25 LC 62 0113 Senate Bill 257 By: Senator James of the 28th A BILL TO BE ENTITLED AN ACT To amend Chapters 2 and 3 of Title 49 of the Official Code of Georgia Annotated, relating 1 to Department of Human Services and county and district departments, boards, and directors2 of family and children services, respectively, so as to authorize local governments to adopt3 and implement affordable family housing assistance programs; to provide for the application4 and issuance of certificates of approval by the Division of Family and Children Services; to5 provide for requirements for ordinances and resolutions; to provide for the revocation of such6 certificates of approval by the division; to require the establishment of affordable family7 housing assistance trust funds; to provide conditions and restrictions on financial assistance8 offered through such affordable family housing assistance programs; to provide for reporting9 requirements; to provide for the determination of median annual gross household incomes;10 to authorize the promulgation of rules and regulations; to provide definitions; to provide for11 related matters; to provide for an effective date; to repeal conflicting laws; and for other12 purposes.13 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:14 S. B. 257 - 1 - 25 LC 62 0113 SECTION 1. 15 Chapter 2 of Title 49 of the Official Code of Georgia Annotated, relating to Department of16 Human Services, is amended in Code Section 49-2-6, relating to powers and duties, by17 revising subsection (a) as follows:18 "(a) The department shall administer or supervise all county departments of the state as19 provided in Article 1 of Chapter 3 of this title."20 SECTION 2.21 Chapter 3 of Title 49 of the Official Code of Georgia Annotated, relating to county and22 district departments, boards, and directors of family and children services, is amended by23 designating Code Sections 49-3-1 through 49-3-9 as Article 1 and by adding a new article24 to read as follows:25 "ARTICLE 226 49-3-10.27 As used in this article, the term:28 (1) 'Affordable family housing' means:29 (A) An owner occupied residential dwelling for which the annual mortgage payments,30 taxes, homeowner's insurance premiums, and condominium or association fees, if any,31 constitute no more than 30 percent of the median annual gross household income, as32 determined by the division, for a household of the size that may occupy the dwelling33 in the county where the dwelling is located; or34 (B) A rented residential dwelling for which the annual rent and other associated fees35 constitute no more than 30 percent of the median annual gross household income, as36 determined by the division, for a household of the size that may occupy the dwelling37 in the county where the dwelling is located.38 S. B. 257 - 2 - 25 LC 62 0113 (2) 'Annual gross household income' means all wages and income received by each39 member of a household from all sources, except those excluded by the division's rules40 and regulations, in a calendar year.41 (3) 'Division' means the Division of Family and Children Services of the Department of42 Human Services.43 (4) 'Eligible recipient' means a low-income person, a very low-income person, or an44 eligible sponsor.45 (5) 'Eligible sponsor' means an individual or entity that constructs, rehabilitates, or46 otherwise makes affordable family housing available to the public.47 (6) 'Homeless person' means an individual who is a resident of this state and who has no48 reasonable access to either traditional or permanent housing which can be considered49 safe, sanitary, decent, and affordable.50 (7) 'Local government' means a county, municipal corporation, or consolidated51 government.52 (8) 'Low-income person' means a person who is living in a household that is located in53 this state and that has an annual gross household income that exceeds 50 percent but does54 not exceed 80 percent of the median annual gross household income, as determined by55 the division, for households of the same size within the county where such household is56 located and who has at least one minor dependent.57 (9) 'Mortgage' means any indebtedness secured by a lien or security interest on a58 residential dwelling that was incurred to pay for all or part of the purchase price of the59 residential dwelling by the obligor or obligors of such indebtedness.60 (10) 'Multifamily structure' means a building, other than a townhouse, that contains four61 or more individual residential dwelling units, each of which is designed exclusively for62 use and occupation by one family.63 (11) 'Single-family residential dwelling' means:64 S. B. 257 - 3 - 25 LC 62 0113 (A) A building that contains one residential dwelling unit and that is designed65 exclusively for use and occupation by one family; or66 (B) A townhouse.67 (12) 'Townhouse' means an individual residential dwelling unit within a larger structure68 that contains two or more attached residential dwelling units constructed in a row where69 each residential dwelling unit is designed exclusively for use and occupation by one70 family, is located on an individual lot or parcel, and shares at least one common wall with71 an adjacent unit.72 (13) 'Very low-income person' means:73 (A) A person who is living in a household that is located in this state and that has an74 annual gross household income that does not exceed 50 percent of the median annual75 gross household income, as determined by the division, for households of the same size76 within the county where such household is located and who has at least one minor77 dependent; or78 (B) A homeless