Florida 2025 Regular Session

Florida House Bill H1431 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
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3	3	HB 1431 2025
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7	7	CODING: Words stricken are deletions; words underlined are additions.
8	8	hb1431-00
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10	10	F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
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14	14	A bill to be entitled 1
15	15	An act relating to public records; amending s. 2
16	16	627.711, F.S.; providing exemptions from public 3
17	17	records requirements for insureds' uniform mitigation 4
18	18	verification inspection forms and associated data 5
19	19	entered into the Office of Insurance Regulation 6
20	20	database; providing for future legislative review and 7
21	21	repeal of the exemptions; providing a statement of 8
22	22	public necessity; providing a contingent effective 9
23	23	date. 10
24	24	11
25	25	Be It Enacted by the Legislature of the State of Florida: 12
26	26	13
27	27	Section 1. Paragraph (e) of subsection (2) of section 14
28	28	627.711, Florida Statutes, as amended by HB 1429 or similar 15
29	29	legislation, 2025 Regular Session, is redesignated as paragraph 16
30	30	(f), and a new paragraph (e) is added to that subsection to 17
31	31	read: 18
32	32	627.711 Notice of premium discounts for hurricane loss 19
33	33	mitigation; uniform mitigation verification inspection form. — 20
34	34	(2) 21
35	35	(e)1. The electronic filings and the associated data 22
36	36	entered into the database und er paragraph (d), including the 23
37	37	policyholders' identities, telephone numbers, e -mail addresses, 24
38	38	insurance companies, and insurance policy numbers, are 25
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40	40	HB 1431 2025
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44	44	CODING: Words stricken are deletions; words underlined are additions.
45	45	hb1431-00
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47	47	F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
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51	51	confidential and exempt from s. 119.07(1) and s. 24(a), Art. I 26
52	52	of the State Constitution. 27
53	53	2. This paragraph is subject to the Open Government Sunset 28
54	54	Review Act in accordance with s. 119.15 and shall stand repealed 29
55	55	on October 2, 2030, unless reviewed and saved from repeal 30
56	56	through reenactment by the Legislature. 31
57	57	Section 2. The Legislature finds that it is a public 32
58	58	necessity that a statewide uniform mitigation verification 33
59	59	inspection form submitted electronically, which reveals the 34
60	60	policyholder's name, identity, telephone number, e -mail address, 35
61	61	insurance company, and insurance policy number be confidential 36
62	62	and exempt from s. 119.07(1), Florida Statutes, and s. 24(a), 37
63	63	Article I of the State Constitution. Uniform mitigation 38
64	64	verification inspection forms reveal critical personal 39
65	65	identifying information regarding policyholders and, in 40
66	66	aggregate, can be used to identify information claimed as a 41
67	67	trade secret pursuant to s. 624.4213, Florida Statutes. 42
68	68	Disclosing identifying information contained in uniform 43
69	69	mitigation verification inspection forms significantly 44
70	70	undermines the privacy of policyholders and can result in the 45
71	71	release of otherwise exempt trade secret information protections 46
72	72	claimed by insurers. Pervasive use of the Internet and related 47
73	73	technologies abet those with malicious purposes in exploiting 48
74	74	the use of personal identifying information within uniform 49
75	75	mitigation verification inspection forms, creating ever -50
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77	77	HB 1431 2025
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81	81	CODING: Words stricken are deletions; words underlined are additions.
82	82	hb1431-00
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84	84	F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
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88	88	expanding threats to privacy and security never envisioned in 51
89	89	generations past. The establishment of a statewide database to 52
90	90	be operated by the Office of Insurance Regulation will lead to a 53
91	91	single repository with a vast amount of identifying information. 54
92	92	Furthermore, the public disclosure of such information could 55
93	93	hinder the effective and efficient administration of the 56
94	94	database. Therefore, the Legislature finds that it is a public 57
95	95	necessity to make ex empt from public records requirements 58
96	96	identifying information contained in the uniform mitigation 59
97	97	verification inspection form electronic submissions. 60
98	98	Section 3. This act shall take effect on the same date 61
99	99	that HB 1429 or similar legislation takes effe ct, if such 62
100	100	legislation is adopted in the same legislative session or an 63
101	101	extension thereof and becomes a law. 64