House Study Bill 163 - Introduced HOUSE FILE _____ BY (PROPOSED COMMITTEE ON NATURAL RESOURCES BILL BY CHAIRPERSON WULF) A BILL FOR An Act relating to enclosed structures on private docks and 1 required insurance. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB 2658YC (2) 91 sb/js H.F. _____ Section 1. NEW SECTION . 462A.27B Dock structures 1 insurance. 2 1. A person with a valid dock site permit and hoist or slip 3 assignment may construct an enclosed structure to protect a 4 hoist or slip if all of the following apply: 5 a. The enclosed structure is constructed with rust-resistant 6 materials. 7 b. The enclosed structure is no more than thirty feet wide. 8 c. The enclosed structure is no more than twenty feet above 9 the normal water elevation surrounding the dock. 10 d. The enclosed structure contains no plumbing, electricity, 11 or enclosed storage areas, except for plumbing and electricity 12 that complies with all applicable building code requirements, 13 including the state plumbing code established pursuant to 14 section 105.4 and the state building code established pursuant 15 to section 103A.7, and is used for the sole purpose of 16 supporting marine equipment. 17 e. The enclosed structure is not used for sleeping purposes 18 or habitation by a person. 19 2. To install an enclosed structure on a private dock 20 pursuant to subsection 1, a person must maintain dock liability 21 insurance with minimum per occurrence coverage of at least one 22 million dollars. The owner of the private dock shall be liable 23 for any damages caused by the enclosed structure constructed on 24 the private dock. 25 EXPLANATION 26 The inclusion of this explanation does not constitute agreement with 27 the explanations substance by the members of the general assembly. 28 This bill relates to enclosed structures on private docks 29 and a requirement to maintain liability insurance for the dock 30 on which the structure is constructed. 31 The bill allows a person with a valid dock site permit 32 and hoist or slip assignment to build an enclosed structure 33 if the enclosed structure is constructed with rust-resistant 34 materials, meets building code, material, and size 35 -1- LSB 2658YC (2) 91 sb/js 1/ 2 H.F. _____ requirements, and is used to protect a hoist or a slip and not 1 for certain other purposes. 2 The bill requires an owner of a dock to carry liability 3 insurance with a minimum per occurrence coverage of $1 million 4 for the dock with an enclosed structure constructed pursuant to 5 the bill. The owner shall be liable for any damages caused by 6 the enclosed structure on the private dock. 7 -2- LSB 2658YC (2) 91 sb/js 2/ 2