Iowa 2023-2024 Regular Session

Iowa House Bill HF2400

Introduced
2/8/24  
Engrossed
2/19/24  
Introduced
2/8/24  
Enrolled
4/10/24  
Engrossed
2/19/24  
Enrolled
4/10/24  

Caption

A bill for an act relating to contracts and payments for dental care service plans. (Formerly HSB 638.) Effective date: 07/01/2024.

Impact

The impact of HF2400 on state laws includes establishing clearer guidelines for dental care service plan contracts, thereby enhancing protections for dental care providers against restrictive payment practices. By mandating that contracting entities disclose all third parties accessing network contracts and the terms associated with these contracts, the bill aims to promote fair practices within the dental care service sector. This will potentially simplify the relationship between dentists and insurers, ensuring that providers can opt-out of undesirable contract terms without penalty and maintain their client relationships.

Summary

House File 2400 is a legislative act concerning contracts and payments for dental care service plans, aimed at modifying and clarifying the conditions under which dental care services are provided and remunerated. The bill introduces specific requirements regarding payment methods for dental services, particularly prohibiting the mandatory use of virtual credit card payments to providers and ensuring transparency in payment processing. This legislation seeks to enhance the contractual relationship between dental care providers and contracting entities, which could include insurance companies and health carriers, ensuring that providers are adequately informed about payment options and associated fees.

Sentiment

The general sentiment surrounding HF2400 appears to be supportive among dental care providers who view the bill as a means to safeguard their interests and promote better business practices in the industry. However, it may face opposition from some insurance companies and stakeholders who could see these regulations as an additional burden that complicates existing contractual arrangements. The discussions surrounding this bill are focused on balancing the need for regulation with the practicalities of existing business practices in the dental care sector.

Contention

Notable points of contention revolve around the prohibition of requiring virtual credit card payments, which some view as a positive reform, ensuring that payment methods are not unduly restricted. On the other hand, there may be concerns regarding the administrative burdens placed on contracting entities to comply with the new rules about transparency and notification of changes. The effectiveness of such regulations in improving provider-insurer relationships while maintaining operational efficiencies will be a key point of discussion as HF2400 is implemented.

Companion Bills

IA HSB638

Related A bill for an act relating to contracts and payments for dental care service plans.(See HF 2400.)

IA SSB3137

Related A bill for an act relating to contracts and payments for dental care service plans.(See SF 2384.)

IA SF2384

Similar To A bill for an act relating to contracts and payments for dental care service plans.(Formerly SSB 3137.)

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