Iowa 2023-2024 Regular Session

Iowa House Bill HSB195

Introduced
2/22/23  
Introduced
2/22/23  

Caption

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(See HF 618, HF 2519.)

Impact

The bill has several implications for state laws concerning the regulation of digital transactions and asset management. It introduces definitions and provisions for controllable electronic records, which will align with current practices in managing assets electronically. As a result, it will affirm the legal status of digital assets similar to traditional assets under the UCC, ensuring that they are recognized as personal property. This alignment is expected to bolster confidence in digital transactions and potentially stimulate economic activity by promoting innovation in digital asset management.

Summary

House Study Bill 195 (HSB195) focuses on modernizing and regulating commercial transactions, particularly in the context of electronic records and digital assets. This bill seeks to amend existing provisions of the Uniform Commercial Code (UCC) to address the growing relevance of digital assets in commercial contexts. The objective is to establish clear definitions and rules governing the control and transmission of these assets, which include electronic records and forms of digital money. By providing a legal framework for these transactions, the bill aims to facilitate the safe and secure use of digital assets in the marketplace, reflecting ongoing technological advancements in commerce.

Contention

There may be concerns among stakeholders regarding the implications of HSB195 for existing laws and business practices. As digital assets become more integrated into commercial transactions, there may be debates surrounding the balance between innovation and the need for consumer protection. Specific points of contention could arise around issues such as privacy, security, and the transparency of transactions involving electronic records, particularly in regard to how well these regulations can adapt to rapidly evolving technologies. The effectiveness of the bill will largely depend on how well it addresses these issues while promoting the adoption of digital assets in the business environment.

Companion Bills

IA SSB1177

Related A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(See SF 540, SF 2389.)

IA HF618

Replaced by A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly HSB 195; See HF 2519.)

IA SF540

Replaced by A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly SSB 1177; See SF 2389.)

IA HF2519

Replaced by A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly HF 618, HSB 195.)

IA SF2389

Replaced by A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets. (Formerly SF 540, SSB 1177.) Effective date: 07/01/2024.

Similar Bills

IA SF540

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly SSB 1177; See SF 2389.)

IA HF618

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly HSB 195; See HF 2519.)

IA SSB1177

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(See SF 540, SF 2389.)

IA SF2389

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets. (Formerly SF 540, SSB 1177.) Effective date: 07/01/2024.

IA HF2519

A bill for an act relating to commercial transactions, including control and transmission of electronic records and digital assets.(Formerly HF 618, HSB 195.)

ME LD91

An Act to Adopt the National 2022 Amendments to the Uniform Commercial Code

DC B25-0005

Uniform Commercial Code Amendment Act of 2023

DE SB157

An Act To Amend Title 6 Of The Delaware Code Relating To Uniform Commercial Code.