Illinois 2023-2024 Regular Session

Illinois House Bill HB1565 Compare Versions

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1-Public Act 103-0420
21 HB1565 EnrolledLRB103 25816 BMS 52167 b HB1565 Enrolled LRB103 25816 BMS 52167 b
32 HB1565 Enrolled LRB103 25816 BMS 52167 b
4-AN ACT concerning regulation.
5-Be it enacted by the People of the State of Illinois,
6-represented in the General Assembly:
7-Section 5. The State Employees Group Insurance Act of 1971
8-is amended by changing Section 6.11 as follows:
9-(5 ILCS 375/6.11)
10-(Text of Section before amendment by P.A. 102-768)
11-Sec. 6.11. Required health benefits; Illinois Insurance
12-Code requirements. The program of health benefits shall
13-provide the post-mastectomy care benefits required to be
14-covered by a policy of accident and health insurance under
15-Section 356t of the Illinois Insurance Code. The program of
16-health benefits shall provide the coverage required under
17-Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
18-356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
19-356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
20-356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
21-356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
22-356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and
23-356z.61 of the Illinois Insurance Code. The program of health
24-benefits must comply with Sections 155.22a, 155.37, 355b,
25-356z.19, 370c, and 370c.1 and Article XXXIIB of the Illinois
26-Insurance Code. The Department of Insurance shall enforce the
3+1 AN ACT concerning regulation.
4+2 Be it enacted by the People of the State of Illinois,
5+3 represented in the General Assembly:
6+4 Section 5. The State Employees Group Insurance Act of 1971
7+5 is amended by changing Section 6.11 as follows:
8+6 (5 ILCS 375/6.11)
9+7 (Text of Section before amendment by P.A. 102-768)
10+8 Sec. 6.11. Required health benefits; Illinois Insurance
11+9 Code requirements. The program of health benefits shall
12+10 provide the post-mastectomy care benefits required to be
13+11 covered by a policy of accident and health insurance under
14+12 Section 356t of the Illinois Insurance Code. The program of
15+13 health benefits shall provide the coverage required under
16+14 Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
17+15 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
18+16 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
19+17 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
20+18 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
21+19 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and
22+20 356z.61 of the Illinois Insurance Code. The program of health
23+21 benefits must comply with Sections 155.22a, 155.37, 355b,
24+22 356z.19, 370c, and 370c.1 and Article XXXIIB of the Illinois
25+23 Insurance Code. The Department of Insurance shall enforce the
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33-requirements of this Section with respect to Sections 370c and
34-370c.1 of the Illinois Insurance Code; all other requirements
35-of this Section shall be enforced by the Department of Central
36-Management Services.
37-Rulemaking authority to implement Public Act 95-1045, if
38-any, is conditioned on the rules being adopted in accordance
39-with all provisions of the Illinois Administrative Procedure
40-Act and all rules and procedures of the Joint Committee on
41-Administrative Rules; any purported rule not so adopted, for
42-whatever reason, is unauthorized.
43-(Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
44-101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
45-1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
46-eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
47-102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
48-1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
49-eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
50-revised 12-13-22.)
51-(Text of Section after amendment by P.A. 102-768)
52-Sec. 6.11. Required health benefits; Illinois Insurance
53-Code requirements. The program of health benefits shall
54-provide the post-mastectomy care benefits required to be
55-covered by a policy of accident and health insurance under
56-Section 356t of the Illinois Insurance Code. The program of
57-health benefits shall provide the coverage required under
32+HB1565 Enrolled- 2 -LRB103 25816 BMS 52167 b HB1565 Enrolled - 2 - LRB103 25816 BMS 52167 b
33+ HB1565 Enrolled - 2 - LRB103 25816 BMS 52167 b
34+1 requirements of this Section with respect to Sections 370c and
35+2 370c.1 of the Illinois Insurance Code; all other requirements
36+3 of this Section shall be enforced by the Department of Central
37+4 Management Services.
38+5 Rulemaking authority to implement Public Act 95-1045, if
39+6 any, is conditioned on the rules being adopted in accordance
40+7 with all provisions of the Illinois Administrative Procedure
41+8 Act and all rules and procedures of the Joint Committee on
42+9 Administrative Rules; any purported rule not so adopted, for
43+10 whatever reason, is unauthorized.
44+11 (Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
45+12 101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
46+13 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
47+14 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
48+15 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
49+16 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
50+17 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
51+18 revised 12-13-22.)
52+19 (Text of Section after amendment by P.A. 102-768)
53+20 Sec. 6.11. Required health benefits; Illinois Insurance
54+21 Code requirements. The program of health benefits shall
55+22 provide the post-mastectomy care benefits required to be
56+23 covered by a policy of accident and health insurance under
57+24 Section 356t of the Illinois Insurance Code. The program of
58+25 health benefits shall provide the coverage required under
5859
5960
60-Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
61-356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
62-356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
63-356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
64-356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
65-356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59, and
66-356z.60, and 356z.61 of the Illinois Insurance Code. The
67-program of health benefits must comply with Sections 155.22a,
68-155.37, 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of
69-the Illinois Insurance Code. The Department of Insurance shall
70-enforce the requirements of this Section with respect to
71-Sections 370c and 370c.1 of the Illinois Insurance Code; all
72-other requirements of this Section shall be enforced by the
73-Department of Central Management Services.
74-Rulemaking authority to implement Public Act 95-1045, if
75-any, is conditioned on the rules being adopted in accordance
76-with all provisions of the Illinois Administrative Procedure
77-Act and all rules and procedures of the Joint Committee on
78-Administrative Rules; any purported rule not so adopted, for
79-whatever reason, is unauthorized.
