Requesting Health Insurers And Managed Care Providers That Provide Health Insurance In The State To Provide Insurance Coverage For Prosthetic And Orthotic Devices.
If passed, SR142 would effectively alter the insurance landscape for people with disabilities in Hawaii, mandating coverage for a wider variety of prosthetic and orthotic devices. The bill aims to eliminate inequalities in access to these essential medical tools, which currently place a financial burden on individuals. By improving coverage, proponents believe that it would empower affected individuals, enabling them to participate more fully in daily activities and recreational pursuits, thereby enhancing their overall health and economic opportunities.
Senate Resolution 142 (SR142) is a proposed resolution in Hawaii that requests health insurers and managed care providers to cover insurance for prosthetic and orthotic devices. The bill highlights the challenges faced by over 18,000 residents of Hawaii who deal with limb loss, limb differences, and mobility impairments, emphasizing that current insurance policies often deny access to critical activity-specific devices. This limitation not only affects their quality of life but also increases their risks of secondary health issues, which can arise from the inability to engage in physical activities adequately.
There may be some contention around the bill as it requests that private health insurers change their coverage policies, which could potentially lead to debates regarding the financial implications for these insurers. While advocates argue for the necessity of comprehensive coverage for these devices to improve equity in health and access, opponents may raise concerns about cost and implementation challenges. Additionally, stakeholders in the insurance industry might express apprehensions about how such a mandate could affect their business models and whether it will lead to increased premiums for consumers.