale by computer terminals open to the public at 279 |
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| 425 | 425 | | a designated location and shall accept an advance credit proxy 280 |
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| 426 | 426 | | bid from the plaintiff of any amount up to the maximum allowable 281 |
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| 427 | 427 | | credit bid of the plaintiff. A clerk who conducts such 282 |
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| 428 | 428 | | electronic sales may receive electronic deposits and payments 283 |
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| 429 | 429 | | related to the sale. 284 |
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| 430 | 430 | | Section 2. Section 45.0311, Florida Statutes, is created 285 |
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| 431 | 431 | | to read: 286 |
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| 432 | 432 | | 45.0311 Transparency in judicial sales and foreclosure 287 |
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| 433 | 433 | | sales.— 288 |
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| 434 | 434 | | (1) This section may be cited as the "Transparency in 289 |
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| 435 | 435 | | Judicial Sales and Foreclosure Sales Act." 290 |
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| 436 | 436 | | (2) Notwithstanding s. 45.031 or any other law to the 291 |
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| 437 | 437 | | contrary: 292 |
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| 438 | 438 | | (a) A court of compete nt jurisdiction presiding over a 293 |
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| 439 | 439 | | judicial sale or other foreclosure sale conducted in this state 294 |
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| 440 | 440 | | or pursuant to the laws of this state may not allow the use of 295 |
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| 441 | 441 | | bidding credits or other offsets in excess of 10 percent of the 296 |
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| 442 | 442 | | most recent assessed value of th e property, as determined by the 297 |
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| 443 | 443 | | property appraiser in the county where the property is located. 298 |
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| 444 | 444 | | (b) If the winning bidder of a judicial sale or other 299 |
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| 445 | 445 | | foreclosure sale conducted in this state or pursuant to the laws 300 |
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| 446 | 446 | | |
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| 454 | 454 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 455 | 455 | | |
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| 456 | 456 | | |
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| 457 | 457 | | |
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| 458 | 458 | | of this state does not remit the full purchase price within 30 301 |
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| 459 | 459 | | days after the sale, or cause the full purchase price to be 302 |
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| 460 | 460 | | remitted to the seller within 30 days after the sale, the sale 303 |
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| 461 | 461 | | is voided and the property must be reauctioned. 304 |
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| 462 | 462 | | (c) If a judicial sale or other foreclosure sale conducted 305 |
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| 463 | 463 | | in this state or pursuant to the laws of this state is 306 |
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| 464 | 464 | | orchestrated or facilitated by an attorney, a parent, a child, a 307 |
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| 465 | 465 | | brother, a sister, a grandparent, or a grandchild of that 308 |
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| 466 | 466 | | attorney may not bid on the property. A current or former client 309 |
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| 467 | 467 | | of such attorney may not bid on the property. For the purposes 310 |
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| 468 | 468 | | of this paragraph, a legal entity wholly or predominantly owned 311 |
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| 469 | 469 | | by a parent, a child, a brother, a sister, a grandparent, or a 312 |
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| 470 | 470 | | grandchild of such attorney or a current or former client of 313 |
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| 471 | 471 | | such attorney, may not bid on the property. 314 |
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| 472 | 472 | | (d) If a property sold pursuant to a judicial sale or 315 |
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| 473 | 473 | | other foreclosure sale conducted in this state or pursuant to 316 |
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| 474 | 474 | | the laws of this state is not sold for at least 75 percent of 317 |
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| 475 | 475 | | the most recent assessed value of the property, a s determined by 318 |
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| 476 | 476 | | the property appraiser in the county where the property is 319 |
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| 477 | 477 | | located, such property must be reauctioned. 320 |
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| 478 | 478 | | (e) Any judicial sale or other foreclosure sale conducted 321 |
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| 479 | 479 | | in this state or pursuant to the laws of this state must be held 322 |
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| 480 | 480 | | at a location that is open and available to the public, and the 323 |
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| 481 | 481 | | public must be provided reasonable notice of such sale. For the 324 |
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| 482 | 482 | | purposes of this paragraph, an area of a building or property 325 |
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| 483 | 483 | | |
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| 491 | 491 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 492 | 492 | | |
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| 493 | 493 | | |
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| 494 | 494 | | |
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| 495 | 495 | | which is normally accessible only by a security card, key card, 326 |
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| 496 | 496 | | key fob, or other similar means is not open and available to the 327 |
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| 497 | 497 | | public. 328 |
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| 498 | 498 | | (f) A court of competent jurisdiction in this state may 329 |
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| 499 | 499 | | not allow any judicial sale or other foreclosure sale to proceed 330 |
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| 500 | 500 | | if such sale is conducted pursuant to rules that contradict this 331 |