80-(Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
81-101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
82-1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
83-eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
84-102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
85-1-1-23; 102-768, eff. 1-1-24; 102-804, eff. 1-1-23; 102-813,
8661
8762
88-eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff. 1-1-23;
89-102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
90-Section 10. The Counties Code is amended by changing
91-Section 5-1069.3 as follows:
92-(55 ILCS 5/5-1069.3)
93-Sec. 5-1069.3. Required health benefits. If a county,
94-including a home rule county, is a self-insurer for purposes
95-of providing health insurance coverage for its employees, the
96-coverage shall include coverage for the post-mastectomy care
97-benefits required to be covered by a policy of accident and
98-health insurance under Section 356t and the coverage required
99-under Sections 356g, 356g.5, 356g.5-1, 356q, 356u, 356w, 356x,
100-356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11,
101-356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26,
102-356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40,
103-356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53,
104-356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and 356z.61
105-of the Illinois Insurance Code. The coverage shall comply with
106-Sections 155.22a, 355b, 356z.19, and 370c of the Illinois
107-Insurance Code. The Department of Insurance shall enforce the
108-requirements of this Section. The requirement that health
109-benefits be covered as provided in this Section is an
110-exclusive power and function of the State and is a denial and
111-limitation under Article VII, Section 6, subsection (h) of the
63+
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114-Illinois Constitution. A home rule county to which this
115-Section applies must comply with every provision of this
116-Section.
117-Rulemaking authority to implement Public Act 95-1045, if
118-any, is conditioned on the rules being adopted in accordance
119-with all provisions of the Illinois Administrative Procedure
120-Act and all rules and procedures of the Joint Committee on
121-Administrative Rules; any purported rule not so adopted, for
122-whatever reason, is unauthorized.
123-(Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
124-101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
125-1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
126-eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
127-102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
128-1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
129-eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
130-102-1117, eff. 1-13-23.)
131-Section 15. The Illinois Municipal Code is amended by
132-changing Section 10-4-2.3 as follows:
133-(65 ILCS 5/10-4-2.3)
134-Sec. 10-4-2.3. Required health benefits. If a
135-municipality, including a home rule municipality, is a
136-self-insurer for purposes of providing health insurance
137-coverage for its employees, the coverage shall include
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69+1 Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x,
70+2 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
71+3 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22,
72+4 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
73+5 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
74+6 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59, and
75+7 356z.60, and 356z.61 of the Illinois Insurance Code. The
76+8 program of health benefits must comply with Sections 155.22a,
77+9 155.37, 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of
78+10 the Illinois Insurance Code. The Department of Insurance shall
79+11 enforce the requirements of this Section with respect to
80+12 Sections 370c and 370c.1 of the Illinois Insurance Code; all
81+13 other requirements of this Section shall be enforced by the
82+14 Department of Central Management Services.
83+15 Rulemaking authority to implement Public Act 95-1045, if
84+16 any, is conditioned on the rules being adopted in accordance
85+17 with all provisions of the Illinois Administrative Procedure
86+18 Act and all rules and procedures of the Joint Committee on
87+19 Administrative Rules; any purported rule not so adopted, for
88+20 whatever reason, is unauthorized.
89+21 (Source: P.A. 101-13, eff. 6-12-19; 101-281, eff. 1-1-20;
90+22 101-393, eff. 1-1-20; 101-452, eff. 1-1-20; 101-461, eff.
91+23 1-1-20; 101-625, eff. 1-1-21; 102-30, eff. 1-1-22; 102-103,
92+24 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
93+25 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
94+26 1-1-23; 102-768, eff. 1-1-24; 102-804, eff. 1-1-23; 102-813,
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140-coverage for the post-mastectomy care benefits required to be
141-covered by a policy of accident and health insurance under
142-Section 356t and the coverage required under Sections 356g,
143-356g.5, 356g.5-1, 356q, 356u, 356w, 356x, 356z.4, 356z.4a,
144-356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13,
145-356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29,
146-356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41,
147-356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54,
148-356z.56, 356z.57, 356z.59, and 356z.60, and 356z.61 of the
149-Illinois Insurance Code. The coverage shall comply with
150-Sections 155.22a, 355b, 356z.19, and 370c of the Illinois
151-Insurance Code. The Department of Insurance shall enforce the
152-requirements of this Section. The requirement that health
153-benefits be covered as provided in this is an exclusive power
154-and function of the State and is a denial and limitation under
155-Article VII, Section 6, subsection (h) of the Illinois
156-Constitution. A home rule municipality to which this Section
157-applies must comply with every provision of this Section.
158-Rulemaking authority to implement Public Act 95-1045, if
159-any, is conditioned on the rules being adopted in accordance
160-with all provisions of the Illinois Administrative Procedure
161-Act and all rules and procedures of the Joint Committee on
162-Administrative Rules; any purported rule not so adopted, for
163-whatever reason, is unauthorized.
164-(Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
165-101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
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168-1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
169-eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
170-102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
171-1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
172-eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
173-102-1117, eff. 1-13-23.)
174-Section 20. The School Code is amended by changing Section
175-10-22.3f as follows:
176-(105 ILCS 5/10-22.3f)
177-Sec. 10-22.3f. Required health benefits. Insurance
178-protection and benefits for employees shall provide the
179-post-mastectomy care benefits required to be covered by a
180-policy of accident and health insurance under Section 356t and
181-the coverage required under Sections 356g, 356g.5, 356g.5-1,
182-356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8,
183-356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22,
184-356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
185-356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
186-356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and
187-356z.61 of the Illinois Insurance Code. Insurance policies
188-shall comply with Section 356z.19 of the Illinois Insurance
189-Code. The coverage shall comply with Sections 155.22a, 355b,
190-and 370c of the Illinois Insurance Code. The Department of
191-Insurance shall enforce the requirements of this Section.
