House File 710 - Introduced HOUSE FILE 710 BY COMMITTEE ON NATURAL RESOURCES (SUCCESSOR TO HSB 163) A BILL FOR An Act relating to enclosed structures on private docks and 1 required insurance. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB 2658HV (2) 91 sb/js
H.F. 710 Section 1. NEW SECTION . 462A.27B Dock structures 1 insurance. 2 1. A person with a valid dock site permit and hoist or slip 3 assignment may construct an enclosed structure to protect a 4 hoist or slip if all of the following apply: 5 a. The enclosed structure is constructed with rust-resistant 6 materials. 7 b. The enclosed structure is no more than thirty feet wide. 8 c. The enclosed structure is no more than twenty feet above 9 the normal water elevation surrounding the dock. 10 d. The enclosed structure contains no plumbing, electricity, 11 or enclosed storage areas, except for plumbing and electricity 12 that complies with all applicable building code requirements, 13 including the state plumbing code established pursuant to 14 section 105.4 and the state building code established pursuant 15 to section 103A.7, and is used for the sole purpose of 16 supporting marine equipment. 17 e. The enclosed structure is not used for sleeping purposes 18 or habitation by a person. 19 2. To install an enclosed structure on a private dock 20 pursuant to subsection 1, a person must maintain dock liability 21 insurance with minimum per occurrence coverage of at least one 22 million dollars. The owner of the private dock shall be liable 23 for any damages caused by the enclosed structure constructed on 24 the private dock. 25 3. Notwithstanding any other provision of law to the 26 contrary, an association may establish policies in the 27 associations rules and regulations regarding the construction 28 of an enclosed structure on a private dock otherwise prohibited 29 by this section. 30 4. For purposes of this section, association means a 31 nonprofit corporation incorporated under chapter 504, named as 32 an association, that manages a community that is located on a 33 subdivision that is adjacent to or abuts a public lake. 34 EXPLANATION 35 -1- LSB 2658HV (2) 91 sb/js 1/ 2
H.F. 710 The inclusion of this explanation does not constitute agreement with 1 the explanations substance by the members of the general assembly. 2 This bill relates to enclosed structures on private docks 3 and a requirement to maintain liability insurance for the dock 4 on which the structure is constructed. 5 The bill allows a person with a valid dock site permit 6 and hoist or slip assignment to build an enclosed structure 7 if the enclosed structure is constructed with rust-resistant 8 materials, meets building code, material, and size 9 requirements, and is used to protect a hoist or a slip and not 10 for certain other purposes. 11 The bill requires an owner of a dock to carry liability 12 insurance with a minimum per occurrence coverage of $1 million 13 for the dock with an enclosed structure constructed pursuant to 14 the bill. The owner shall be liable for any damages caused by 15 the enclosed structure on the private dock. 16 The bill allows certain associations incorporated under Code 17 chapter 504 to establish policies regarding the construction of 18 an enclosed structure on a private dock that would otherwise be 19 prohibited by the bill. 20 -2- LSB 2658HV (2) 91 sb/js 2/ 2