25 LC 46 1075 House Bill 345 By: Representatives Kendrick of the 95 th , Roberts of the 52 nd , Carter of the 93 rd , Miller of the 62 nd , Park of the 107 th , and others A BILL TO BE ENTITLED AN ACT To amend Chapter 1 of Title 33 of the Official Code of Georgia Annotated, relating to 1 general provisions of insurance, so as to prohibit raises in liability insurance rates for five2 years; to provide for related matters; to provide for an effective date and applicability; to3 provide for automatic repeal; to repeal conflicting laws; and for other purposes.4 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:5 SECTION 1.6 Chapter 1 of Title 33 of the Official Code of Georgia Annotated, relating to general7 provisions of insurance, is amended by adding a new Code section to read as follows:8 "33-1-28. 9 (a) Notwithstanding any other provision of law to the contrary, no insurer shall increase10 liability insurance rates.11 (b) This Code section is repealed on January 1, 2031."12 H. B. 345 - 1 - 25 LC 46 1075 SECTION 2. 13 This Act shall become effective on January 1, 2026, and shall apply to all policies, contracts,14 and certificates executed, delivered, issued for delivery, continued, or renewed in this state15 on and after said date. 16 SECTION 3.17 All laws and parts of laws in conflict with this Act are repealed.18 H. B. 345 - 2 -