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194-Rulemaking authority to implement Public Act 95-1045, if
195-any, is conditioned on the rules being adopted in accordance
196-with all provisions of the Illinois Administrative Procedure
197-Act and all rules and procedures of the Joint Committee on
198-Administrative Rules; any purported rule not so adopted, for
199-whatever reason, is unauthorized.
200-(Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
201-101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
202-1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
203-eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 1-1-22;
204-102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, eff.
205-1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
206-eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
207-Section 25. The Illinois Insurance Code is amended by
208-adding Section 356z.61 as follows:
209-(215 ILCS 5/356z.61 new)
210-Sec. 356z.61. Coverage of prescription estrogen.
211-(a) A group or individual policy of accident and health
212-insurance or a managed care plan that is amended, delivered,
213-issued, or renewed on or after January 1, 2025 and that
214-provides coverage for prescription drugs shall include
215-coverage for one or more therapeutic equivalent versions of
216-vaginal estrogen in its formulary.
217-(b) If a particular vaginal estrogen product or its
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105+1 eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff. 1-1-23;
106+2 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
107+3 Section 10. The Counties Code is amended by changing
108+4 Section 5-1069.3 as follows:
109+5 (55 ILCS 5/5-1069.3)
110+6 Sec. 5-1069.3. Required health benefits. If a county,
111+7 including a home rule county, is a self-insurer for purposes
112+8 of providing health insurance coverage for its employees, the
113+9 coverage shall include coverage for the post-mastectomy care
114+10 benefits required to be covered by a policy of accident and
115+11 health insurance under Section 356t and the coverage required
116+12 under Sections 356g, 356g.5, 356g.5-1, 356q, 356u, 356w, 356x,
117+13 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11,
118+14 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26,
119+15 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40,
120+16 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53,
121+17 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and 356z.61
122+18 of the Illinois Insurance Code. The coverage shall comply with
123+19 Sections 155.22a, 355b, 356z.19, and 370c of the Illinois
124+20 Insurance Code. The Department of Insurance shall enforce the
125+21 requirements of this Section. The requirement that health
126+22 benefits be covered as provided in this Section is an
127+23 exclusive power and function of the State and is a denial and
128+24 limitation under Article VII, Section 6, subsection (h) of the
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220-therapeutic equivalent version approved by the United States
221-Food and Drug Administration is determined to be medically
222-necessary, the issuer must cover that service or item pursuant
223-to the cost-sharing requirement contained in subsection (c).
224-(c) A policy subject to this Section shall not impose a
225-deductible, copayment, or any other cost sharing requirement
226-that exceeds any deductible, coinsurance, copayment, or any
227-other cost-sharing requirement imposed on any prescription
228-drug authorized for the treatment of erectile dysfunction
229-covered by the policy; except that this subsection does not
230-apply to coverage of vaginal estrogen to the extent such
231-coverage would disqualify a high-deductible health plan from
232-eligibility for a health savings account pursuant to Section
233-223 of the Internal Revenue Code.
234-(d) As used in this Section, "therapeutic equivalent
235-version" has the meaning given to that term in paragraph (2) of
236-subsection (a) of Section 356z.4.
237-Section 30. The Health Maintenance Organization Act is
238-amended by changing Section 5-3 as follows:
239-(215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
240-Sec. 5-3. Insurance Code provisions.
241-(a) Health Maintenance Organizations shall be subject to
242-the provisions of Sections 133, 134, 136, 137, 139, 140,
243-141.1, 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153,
244131
245132
246-154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 355.2,
247-355.3, 355b, 355c, 356g.5-1, 356m, 356q, 356v, 356w, 356x,
248-356y, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6,
249-356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14,
250-356z.15, 356z.17, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25,
251-356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33,
252-356z.35, 356z.36, 356z.40, 356z.41, 356z.46, 356z.47, 356z.48,
253-356z.50, 356z.51, 356z.53 256z.53, 356z.54, 356z.56, 356z.57,
254-356z.59, 356z.60, 356z.61, 364, 364.01, 364.3, 367.2, 367.2-5,
255-367i, 368a, 368b, 368c, 368d, 368e, 370c, 370c.1, 401, 401.1,
256-402, 403, 403A, 408, 408.2, 409, 412, 444, and 444.1,
257-paragraph (c) of subsection (2) of Section 367, and Articles
258-IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and
259-XXXIIB of the Illinois Insurance Code.
260-(b) For purposes of the Illinois Insurance Code, except
261-for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
262-Health Maintenance Organizations in the following categories
263-are deemed to be "domestic companies":
264-(1) a corporation authorized under the Dental Service
265-Plan Act or the Voluntary Health Services Plans Act;
266-(2) a corporation organized under the laws of this
267-State; or
268-(3) a corporation organized under the laws of another
269-state, 30% or more of the enrollees of which are residents
270-of this State, except a corporation subject to
271-substantially the same requirements in its state of
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272135
273136
274-organization as is a "domestic company" under Article VIII
275-1/2 of the Illinois Insurance Code.
276-(c) In considering the merger, consolidation, or other
277-acquisition of control of a Health Maintenance Organization
278-pursuant to Article VIII 1/2 of the Illinois Insurance Code,
279-(1) the Director shall give primary consideration to
280-the continuation of benefits to enrollees and the
281-financial conditions of the acquired Health Maintenance
282-Organization after the merger, consolidation, or other
283-acquisition of control takes effect;
284-(2)(i) the criteria specified in subsection (1)(b) of
285-Section 131.8 of the Illinois Insurance Code shall not
286-apply and (ii) the Director, in making his determination
287-with respect to the merger, consolidation, or other
288-acquisition of control, need not take into account the
289-effect on competition of the merger, consolidation, or
290-other acquisition of control;
291-(3) the Director shall have the power to require the
292-following information:
293-(A) certification by an independent actuary of the
294-adequacy of the reserves of the Health Maintenance
295-Organization sought to be acquired;
296-(B) pro forma financial statements reflecting the
297-combined balance sheets of the acquiring company and
298-the Health Maintenance Organization sought to be
299-acquired as of the end of the preceding year and as of
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138+ HB1565 Enrolled - 5 - LRB103 25816 BMS 52167 b
139+1 Illinois Constitution. A home rule county to which this
140+2 Section applies must comply with every provision of this
141+3 Section.