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| 501 | 501 | | section. A court may not issue an order allowing a property to 332 |
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| 502 | 502 | | be sold by way of judicial sale or foreclosure sale which does 333 |
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| 503 | 503 | | not comply with the requirements of this section. 334 |
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| 504 | 504 | | (g) Any judicial sale or other foreclosure sale conducted 335 |
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| 505 | 505 | | in this state or pursuant to the laws of this state in violation 336 |
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| 506 | 506 | | of this section is void, upon a successful legal challenge, and 337 |
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| 507 | 507 | | the property must be reauctioned pursuant to a valid judicial 338 |
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| 508 | 508 | | sale. 339 |
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| 509 | 509 | | Section 3. Section 45.036, Florida Statutes, is created to 340 |
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| 510 | 510 | | read: 341 |
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| 511 | 511 | | 45.036 Alternate judicial sales procedure. —A court may 342 |
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| 512 | 512 | | order the use of alternate judicial sales procedures in ss. 343 |
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| 513 | 513 | | 45.031-45.035 if the exceptions are consistent with the 344 |
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| 514 | 514 | | requirements of this section and the goals of minimizing 345 |
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| 515 | 515 | | expenses and delays, avoiding fraud, and maxi mizing the sale 346 |
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| 516 | 516 | | price. 347 |
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| 517 | 517 | | (1) ALTERNATE PUBLICATION OF SALE PROCEDURE. —Any 348 |
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| 518 | 518 | | publication of sale procedure which is not fully consistent with 349 |
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| 519 | 519 | | the publication of sale procedures specified in s. 45.031(2) 350 |
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| 520 | 520 | | |
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| 521 | 521 | | HB 1375 2025 |
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| 523 | 523 | | |
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| 528 | 528 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 529 | 529 | | |
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| 530 | 530 | | |
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| 531 | 531 | | |
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| 532 | 532 | | must require notice of all the information specified in that 351 |
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| 533 | 533 | | subsection. 352 |
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| 534 | 534 | | (2) SALES NOT CONDUCTED BY THE CLERK OF THE COURT. —If the 353 |
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| 535 | 535 | | clerk of the court is not conducting the sale, the person 354 |
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| 536 | 536 | | conducting the sale: 355 |
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| 537 | 537 | | (a) Must be an auctioneer licensed under part VI of 356 |
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| 538 | 538 | | chapter 468, a real estate broker licensed und er chapter 475, or 357 |
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| 539 | 539 | | a member of The Florida Bar in good standing; 358 |
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| 540 | 540 | | (b) May not be a party to the action or an attorney 359 |
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| 541 | 541 | | representing a party in the action; and 360 |
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| 542 | 542 | | (c) May not directly or indirectly bid on the property or 361 |
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| 543 | 543 | | profit from the sale of the property by any means other than the 362 |
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| 544 | 544 | | fee authorized by the court. 363 |
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| 545 | 545 | | (3) PREFERENCES PROHIBITED. —An alternate judicial sales 364 |
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| 546 | 546 | | procedure may not authorize any bidding preferences, credit 365 |
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| 547 | 547 | | preferences, or other preference or advantage to any party or 366 |
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| 548 | 548 | | bidder or other person seeking ownership of the property. 367 |
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| 549 | 549 | | (4) POSSESSION OF DEPOSITS AND PAYMENTS. —If the bidder's 368 |
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| 550 | 550 | | deposit, the bid amount, or any other funds paid by a bidder or 369 |
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| 551 | 551 | | a party are not held by the clerk of the court, the funds must 370 |
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| 552 | 552 | | be held in an escrow or trus t account pursuant to the laws and 371 |
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| 553 | 553 | | rules regulating the license of the person conducting the sale 372 |
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| 554 | 554 | | or held in an escrow account of the title insurance agent 373 |
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| 555 | 555 | | regulated under part V of chapter 626. The court may audit any 374 |
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| 556 | 556 | | such escrow or trust account and may enter an ex parte order at 375 |
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| 557 | 557 | | |
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| 558 | 558 | | HB 1375 2025 |
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| 560 | 560 | | |
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| 565 | 565 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 566 | 566 | | |
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| 567 | 567 | | |
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| 568 | 568 | | |
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| 569 | 569 | | any time requiring the immediate transfer of all related funds 376 |
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| 570 | 570 | | to the clerk of the court. 377 |
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| 571 | 571 | | (5) CERTIFICATION OF SALE. —After the sale of a property to 378 |
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| 572 | 572 | | which this section applies: 379 |
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| 573 | 573 | | (a) The clerk is entitled to the service charge in s. 380 |
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| 574 | 574 | | 45.035(1), which may not be waived by the court; and 381 |
