Motor vehicles; provide for failure to wear a safety belt or safety restraints for children as admissible evidence in civil actions
Impact
The proposed changes aim to protect individuals from having their legal cases affected by their use or non-use of safety belts. By clarifying that such failures do not contribute to statutory negligence, the bill aims to prevent insurance companies from denying claims or increasing premiums based on the non-use of safety belts during an accident. This could lead to more favorable outcomes for plaintiffs in civil actions, as their potential damages would not be reduced due to their adherence to safety belt laws.
Summary
House Bill 1295 addresses regulations regarding the use of safety belts in motor vehicles, specifically focusing on their implication in civil actions. The bill seeks to amend existing laws by making it clear that the failure to wear a safety belt or safety restraints for children cannot be used as evidence of negligence in civil cases. This means that individuals involved in accidents cannot have their claims against other parties diminished based on whether or not they were using a safety belt at the time of the incident.
Contention
Notably, the bill emphasizes that not wearing a safety belt shall not constitute a basis for cancellation of insurance coverage. This decision may spark discussion among stakeholders about the broader implications regarding personal responsibility and safety regulations. While some lawmakers might argue this reinforces personal choice and limits unnecessary penalties, others could view it as a detriment to efforts promoting public safety by discouraging proper seatbelt use.
Safety Belts in Passenger Vehicles; occupants of a passenger vehicle, whether in a front seat or back seat, shall be restrained by a seat safety belt; provide