Georgia 2025-2026 Regular Session

Georgia House Bill HB585 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	25 LC 52 0785
2	2	House Bill 585
3	3	By: Representatives Jones of the 47
4	4	th
5	5	, Jones of the 25
6	6	th
7	7	, Martin of the 49
8	8	th
9	9	, Thomas of the 21
10	10	st
11	11	,
12	12	and Gaines of the 120
13	13	th
14	14
15	15	A BILL TO BE ENTITLED
16	16	AN ACT
17	17	To amend Titles 33 and 40 of the Official Code of Georgia Annotated, relating to insurance
18	18	1
19	19	and motor vehicles and traffic, respectively, so as to provide for an excluded driver under a2
20	20	motor vehicle insurance policy; to provide for definitions; to require an insurer to identify3
21	21	any excluded drivers in proof or evidence of required minimum insurance coverage; to4
22	22	provide for rules; to provide a penalty for an excluded driver operating a motor vehicle5
23	23	without proof of insurance; to provide for a penalty for an excluded driver operating a6
24	24	vehicle without insurance; to provide for related matters; to repeal conflicting laws; and for7
25	25	other purposes.8
26	26	BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:9
27	27	SECTION 1.10
28	28	Title 33 of the Official Code of Georgia Annotated, relating to insurance, is amended in11
29	29	Chapter 7, relating to kinds of insurance, limits of risks, and reinsurance, by adding a new 12
30	30	Code section to read as follows:13
31	31	"33-7-16.
32	32	14
33	33	(a) As used in this Code section, the term:15
34	34	H. B. 585
35	35	- 1 - 25 LC 52 0785
36	36	(1) 'Excluded driver' means any named individual expressly excluded from coverage16
37	37	under a motor vehicle insurance policy.17
38	38	(2) 'Motor vehicle insurance policy' means an automobile liability policy or motor18
39	39	vehicle liability policy issued, delivered, or issued for delivery in this state to the owner19
40	40	of a vehicle which provides at least the minimum bodily injury, death, and property20
41	41	damage liability coverage as required by Code Section 33-7-11.21
42	42	(b) An insurer may exclude a named individual from coverage under a motor vehicle22
43	43	insurance policy, provided that such insurer includes a designation that identifies such23
44	44	named individual as an excluded driver in the proof of required minimum insurance24
45	45	coverage under Code Section 40-6-10.25
46	46	(c) The Commissioner shall promulgate rules and regulations necessary to implement the26
47	47	provisions of this Code section."27
48	48	SECTION 2.28
49	49	Title 40 of the Official Code of Georgia Annotated, relating to motor vehicles and traffic, is29
50	50	amended in Chapter 6, relating to uniform rules of the road, by revising paragraph (6) of30
51	51	subsection (a) and subsection (b) of Code Section 40-6-10, relating to insurance requirements31
52	52	for operation of motor vehicles generally, as follows:32
53	53	"(6) If a law enforcement officer of this state determines that the owner or operator of a33
54	54	motor vehicle subject to the provisions of this Code section does not have proof or34
55	55	evidence of required minimum insurance coverage or that the operator of such motor35
56	56	vehicle is an excluded driver under the motor vehicle insurance policy for such vehicle36
57	57	and does not have other proof of insurance, the arresting officer shall issue a uniform37
58	58	traffic citation for operating a motor vehicle without proof of insurance. If the court or38
59	59	arresting officer determines that the operator is not the owner, then a uniform traffic39
60	60	citation may be issued to the owner for authorizing the operation of a motor vehicle40
61	61	without proof of insurance."41
62	62	H. B. 585
63	63	- 2 - 25 LC 52 0785
64	64	"(b) An owner or any other person who knowingly operates or knowingly authorizes
65	65	42
66	66	another to operate a motor vehicle without effective insurance on such vehicle or without43
67	67	an approved plan of self-insurance or an operator of a motor vehicle who is an excluded
68	68	44
69	69	driver under the motor vehicle insurance policy for such vehicle and who does not have45
70	70	other effective insurance shall be guilty of a misdemeanor and, upon conviction thereof,46
71	71	shall be subject to a fine of not less than $200.00 nor more than $1,000.00 or imprisonment47
72	72	for not more than 12 months, or both. An operator of a motor vehicle shall not be guilty48
73	73	of a violation of this Code section if such operator maintains a policy of motor vehicle49
74	74	insurance which extends coverage to any vehicle the operator may drive. An owner or50
75	75	operator of a motor vehicle shall not be issued a citation by a law enforcement officer for51
76	76	a violation of this Code section if the sole basis for issuance of such a citation is that the52
77	77	law enforcement officer is unable to obtain insurance coverage information from the53
78	78	records of the Department of Revenue."54
79	79	SECTION 3.55
80	80	All laws and parts of laws in conflict with this Act are repealed.56
81	81	H. B. 585
82	82	- 3 -