person.79 49-3-11.80 (a) On and after January 1, 2026, any local government in this state is authorized, but not81 required, to adopt and implement by ordinance or resolution an affordable family housing82 assistance program in its respective jurisdiction in accordance with the provisions of this83 article.84 (b) Such affordable family housing assistance program shall award loans, grants,85 guarantees, or other forms of financial assistance to eligible recipients for the sole purpose86 of:87 (1) Constructing or rehabilitating affordable family housing or otherwise making88 affordable family housing available to the public; or89 S. B. 257 - 4 - 25 LC 62 0113 (2) Offering assistance for payment of security deposits, first month's rent, and final90 month's rent to low-income persons or very low-income persons.91 49-3-12.92 (a) Any local government that elects to establish an affordable family housing assistance93 program pursuant to this article shall apply to the division for a certificate of approval. The94 division shall, by rules and regulations, prescribe the form and manner of such application95 for a certificate of approval.96 (b) The division shall approve an application and issue a certificate of approval if the97 division determines that the local government has adopted an ordinance or resolution98 establishing an affordable family housing assistance program that complies with the99 provisions of Code Section 49-3-13 and any rules or regulations promulgated by the100 division pursuant to this article.101 (c) After a certificate of approval has been issued to a local government pursuant to this102 Code section, the division shall continue to monitor such local government's affordable103 family housing assistance program to ensure its ordinance or resolution establishing the104 program is still in effect and that such local government's actions are in conformance with105 such ordinance or resolution.106 49-3-13.107 (a) A local government shall not be issued a certificate of approval by the division under108 Code Section 49-3-12 unless such local government adopts an ordinance or resolution109 establishing an affordable family housing assistance program pursuant to this article. Such110 ordinance or resolution shall:111 (1) Establish and maintain an affordable family housing assistance trust fund in112 accordance with the provisions of Code Section 49-3-15;113 S. B. 257 - 5 - 25 LC 62 0113 (2) Establish specific loans, grants, guarantees, or other forms of financial assistance that114 will be made available to eligible recipients through the affordable family housing115 assistance program. Such loans, grants, guarantees, or other forms of financial assistance116 shall be consistent with the provisions of this article and any rules and regulations117 promulgated by the division and be limited to awards that will:118 (A) Result in the construction or rehabilitation of affordable family housing or119 otherwise make affordable family housing available to the public; or120 (B) Offer assistance for payment of security deposits, first month's rent, and final121 month's rent to low-income persons or very low-income persons;122 (3) Establish eligibility criteria and terms and conditions for any loans, grants,123 guarantees, or other forms of financial assistance that will be made available through the124 affordable family housing assistance program. Such eligibility criteria and terms and125 conditions shall be consistent with the provisions of this article and any rules and126 regulations promulgated by the division pursuant to this article;127 (4) Designate to a committee, council, or department of the local government the128 responsibility of implementing and administering the affordable family housing129 assistance program. Such committee, council, or department of the local government130 shall be given the authority to adopt rules and regulations that are necessary to carry out131 its duties in administering the affordable family housing assistance program and that are132 not inconsistent with the provisions of this article or the rules and regulations133 promulgated by the division pursuant to this article; and134 (5) Provide for any other matter as may be required by the rules and regulations135 promulgated by the division pursuant to this article.136 (b) Any ordinance or resolution adopted by a local government that establishes an137 affordable family housing assistance program pursuant to this article shall not become138 effective until such local government is issued a certificate of approval by the division139 pursuant to Code Section 49-3-12.140 S. B. 257 - 6 - 25 LC 62 0113 49-3-14.141 (a) The division may revoke a certificate of approval issued to any local government142 pursuant to Code Section 49-3-12 if the division determines that:143 (1) The ordinance or resolution adopted by the local government establishing an144 affordable family housing assistance program pursuant to this article is no longer in effect145 or has been modified such that the ordinance or resolution no longer complies with the146 provisions of Code Section 49-3-13;147 (2) The local government's actions are not in conformance with the ordinance or148 resolution establishing the affordable family housing assistance program pursuant to this149 article; or150 (3) The local government has failed to comply with the reporting obligations set forth151 in Code Section 49-3-19.152 (b) Upon the revocation of a certificate of approval pursuant to subsection (a) of this Code153 section, the division shall notify the local government and the clerk of the superior