1 | 1 | | 25 LC 52 0719 |
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2 | 2 | | Senate Bill 205 |
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3 | 3 | | By: Senators Watson of the 11th, Brass of the 6th, Hodges of the 3rd, Watson of the 1st, |
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4 | 4 | | Kirkpatrick of the 32nd and others |
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5 | 5 | | A BILL TO BE ENTITLED |
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6 | 6 | | AN ACT |
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7 | 7 | | To amend Article 1 of Chapter 24 of Title 33 and Article 1 of Chapter 18 of Title 45 of the |
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8 | 8 | | 1 |
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9 | 9 | | Official Code of Georgia Annotated, relating to general provisions relative to insurance and2 |
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10 | 10 | | the state employees' health insurance plan and post-employment health benefit fund,3 |
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11 | 11 | | respectively, so as to require coverage for healthcare services for pediatric autoimmune4 |
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12 | 12 | | neuropsychiatric disorders associated with streptococcal infection (PANDAS) and pediatric5 |
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13 | 13 | | acute onset neuropsychiatric syndrome (PANS) in accordance with nationally recognized6 |
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14 | 14 | | clinical practice guidelines; to provide for definitions; to allow for deductibles; to prohibit7 |
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15 | 15 | | special deductibles; to provide for rules and regulations; to provide for related matters; to8 |
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16 | 16 | | repeal conflicting laws; and for other purposes.9 |
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17 | 17 | | BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:10 |
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18 | 18 | | SECTION 1.11 |
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19 | 19 | | Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to12 |
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20 | 20 | | general provisions relative to insurance, is amended by adding a new Code section to read13 |
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21 | 21 | | as follows:14 |
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22 | 22 | | "33-24-59.34. |
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23 | 23 | | 15 |
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24 | 24 | | (a) As used in this Code section, the term:16 |
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25 | 25 | | S. B. 205 |
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26 | 26 | | - 1 - 25 LC 52 0719 |
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27 | 27 | | (1) 'Health benefit policy' means any individual or group plan, policy, or contract for17 |
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28 | 28 | | healthcare services issued, delivered, issued for delivery, or renewed in this state which18 |
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29 | 29 | | provides major medical benefits, including those contracts executed by the State of19 |
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30 | 30 | | Georgia on behalf of state employees under Article 1 of Chapter 18 of Title 45, by a20 |
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31 | 31 | | health care corporation, health maintenance organization, preferred provider organization,21 |
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32 | 32 | | accident and sickness insurer, fraternal benefit society, hospital service corporation,22 |
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33 | 33 | | medical service corporation, or other insurer or similar entity. Such term shall not23 |
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34 | 34 | | include any self-insured health benefit plan subject to the exclusive jurisdiction of the24 |
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35 | 35 | | federal Employee Retirement Income Security Act of 1974, 29 U.S.C. Section 1001,25 |
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36 | 36 | | et seq.26 |
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37 | 37 | | (2) 'Nationally recognized clinical practice guidelines' means evidence based clinical27 |
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38 | 38 | | practice guidelines developed by independent organizations or medical professional28 |
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39 | 39 | | societies utilizing a transparent methodology and reporting structure and with a29 |
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40 | 40 | | conflict-of-interest policy. Such guidelines establish standards of care informed by a30 |
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41 | 41 | | systematic review of evidence and an assessment of the benefits and risks of alternative31 |
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42 | 42 | | care options and include recommendations intended to optimize patient care.32 |
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43 | 43 | | (3) 'Pediatric acute onset neuropsychiatric syndrome' or 'PANS' means a class of acute33 |
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44 | 44 | | onset obsessive compulsive or tic disorders or other behavioral changes presenting in34 |
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45 | 45 | | children and adolescents that are not otherwise explained by another known neurologic35 |
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46 | 46 | | or medical disorder.36 |
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47 | 47 | | (4) 'Pediatric autoimmune neuropsychiatric disorders associated with streptococcal37 |
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48 | 48 | | infections' or 'PANDAS' means a condition in which a streptococcal infection in a child38 |
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49 | 49 | | or adolescent causes the abrupt onset of clinically significant obsessions, compulsions,39 |
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50 | 50 | | tics, or other neuropsychiatric symptoms or behavioral changes, or a relapsing and40 |
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51 | 51 | | remitting course of symptom severity.41 |
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52 | 52 | | S. B. 205 |
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53 | 53 | | - 2 - 25 LC 52 0719 |
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54 | 54 | | (b) All health benefit policies renewed or issued on or after July 1, 2025, shall include42 |
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55 | 55 | | coverage for healthcare services for PANDAS or PANS for an individual covered under43 |
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56 | 56 | | such policy as provided in this Code section.44 |
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57 | 57 | | (c) Healthcare services for PANDAS or PANS for an individual covered under a health45 |
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58 | 58 | | benefit policy shall be covered for the purposes of diagnosis, treatment, appropriate46 |
