Hawaii House Bill HB871

Hawaii 2025 Regular Session

• Introduced: 1/23/25
• Refer: 1/23/25
• Report Pass: 2/10/25
• Refer: 2/10/25
• Report Pass: 2/28/25
• Engrossed: 3/4/25
• Refer: 3/6/25
• Refer: 3/10/25
• Report Pass: 3/21/25
• Refer: 3/21/25
• Report Pass: 4/4/25
• Enrolled: 4/22/25
• Chaptered: 5/19/25
• Passed: 5/19/25

Caption

Relating To The Hawaiian Homes Commission Act.

Impact

The passage of this bill is poised to significantly impact housing accessibility for Native Hawaiians by allowing for larger loans under the Hawaiian Homes Commission Act. By increasing the loan cap, the legislation is intended to facilitate better opportunities for home ownership among members of the Hawaiian community, who may struggle with existing financial limitations. Furthermore, the bill aims to streamline the transition of Act 130's provisions into law by clarifying the conditions under which it can take effect based on federal notification or congressional approval.

Summary

House Bill 871 is an act that seeks to clarify the implementation of Act 130, which was passed in 2024, regarding the Hawaiian Homes Commission Act. The bill increases the loan limit for direct loans provided by the Department of Hawaiian Home Lands. Specifically, it changes the loan limit from fifty percent to seventy-five percent of the maximum single residence loan amount as defined by the Federal Housing Administration of the United States Department of Housing and Urban Development. This amendment aims to enhance access to affordable housing for beneficiaries of the Hawaiian Homes Program.

Sentiment

The general sentiment surrounding HB871 appears to be supportive among legislators and stakeholders advocating for Native Hawaiian rights and housing equity. Proponents argue that the increased loan limits will empower beneficiaries of the Hawaiian Homes Program, enabling them to secure homes in an economically challenging landscape. However, as with many housing-related bills, there may be concerns regarding ensuring adequate oversight and accountability in the use of these funds, emphasizing the importance of proper implementation.

Contention

Notable points of contention may arise regarding the legislative process for the bill's effective date, which hinges on both state and federal interactions. There could be discussions about the implications of federal criteria on state governance and the potential hurdles in achieving timely congressional approval. Legislators may debate the balance between state autonomy in managing housing support for Native Hawaiians and the necessary compliance with federal regulations.