court154 of such revocation.155 49-3-15.156 (a) An affordable family housing assistance trust fund established and maintained by a157 local government pursuant to this article shall be kept separate from all other moneys and158 accounts of the local government.159 (b) All moneys appropriated to or otherwise made available by a local government to fund160 an affordable family housing assistance program adopted pursuant to this article shall be161 placed into such affordable family housing assistance trust fund by the local government.162 (c) Disbursements from such affordable family housing assistance trust fund shall only be163 made by the local government to:164 S. B. 257 - 7 - 25 LC 62 0113 (1) Fund a loan, grant, guarantee, or other form of financial assistance that is awarded165 to an eligible recipient in accordance with the provisions of this article and the rules and166 regulations adopted by the division; or167 (2) Provide for the payment of the costs and expenses associated with the local168 government's administration of the affordable family housing assistance program adopted169 pursuant to this article.170 49-3-16.171 Any loans, grants, guarantees, or other forms of financial assistance offered by an172 affordable family housing assistance program established pursuant to this article that are173 intended to result in the construction or rehabilitation of affordable family housing or174 otherwise make affordable family housing available to the public shall only be awarded to175 eligible sponsors that contractually agree to use the proceeds of such assistance to:176 (1) Construct, rehabilitate, or otherwise make available to the public multiple177 single-family residential dwellings, each of which will constitute affordable family178 housing, or one or more multifamily structures whose individual residential dwelling179 units will constitute affordable family housing;180 (2) Reserve at least 40 percent of such constructed or rehabilitated residential dwellings181 for rent to low-income persons; and182 (3) Reserve at least 20 percent of such constructed or rehabilitated residential dwellings183 for rent to very low-income persons.184 49-3-17.185 Any affordable family housing assistance program established pursuant to this article that186 offers assistance for payment of security deposits, first month's rent, and final month's rent187 to low-income persons or very low-income persons shall only offer such assistance to188 low-income persons or very low-income persons.189 S. B. 257 - 8 - 25 LC 62 0113 49-3-18.190 In addition to the provisions of this article, the division shall establish, through rules and191 regulations, further terms, conditions, and restrictions of any assistance provided through192 an affordable family housing assistance program established pursuant to this article that the193 division determines are necessary to ensure that such assistance is appropriately and194 efficiently awarded and utilized.195 49-3-19.196 (a) Each local government that establishes an affordable family housing assistance197 program pursuant to this article shall annually file with the division a report specifying and198 accounting for:199 (1) All moneys deposited into and disbursed from the affordable family housing200 assistance trust fund established and maintained pursuant to this article;201 (2) All loans, grants, guarantees, or other forms of financial assistance awarded by the202 local government through such program; and203 (3) Such other information as may be required by the rules and regulations promulgated204 by the division pursuant to this article.205 (b) The division shall, by rules and regulations, specify the form and manner that the206 annual report required under subsection (a) of this Code section shall be filed.207 49-3-20.208 (a) The division shall annually determine and publish on its website the median annual209 gross household incomes in each county of this state for households that have between one210 and eight persons. In making such determinations, the division may rely on data and211 information provided by the United States Census Bureau, the United States Department212 of Housing and Urban Development, the United States Department of Labor, the United213 S. B. 257 - 9 - 25 LC 62 0113 States Department of Commerce, and any other source that the division determines is214 accurate and reliable.215 (b) The median annual gross household incomes for each county determined and published216 by the division pursuant to subsection (a) of this Code section shall be used to determine217 whether individuals meet the definition of low-income persons or very low-income218 persons.219 49-3-21.220 (a) The division shall promulgate all rules and regulations required by this article and any221 further rules and regulations that are not inconsistent with the provisions of this article and222 that the division deems necessary and proper to administer the provisions of this article.223 (b) The initial rules and regulations governing affordable family housing assistance224 programs established pursuant to this article shall be promulgated and adopted by the225 division by October 1, 2025, after an opportunity has been provided for public comment.226 (c) The rules and regulations promulgated by the division pursuant to this article shall be227 subject to Chapter 13 of Title 50, the 'Georgia Administrative Procedure Act.'"228 SECTION 3.229 This Act shall become effective on July 1, 2025.230 SECTION 4.231 All laws and parts of laws in conflict with this Act are repealed.232 S. 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