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59 | 59 | | management, or ongoing monitoring of a covered person's disorder when such services are47 |
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60 | 60 | | supported by nationally recognized clinical practice guidelines.48 |
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61 | 61 | | (d) The benefits in a health benefit policy as provided for in this Code section shall be49 |
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62 | 62 | | subject to the same deductibles, coinsurance, copayment provisions, and other limitations50 |
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63 | 63 | | established for all covered benefits within such health benefit policy. Special deductibles,51 |
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64 | 64 | | coinsurance, copayment, and other limitations that are not generally applicable to other52 |
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65 | 65 | | healthcare services covered by a health benefit policy shall not be imposed on coverage for53 |
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66 | 66 | | healthcare services for PANDAS or PANS.54 |
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67 | 67 | | (e) The Commissioner shall promulgate rules and regulations necessary to implement the55 |
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68 | 68 | | provisions of this Code section."56 |
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69 | 69 | | SECTION 2.57 |
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70 | 70 | | Article 1 of Chapter 18 of Title 45 of the Official Code of Georgia Annotated, relating to the58 |
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71 | 71 | | state employees' insurance health insurance plan and post-employment health benefit fund,59 |
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72 | 72 | | is amended by adding a new Code section to read as follows:60 |
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73 | 73 | | "45-18-4.2.61 |
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74 | 74 | | (a) As used in this Code section, the term:62 |
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75 | 75 | | (1) 'Nationally recognized clinical practice guidelines' means evidence based clinical63 |
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76 | 76 | | practice guidelines developed by independent organizations or medical professional64 |
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77 | 77 | | societies utilizing a transparent methodology and reporting structure and with a65 |
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78 | 78 | | conflict-of-interest policy. Such guidelines establish standards of care informed by a66 |
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79 | 79 | | S. B. 205 |
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80 | 80 | | - 3 - 25 LC 52 0719 |
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81 | 81 | | systematic review of evidence and an assessment of the benefits and risks of alternative67 |
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82 | 82 | | care options and include recommendations intended to optimize patient care.68 |
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83 | 83 | | (2) 'Pediatric acute onset neuropsychiatric syndrome' or 'PANS' means a class of acute69 |
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84 | 84 | | onset obsessive compulsive or tic disorders or other behavioral changes presenting in70 |
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85 | 85 | | children and adolescents that are not otherwise explained by another known neurologic71 |
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86 | 86 | | or medical disorder.72 |
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87 | 87 | | (3) 'Pediatric autoimmune neuropsychiatric disorders associated with streptococcal73 |
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88 | 88 | | infections' or 'PANDAS' means a condition in which a streptococcal infection in a child74 |
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89 | 89 | | or adolescent causes the abrupt onset of clinically significant obsessions, compulsions,75 |
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90 | 90 | | tics, or other neuropsychiatric symptoms or behavioral changes, or a relapsing and76 |
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91 | 91 | | remitting course of symptom severity.77 |
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92 | 92 | | (4) 'State health benefit plan' means the health insurance plan or plans established78 |
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93 | 93 | | pursuant to this article and Part 6 of Article 17 of Chapter 2 of Title 20 for state and79 |
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94 | 94 | | public employees, dependents, and retirees.80 |
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95 | 95 | | (b) Beginning January 1, 2026, the state health benefit plan shall include coverage for81 |
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96 | 96 | | healthcare services for PANDAS or PANS for an individual covered under such policy as82 |
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97 | 97 | | provided in this Code section.83 |
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98 | 98 | | (c) Healthcare services for PANDAS or PANS for an individual covered under the state84 |
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99 | 99 | | health benefit plan shall be covered for the purposes of diagnosis, treatment, appropriate85 |
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100 | 100 | | management, or ongoing monitoring of a covered person's disorder when such services are86 |
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101 | 101 | | supported by nationally recognized clinical practice guidelines.87 |
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102 | 102 | | (d) The benefits in the state health benefit plan as provided for in this Code section shall88 |
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103 | 103 | | be subject to the same deductibles, coinsurance, copayment provisions, and other89 |
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104 | 104 | | limitations established for all covered benefits within such plan. Special deductibles,90 |
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105 | 105 | | coinsurance, copayment, and other limitations that are not generally applicable to91 |
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106 | 106 | | healthcare services covered by such plan shall not be imposed on coverage for healthcare92 |
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107 | 107 | | services for PANDAS or PANS."93 |
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108 | 108 | | S. B. 205 |
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109 | 109 | | - 4 - 25 LC 52 0719 |
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110 | 110 | | SECTION 3. |
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111 | 111 | | 94 |
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112 | 112 | | All laws and parts of laws in conflict with this Act are repealed.95 |
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113 | 113 | | S. B. 205 |
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114 | 114 | | - 5 - |
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