142+4 Rulemaking authority to implement Public Act 95-1045, if
143+5 any, is conditioned on the rules being adopted in accordance
144+6 with all provisions of the Illinois Administrative Procedure
145+7 Act and all rules and procedures of the Joint Committee on
146+8 Administrative Rules; any purported rule not so adopted, for
147+9 whatever reason, is unauthorized.
148+10 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
149+11 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
150+12 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
151+13 eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
152+14 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
153+15 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
154+16 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
155+17 102-1117, eff. 1-13-23.)
156+18 Section 15. The Illinois Municipal Code is amended by
157+19 changing Section 10-4-2.3 as follows:
158+20 (65 ILCS 5/10-4-2.3)
159+21 Sec. 10-4-2.3. Required health benefits. If a
160+22 municipality, including a home rule municipality, is a
161+23 self-insurer for purposes of providing health insurance
162+24 coverage for its employees, the coverage shall include
300163
301164
302-a date 90 days prior to the acquisition, as well as pro
303-forma financial statements reflecting projected
304-combined operation for a period of 2 years;
305-(C) a pro forma business plan detailing an
306-acquiring party's plans with respect to the operation
307-of the Health Maintenance Organization sought to be
308-acquired for a period of not less than 3 years; and
309-(D) such other information as the Director shall
310-require.
311-(d) The provisions of Article VIII 1/2 of the Illinois
312-Insurance Code and this Section 5-3 shall apply to the sale by
313-any health maintenance organization of greater than 10% of its
314-enrollee population (including without limitation the health
315-maintenance organization's right, title, and interest in and
316-to its health care certificates).
317-(e) In considering any management contract or service
318-agreement subject to Section 141.1 of the Illinois Insurance
319-Code, the Director (i) shall, in addition to the criteria
320-specified in Section 141.2 of the Illinois Insurance Code,
321-take into account the effect of the management contract or
322-service agreement on the continuation of benefits to enrollees
323-and the financial condition of the health maintenance
324-organization to be managed or serviced, and (ii) need not take
325-into account the effect of the management contract or service
326-agreement on competition.
327-(f) Except for small employer groups as defined in the
328165
329166
330-Small Employer Rating, Renewability and Portability Health
331-Insurance Act and except for medicare supplement policies as
332-defined in Section 363 of the Illinois Insurance Code, a
333-Health Maintenance Organization may by contract agree with a
334-group or other enrollment unit to effect refunds or charge
335-additional premiums under the following terms and conditions:
336-(i) the amount of, and other terms and conditions with
337-respect to, the refund or additional premium are set forth
338-in the group or enrollment unit contract agreed in advance
339-of the period for which a refund is to be paid or
340-additional premium is to be charged (which period shall
341-not be less than one year); and
342-(ii) the amount of the refund or additional premium
343-shall not exceed 20% of the Health Maintenance
344-Organization's profitable or unprofitable experience with
345-respect to the group or other enrollment unit for the
346-period (and, for purposes of a refund or additional
347-premium, the profitable or unprofitable experience shall
348-be calculated taking into account a pro rata share of the
349-Health Maintenance Organization's administrative and
350-marketing expenses, but shall not include any refund to be
351-made or additional premium to be paid pursuant to this
352-subsection (f)). The Health Maintenance Organization and
353-the group or enrollment unit may agree that the profitable
354-or unprofitable experience may be calculated taking into
355-account the refund period and the immediately preceding 2
167+
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356169
357170
358-plan years.
359-The Health Maintenance Organization shall include a
360-statement in the evidence of coverage issued to each enrollee
361-describing the possibility of a refund or additional premium,
362-and upon request of any group or enrollment unit, provide to
363-the group or enrollment unit a description of the method used
364-to calculate (1) the Health Maintenance Organization's
365-profitable experience with respect to the group or enrollment
366-unit and the resulting refund to the group or enrollment unit
367-or (2) the Health Maintenance Organization's unprofitable
368-experience with respect to the group or enrollment unit and
369-the resulting additional premium to be paid by the group or
370-enrollment unit.
371-In no event shall the Illinois Health Maintenance
372-Organization Guaranty Association be liable to pay any
373-contractual obligation of an insolvent organization to pay any
374-refund authorized under this Section.
375-(g) Rulemaking authority to implement Public Act 95-1045,
376-if any, is conditioned on the rules being adopted in
377-accordance with all provisions of the Illinois Administrative
378-Procedure Act and all rules and procedures of the Joint
379-Committee on Administrative Rules; any purported rule not so
380-adopted, for whatever reason, is unauthorized.
381-(Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
382-101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-393, eff.
383-1-1-20; 101-452, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625,
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173+1 coverage for the post-mastectomy care benefits required to be
174+2 covered by a policy of accident and health insurance under
175+3 Section 356t and the coverage required under Sections 356g,
176+4 356g.5, 356g.5-1, 356q, 356u, 356w, 356x, 356z.4, 356z.4a,
177+5 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13,
178+6 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29,
179+7 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41,
180+8 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54,
181+9 356z.56, 356z.57, 356z.59, and 356z.60, and 356z.61 of the
182+10 Illinois Insurance Code. The coverage shall comply with
183+11 Sections 155.22a, 355b, 356z.19, and 370c of the Illinois
184+12 Insurance Code. The Department of Insurance shall enforce the
185+13 requirements of this Section. The requirement that health
186+14 benefits be covered as provided in this is an exclusive power
187+15 and function of the State and is a denial and limitation under
188+16 Article VII, Section 6, subsection (h) of the Illinois
189+17 Constitution. A home rule municipality to which this Section
190+18 applies must comply with every provision of this Section.
