Florida 2026 Regular Session

Florida Senate Bill S0084

Introduced
9/24/25  
Refer
10/6/25  

Caption

Insurance Solutions Advisory Council

Impact

The formation of the Insurance Solutions Advisory Council is poised to enhance the state's oversight of the insurance sector. By compiling and analyzing data, the council intends to identify trends and issues within the insurance market, potentially leading to informed legislative actions that could improve insurance availability and affordability for Florida residents. Notably, the bill mandates the submission of an annual report to high-ranking state officials, which highlights its focus on accountability and transparency in the insurance sector.

Summary

Bill S0084 establishes the Insurance Solutions Advisory Council within the Office of Insurance Regulation of the Financial Services Commission in Florida. The council is tasked with analyzing data and evaluating information related to the state's property and motor vehicle insurance markets. This council will function in an advisory capacity to both the regulatory office and the legislature, aiming to provide clarity and recommendations on insurance practices.

Contention

While the bill is designed to create a more structured approach to insurance regulation, there are points of contention regarding the council's composition and the potential influence of various stakeholders. Some critics may argue that the involvement of multiple appointed members from insurance companies could lead to conflicts of interest, as these representatives might prioritize corporate interests over consumer protection. The requirement for diverse representation, including consumer advocates, aims to address these concerns, but debates about balance and fairness in approach are expected to arise.

Companion Bills

FL H0343

Similar To Insurance Solutions Advisory Council

Previously Filed As

FL H0461

Insurance Solutions Advisory Council

FL S0194

Insurance Solutions Advisory Council

FL HB461

Insurance Solutions Advisory Council:

FL H1047

Insurance

FL S1740

Insurance

FL H0643

Insurance

FL S1656

Insurance Regulations

FL H0013

Windstorm Coverage by Citizens Property Insurance Corporation

FL H0881

Insurance

FL S0114

Insurance Research

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