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| 575 | 575 | | (b) The clerk of the court or other person who conducted 382 |
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| 576 | 576 | | the sale must promptly file a certificate of sale and serve a 383 |
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| 577 | 577 | | copy on each party in substantially the following form: 384 |
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| 578 | 578 | | 385 |
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| 579 | 579 | | (Caption of Action) 386 |
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| 580 | 580 | | 387 |
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| 581 | 581 | | CERTIFICATE OF JUDICIAL SALE 388 |
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| 582 | 582 | | 389 |
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| 583 | 583 | | The undersigned .... certifies that notice of public sale 390 |
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| 584 | 584 | | of the property described in the order or final judgment was 391 |
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| 585 | 585 | | furnished by ...., in the manner shown by the attached, and on 392 |
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| 586 | 586 | | ...., ...(year)..., the property was offe red for public sale to 393 |
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| 587 | 587 | | the highest and best bidder for cash. The highest and best bid 394 |
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| 588 | 588 | | received for the property in the amount of $.... was submitted 395 |
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| 589 | 589 | | by ...., to whom the property was sold. The proceeds of the sale 396 |
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| 590 | 590 | | are retained for distribution in accordanc e with the order or 397 |
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| 591 | 591 | | final judgment or law. WITNESS my hand and the seal of this 398 |
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| 592 | 592 | | court on ...., ...(year).... 399 |
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| 593 | 593 | | ...(...)... 400 |
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| 594 | 594 | | |
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| 595 | 595 | | HB 1375 2025 |
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| 602 | 602 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 603 | 603 | | |
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| 604 | 604 | | |
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| 605 | 605 | | |
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| 606 | 606 | | By ...(....)... 401 |
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| 607 | 607 | | 402 |
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| 608 | 608 | | (6) CERTIFICATE OF TITLE. —If property is sold under the 403 |
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| 609 | 609 | | method authorized by this section and an objection to the sa le 404 |
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| 610 | 610 | | is not filed within 10 days after filing the certificate of 405 |
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| 611 | 611 | | sale, or such other time as authorized by the court, the clerk 406 |
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| 612 | 612 | | must file a certificate of title and serve a copy of such title 407 |
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| 613 | 613 | | on each party in substantially the following form: 408 |
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| 614 | 614 | | 409 |
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| 615 | 615 | | (Caption of Action) 410 |
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| 616 | 616 | | 411 |
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| 617 | 617 | | CERTIFICATE OF TITLE 412 |
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| 618 | 618 | | 413 |
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| 619 | 619 | | The undersigned clerk of the court certifies that a 414 |
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| 620 | 620 | | certificate of sale was filed in this action on ...., 415 |
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| 621 | 621 | | ...(year)..., for the property described herein and that no 416 |
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| 622 | 622 | | objections to the sale have been filed within the time allowed 417 |
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| 623 | 623 | | for filing objections. 418 |
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| 624 | 624 | | The following property in .... County, Florida: 419 |
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| 625 | 625 | | (description) 420 |
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| 626 | 626 | | was sold to ................................. 421 |
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| 627 | 627 | | 422 |
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| 628 | 628 | | WITNESS my hand and the seal of the court on ...., ...(year).... 423 |
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| 629 | 629 | | ...(Clerk)... 424 |
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| 630 | 630 | | By ...(Deputy Clerk)... 425 |
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| 631 | 631 | | |
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| 632 | 632 | | HB 1375 2025 |
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| 634 | 634 | | |
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| 635 | 635 | | |
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| 636 | 636 | | CODING: Words stricken are deletions; words underlined are additions. |
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| 639 | 639 | | F L O R I D A H O U S E O F R E P R E S E N T A T I V E S |
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| 640 | 640 | | |
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| 641 | 641 | | |
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| 642 | 642 | | |
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| 643 | 643 | | 426 |
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| 644 | 644 | | (7) SURPLUS FUNDS.—The requirements related to a 427 |
|---|
| 645 | 645 | | foreclosure surplus as provided in ss. 45.031(1), 45.032, 428 |
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| 646 | 646 | | 45.033, and 45.035(2) may not be waived by the court. 429 |
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| 647 | 647 | | (8) DISBURSEMENTS OF PROCEEDS. —If the clerk of the court 430 |
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| 648 | 648 | | is not disbursing the proceeds of the sa le, the person who 431 |
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| 649 | 649 | | conducted the sale, or a title company licensed under part V of 432 |
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| 650 | 650 | | chapter 626, must file a certificate of disbursements in 433 |
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| 651 | 651 | | substantially the same form as required by s. 45.031(7). 434 |
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| 652 | 652 | | Section 4. This act shall take effect July 1, 2025. 435 |
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