191+19 Rulemaking authority to implement Public Act 95-1045, if
192+20 any, is conditioned on the rules being adopted in accordance
193+21 with all provisions of the Illinois Administrative Procedure
194+22 Act and all rules and procedures of the Joint Committee on
195+23 Administrative Rules; any purported rule not so adopted, for
196+24 whatever reason, is unauthorized.
197+25 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
198+26 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
384199
385200
386-eff. 1-1-21; 102-30, eff. 1-1-22; 102-34, eff. 6-25-21;
387-102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
388-1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665,
389-eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
390-102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff.
391-1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093,
392-eff. 1-1-23; 102-1117, eff. 1-13-23; revised 1-22-23.)
393-Section 35. The Limited Health Service Organization Act is
394-amended by changing Section 4003 as follows:
395-(215 ILCS 130/4003) (from Ch. 73, par. 1504-3)
396-Sec. 4003. Illinois Insurance Code provisions. Limited
397-health service organizations shall be subject to the
398-provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
399-141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154,
400-154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 355.2, 355.3,
401-355b, 356q, 356v, 356z.4, 356z.4a, 356z.10, 356z.21, 356z.22,
402-356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
403-356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54, 356z.57,
404-356z.59, 356z.61, 364.3, 368a, 401, 401.1, 402, 403, 403A,
405-408, 408.2, 409, 412, 444, and 444.1 and Articles IIA, VIII
406-1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, and XXVI of the
407-Illinois Insurance Code. Nothing in this Section shall require
408-a limited health care plan to cover any service that is not a
409-limited health service. For purposes of the Illinois Insurance
410201
411202
412-Code, except for Sections 444 and 444.1 and Articles XIII and
413-XIII 1/2, limited health service organizations in the
414-following categories are deemed to be domestic companies:
415-(1) a corporation under the laws of this State; or
416-(2) a corporation organized under the laws of another
417-state, 30% or more of the enrollees of which are residents
418-of this State, except a corporation subject to
419-substantially the same requirements in its state of
420-organization as is a domestic company under Article VIII
421-1/2 of the Illinois Insurance Code.
422-(Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
423-101-393, eff. 1-1-20; 101-625, eff. 1-1-21; 102-30, eff.
424-1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642,
425-eff. 1-1-22; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
426-102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff.
427-1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
428-Section 40. The Voluntary Health Services Plans Act is
429-amended by changing Section 10 as follows:
430-(215 ILCS 165/10) (from Ch. 32, par. 604)
431-Sec. 10. Application of Insurance Code provisions. Health
432-services plan corporations and all persons interested therein
433-or dealing therewith shall be subject to the provisions of
434-Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140,
435-143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b,
203+
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436205
437206
438-356g, 356g.5, 356g.5-1, 356q, 356r, 356t, 356u, 356v, 356w,
439-356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5,
440-356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13,
441-356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25,
442-356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33,
443-356z.40, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54,
444-356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 364.01, 364.3,
445-367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, and 412,
446-and paragraphs (7) and (15) of Section 367 of the Illinois
447-Insurance Code.
448-Rulemaking authority to implement Public Act 95-1045, if
449-any, is conditioned on the rules being adopted in accordance
450-with all provisions of the Illinois Administrative Procedure
451-Act and all rules and procedures of the Joint Committee on
452-Administrative Rules; any purported rule not so adopted, for
453-whatever reason, is unauthorized.
454-(Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
455-101-281, eff. 1-1-20; 101-393, eff. 1-1-20; 101-625, eff.
456-1-1-21; 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 102-306,
457-eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21;
458-102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, eff.
459-1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
460-eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. 1-1-23;
461-102-1117, eff. 1-13-23.)
462-Section 45. The Illinois Public Aid Code is amended by
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208+ HB1565 Enrolled - 7 - LRB103 25816 BMS 52167 b
209+1 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
210+2 eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 1-1-22;
211+3 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, eff.
212+4 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816,
213+5 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
214+6 102-1117, eff. 1-13-23.)
215+7 Section 20. The School Code is amended by changing Section
216+8 10-22.3f as follows:
217+9 (105 ILCS 5/10-22.3f)
218+10 Sec. 10-22.3f. Required health benefits. Insurance
219+11 protection and benefits for employees shall provide the
220+12 post-mastectomy care benefits required to be covered by a
221+13 policy of accident and health insurance under Section 356t and
222+14 the coverage required under Sections 356g, 356g.5, 356g.5-1,
223+15 356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8,
224+16 356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22,
225+17 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
226+18 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51,
227+19 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, and 356z.60, and
228+20 356z.61 of the Illinois Insurance Code. Insurance policies
229+21 shall comply with Section 356z.19 of the Illinois Insurance
230+22 Code. The coverage shall comply with Sections 155.22a, 355b,
231+23 and 370c of the Illinois Insurance Code. The Department of
232+24 Insurance shall enforce the requirements of this Section.
463233
464234
465-changing Section 5-16.8 as follows:
466-(305 ILCS 5/5-16.8)
467-Sec. 5-16.8. Required health benefits. The medical
468-assistance program shall (i) provide the post-mastectomy care
469-benefits required to be covered by a policy of accident and
470-health insurance under Section 356t and the coverage required
471-under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.6,
472-356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46,
473-356z.47, 356z.51, 356z.53, 356z.56, 356z.59, and 356z.60, and
474-356z.61 of the Illinois Insurance Code, (ii) be subject to the
475-provisions of Sections 356z.19, 356z.44, 356z.49, 364.01,
476-370c, and 370c.1 of the Illinois Insurance Code, and (iii) be
477-subject to the provisions of subsection (d-5) of Section 10 of
478-the Network Adequacy and Transparency Act.
