Georgia 2025-2026 Regular Session

Georgia House Bill HB345 Latest Draft

Bill / Introduced Version Filed 02/11/2025

                            25 LC 46 1075
House Bill 345
By: Representatives Kendrick of the 95
th
, Roberts of the 52
nd
, Carter of the 93
rd
, Miller of the
62
nd
, Park of the 107
th
, and others 
A BILL TO BE ENTITLED
AN ACT
To amend Chapter 1 of Title 33 of the Official Code of Georgia Annotated, relating to
1
general provisions of insurance, so as to prohibit raises in liability insurance rates for five2
years; to provide for related matters; to provide for an effective date and applicability; to3
provide for automatic repeal; to repeal conflicting laws; and for other purposes.4
BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:5
SECTION 1.6
Chapter 1 of Title 33 of the Official Code of Georgia Annotated, relating to general7
provisions of insurance, is amended by adding a new Code section to read as follows:8
"33-1-28.
9
(a)  Notwithstanding any other provision of law to the contrary, no insurer shall increase10
liability insurance rates.11
(b)  This Code section is repealed on January 1, 2031."12
H. B. 345
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SECTION 2.
13
This Act shall become effective on January 1, 2026, and shall apply to all policies, contracts,14
and certificates executed, delivered, issued for delivery, continued, or renewed in this state15
on and after said date. 16
SECTION 3.17
All laws and parts of laws in conflict with this Act are repealed.18
H. B. 345
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