479-The Department, by rule, shall adopt a model similar to
480-the requirements of Section 356z.39 of the Illinois Insurance
481-Code.
482-On and after July 1, 2012, the Department shall reduce any
483-rate of reimbursement for services or other payments or alter
484-any methodologies authorized by this Code to reduce any rate
485-of reimbursement for services or other payments in accordance
486-with Section 5-5e.
487-To ensure full access to the benefits set forth in this
488-Section, on and after January 1, 2016, the Department shall
489-ensure that provider and hospital reimbursement for
490235
491236
492-post-mastectomy care benefits required under this Section are
493-no lower than the Medicare reimbursement rate.
494-(Source: P.A. 101-81, eff. 7-12-19; 101-218, eff. 1-1-20;
495-101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-574, eff.
496-1-1-20; 101-649, eff. 7-7-20; 102-30, eff. 1-1-22; 102-144,
497-eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
498-102-530, eff. 1-1-22; 102-642, eff. 1-1-22; 102-804, eff.
499-1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093,
500-eff. 1-1-23; 102-1117, eff. 1-13-23.)
237+
238+ HB1565 Enrolled - 7 - LRB103 25816 BMS 52167 b
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242+ HB1565 Enrolled - 8 - LRB103 25816 BMS 52167 b
243+1 Rulemaking authority to implement Public Act 95-1045, if
244+2 any, is conditioned on the rules being adopted in accordance
245+3 with all provisions of the Illinois Administrative Procedure
246+4 Act and all rules and procedures of the Joint Committee on
247+5 Administrative Rules; any purported rule not so adopted, for
248+6 whatever reason, is unauthorized.
249+7 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
250+8 101-393, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625, eff.
251+9 1-1-21; 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 102-203,
252+10 eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 1-1-22;
253+11 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, eff.
254+12 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
255+13 eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
256+14 Section 25. The Illinois Insurance Code is amended by
257+15 adding Section 356z.61 as follows:
258+16 (215 ILCS 5/356z.61 new)
259+17 Sec. 356z.61. Coverage of prescription estrogen.
260+18 (a) A group or individual policy of accident and health
261+19 insurance or a managed care plan that is amended, delivered,
262+20 issued, or renewed on or after January 1, 2025 and that
263+21 provides coverage for prescription drugs shall include
264+22 coverage for one or more therapeutic equivalent versions of
265+23 vaginal estrogen in its formulary.
266+24 (b) If a particular vaginal estrogen product or its
267+
268+
269+
270+
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276+ HB1565 Enrolled - 9 - LRB103 25816 BMS 52167 b
277+1 therapeutic equivalent version approved by the United States
278+2 Food and Drug Administration is determined to be medically
279+3 necessary, the issuer must cover that service or item pursuant
280+4 to the cost-sharing requirement contained in subsection (c).
281+5 (c) A policy subject to this Section shall not impose a
282+6 deductible, copayment, or any other cost sharing requirement
283+7 that exceeds any deductible, coinsurance, copayment, or any
284+8 other cost-sharing requirement imposed on any prescription
285+9 drug authorized for the treatment of erectile dysfunction
286+10 covered by the policy; except that this subsection does not
287+11 apply to coverage of vaginal estrogen to the extent such
288+12 coverage would disqualify a high-deductible health plan from
289+13 eligibility for a health savings account pursuant to Section
290+14 223 of the Internal Revenue Code.
291+15 (d) As used in this Section, "therapeutic equivalent
292+16 version" has the meaning given to that term in paragraph (2) of
293+17 subsection (a) of Section 356z.4.
294+18 Section 30. The Health Maintenance Organization Act is
295+19 amended by changing Section 5-3 as follows:
296+20 (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
297+21 Sec. 5-3. Insurance Code provisions.
298+22 (a) Health Maintenance Organizations shall be subject to
299+23 the provisions of Sections 133, 134, 136, 137, 139, 140,
300+24 141.1, 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153,
301+
302+
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304+
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310+ HB1565 Enrolled - 10 - LRB103 25816 BMS 52167 b
311+1 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 355.2,
312+2 355.3, 355b, 355c, 356g.5-1, 356m, 356q, 356v, 356w, 356x,
313+3 356y, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6,
314+4 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14,
315+5 356z.15, 356z.17, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25,
316+6 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33,
317+7 356z.35, 356z.36, 356z.40, 356z.41, 356z.46, 356z.47, 356z.48,
318+8 356z.50, 356z.51, 356z.53 256z.53, 356z.54, 356z.56, 356z.57,
319+9 356z.59, 356z.60, 356z.61, 364, 364.01, 364.3, 367.2, 367.2-5,
320+10 367i, 368a, 368b, 368c, 368d, 368e, 370c, 370c.1, 401, 401.1,
321+11 402, 403, 403A, 408, 408.2, 409, 412, 444, and 444.1,
322+12 paragraph (c) of subsection (2) of Section 367, and Articles
323+13 IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and
324+14 XXXIIB of the Illinois Insurance Code.
325+15 (b) For purposes of the Illinois Insurance Code, except
326+16 for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
327+17 Health Maintenance Organizations in the following categories
328+18 are deemed to be "domestic companies":
329+19 (1) a corporation authorized under the Dental Service
330+20 Plan Act or the Voluntary Health Services Plans Act;
331+21 (2) a corporation organized under the laws of this
332+22 State; or
333+23 (3) a corporation organized under the laws of another
334+24 state, 30% or more of the enrollees of which are residents
335+25 of this State, except a corporation subject to
336+26 substantially the same requirements in its state of
337+
338+
339+
340+
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347+1 organization as is a "domestic company" under Article VIII
348+2 1/2 of the Illinois Insurance Code.
349+3 (c) In considering the merger, consolidation, or other
350+4 acquisition of control of a Health Maintenance Organization
351+5 pursuant to Article VIII 1/2 of the Illinois Insurance Code,
352+6 (1) the Director shall give primary consideration to
353+7 the continuation of benefits to enrollees and the
354+8 financial conditions of the acquired Health Maintenance
355+9 Organization after the merger, consolidation, or other
356+10 acquisition of control takes effect;
357+11 (2)(i) the criteria specified in subsection (1)(b) of
358+12 Section 131.8 of the Illinois Insurance Code shall not
359+13 apply and (ii) the Director, in making his determination
360+14 with respect to the merger, consolidation, or other
361+15 acquisition of control, need not take into account the
362+16 effect on competition of the merger, consolidation, or
363+17 other acquisition of control;
364+18 (3) the Director shall have the power to require the
365+19 following information:
366+20 (A) certification by an independent actuary of the
367+21 adequacy of the reserves of the Health Maintenance
368+22 Organization sought to be acquired;
369+23 (B) pro forma financial statements reflecting the
370+24 combined balance sheets of the acquiring company and
371+25 the Health Maintenance Organization sought to be
372+26 acquired as of the end of the preceding year and as of
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383+1 a date 90 days prior to the acquisition, as well as pro
384+2 forma financial statements reflecting projected
385+3 combined operation for a period of 2 years;
386+4 (C) a pro forma business plan detailing an
387+5 acquiring party's plans with respect to the operation
388+6 of the Health Maintenance Organization sought to be
389+7 acquired for a period of not less than 3 years; and
390+8 (D) such other information as the Director shall
391+9 require.
392+10 (d) The provisions of Article VIII 1/2 of the Illinois
393+11 Insurance Code and this Section 5-3 shall apply to the sale by
394+12 any health maintenance organization of greater than 10% of its
395+13 enrollee population (including without limitation the health
396+14 maintenance organization's right, title, and interest in and
397+15 to its health care certificates).
398+16 (e) In considering any management contract or service
399+17 agreement subject to Section 141.1 of the Illinois Insurance
400+18 Code, the Director (i) shall, in addition to the criteria
401+19 specified in Section 141.2 of the Illinois Insurance Code,
402+20 take into account the effect of the management contract or
403+21 service agreement on the continuation of benefits to enrollees
404+22 and the financial condition of the health maintenance
405+23 organization to be managed or serviced, and (ii) need not take
406+24 into account the effect of the management contract or service
407+25 agreement on competition.
408+26 (f) Except for small employer groups as defined in the
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419+1 Small Employer Rating, Renewability and Portability Health
420+2 Insurance Act and except for medicare supplement policies as
421+3 defined in Section 363 of the Illinois Insurance Code, a
422+4 Health Maintenance Organization may by contract agree with a
423+5 group or other enrollment unit to effect refunds or charge
424+6 additional premiums under the following terms and conditions:
425+7 (i) the amount of, and other terms and conditions with
426+8 respect to, the refund or additional premium are set forth
427+9 in the group or enrollment unit contract agreed in advance
428+10 of the period for which a refund is to be paid or
429+11 additional premium is to be charged (which period shall
430+12 not be less than one year); and
431+13 (ii) the amount of the refund or additional premium
432+14 shall not exceed 20% of the Health Maintenance
433+15 Organization's profitable or unprofitable experience with
434+16 respect to the group or other enrollment unit for the
435+17 period (and, for purposes of a refund or additional
436+18 premium, the profitable or unprofitable experience shall
437+19 be calculated taking into account a pro rata share of the
438+20 Health Maintenance Organization's administrative and
439+21 marketing expenses, but shall not include any refund to be
440+22 made or additional premium to be paid pursuant to this
441+23 subsection (f)). The Health Maintenance Organization and
442+24 the group or enrollment unit may agree that the profitable
443+25 or unprofitable experience may be calculated taking into
444+26 account the refund period and the immediately preceding 2
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455+1 plan years.
456+2 The Health Maintenance Organization shall include a
457+3 statement in the evidence of coverage issued to each enrollee
458+4 describing the possibility of a refund or additional premium,
459+5 and upon request of any group or enrollment unit, provide to
460+6 the group or enrollment unit a description of the method used
461+7 to calculate (1) the Health Maintenance Organization's
462+8 profitable experience with respect to the group or enrollment
463+9 unit and the resulting refund to the group or enrollment unit
464+10 or (2) the Health Maintenance Organization's unprofitable
465+11 experience with respect to the group or enrollment unit and
466+12 the resulting additional premium to be paid by the group or
467+13 enrollment unit.
468+14 In no event shall the Illinois Health Maintenance
469+15 Organization Guaranty Association be liable to pay any
470+16 contractual obligation of an insolvent organization to pay any
471+17 refund authorized under this Section.
472+18 (g) Rulemaking authority to implement Public Act 95-1045,
473+19 if any, is conditioned on the rules being adopted in
474+20 accordance with all provisions of the Illinois Administrative
475+21 Procedure Act and all rules and procedures of the Joint
476+22 Committee on Administrative Rules; any purported rule not so
477+23 adopted, for whatever reason, is unauthorized.
478+24 (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
479+25 101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-393, eff.
480+26 1-1-20; 101-452, eff. 1-1-20; 101-461, eff. 1-1-20; 101-625,
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491+1 eff. 1-1-21; 102-30, eff. 1-1-22; 102-34, eff. 6-25-21;
492+2 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
493+3 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665,
494+4 eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
495+5 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff.
496+6 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093,
497+7 eff. 1-1-23; 102-1117, eff. 1-13-23; revised 1-22-23.)
498+8 Section 35. The Limited Health Service Organization Act is
499+9 amended by changing Section 4003 as follows:
500+10 (215 ILCS 130/4003) (from Ch. 73, par. 1504-3)
501+11 Sec. 4003. Illinois Insurance Code provisions. Limited
502+12 health service organizations shall be subject to the
503+13 provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
504+14 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154,
505+15 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 355.2, 355.3,
506+16 355b, 356q, 356v, 356z.4, 356z.4a, 356z.10, 356z.21, 356z.22,
507+17 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33,
508+18 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54, 356z.57,
509+19 356z.59, 356z.61, 364.3, 368a, 401, 401.1, 402, 403, 403A,
510+20 408, 408.2, 409, 412, 444, and 444.1 and Articles IIA, VIII
511+21 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, and XXVI of the
512+22 Illinois Insurance Code. Nothing in this Section shall require
513+23 a limited health care plan to cover any service that is not a
514+24 limited health service. For purposes of the Illinois Insurance
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525+1 Code, except for Sections 444 and 444.1 and Articles XIII and
526+2 XIII 1/2, limited health service organizations in the
527+3 following categories are deemed to be domestic companies:
528+4 (1) a corporation under the laws of this State; or
529+5 (2) a corporation organized under the laws of another
530+6 state, 30% or more of the enrollees of which are residents
531+7 of this State, except a corporation subject to
532+8 substantially the same requirements in its state of
533+9 organization as is a domestic company under Article VIII
534+10 1/2 of the Illinois Insurance Code.
535+11 (Source: P.A. 101-81, eff. 7-12-19; 101-281, eff. 1-1-20;
536+12 101-393, eff. 1-1-20; 101-625, eff. 1-1-21; 102-30, eff.
537+13 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642,
538+14 eff. 1-1-22; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
539+15 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860, eff.
540+16 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 1-13-23.)
541+17 Section 40. The Voluntary Health Services Plans Act is
542+18 amended by changing Section 10 as follows:
543+19 (215 ILCS 165/10) (from Ch. 32, par. 604)
544+20 Sec. 10. Application of Insurance Code provisions. Health
545+21 services plan corporations and all persons interested therein
546+22 or dealing therewith shall be subject to the provisions of
547+23 Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140,
548+24 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b,
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559+1 356g, 356g.5, 356g.5-1, 356q, 356r, 356t, 356u, 356v, 356w,
560+2 356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5,
561+3 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13,
562+4 356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, 356z.25,
563+5 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, 356z.33,
564+6 356z.40, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 356z.54,
565+7 356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 364.01, 364.3,
566+8 367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, and 412,
567+9 and paragraphs (7) and (15) of Section 367 of the Illinois
568+10 Insurance Code.
569+11 Rulemaking authority to implement Public Act 95-1045, if
570+12 any, is conditioned on the rules being adopted in accordance
571+13 with all provisions of the Illinois Administrative Procedure
572+14 Act and all rules and procedures of the Joint Committee on
573+15 Administrative Rules; any purported rule not so adopted, for
574+16 whatever reason, is unauthorized.
575+17 (Source: P.A. 101-13, eff. 6-12-19; 101-81, eff. 7-12-19;
576+18 101-281, eff. 1-1-20; 101-393, eff. 1-1-20; 101-625, eff.
577+19 1-1-21; 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 102-306,
578+20 eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21;
579+21 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, eff.
580+22 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-860,
581+23 eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. 1-1-23;
582+24 102-1117, eff. 1-13-23.)
583+25 Section 45. The Illinois Public Aid Code is amended by
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594+1 changing Section 5-16.8 as follows:
595+2 (305 ILCS 5/5-16.8)
596+3 Sec. 5-16.8. Required health benefits. The medical
597+4 assistance program shall (i) provide the post-mastectomy care
598+5 benefits required to be covered by a policy of accident and
599+6 health insurance under Section 356t and the coverage required
600+7 under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.6,
601+8 356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 356z.46,
602+9 356z.47, 356z.51, 356z.53, 356z.56, 356z.59, and 356z.60, and
603+10 356z.61 of the Illinois Insurance Code, (ii) be subject to the
604+11 provisions of Sections 356z.19, 356z.44, 356z.49, 364.01,
605+12 370c, and 370c.1 of the Illinois Insurance Code, and (iii) be
606+13 subject to the provisions of subsection (d-5) of Section 10 of
607+14 the Network Adequacy and Transparency Act.
608+15 The Department, by rule, shall adopt a model similar to
609+16 the requirements of Section 356z.39 of the Illinois Insurance
610+17 Code.
611+18 On and after July 1, 2012, the Department shall reduce any
612+19 rate of reimbursement for services or other payments or alter
613+20 any methodologies authorized by this Code to reduce any rate
614+21 of reimbursement for services or other payments in accordance
615+22 with Section 5-5e.
616+23 To ensure full access to the benefits set forth in this
617+24 Section, on and after January 1, 2016, the Department shall
618+25 ensure that provider and hospital reimbursement for
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629+1 post-mastectomy care benefits required under this Section are
630+2 no lower than the Medicare reimbursement rate.
631+3 (Source: P.A. 101-81, eff. 7-12-19; 101-218, eff. 1-1-20;
632+4 101-281, eff. 1-1-20; 101-371, eff. 1-1-20; 101-574, eff.
633+5 1-1-20; 101-649, eff. 7-7-20; 102-30, eff. 1-1-22; 102-144,
634+6 eff. 1-1-22; 102-203, eff. 1-1-22; 102-306, eff. 1-1-22;
635+7 102-530, eff. 1-1-22; 102-642, eff. 1-1-22; 102-804, eff.
636+8 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093,
637+9 eff. 1-1-23; 102-1117, eff. 1-13-23.)
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