Illinois House Bill HB1436

Illinois 2025-2026 Regular Session

• Introduced: 1/17/25
• Refer: 1/28/25
• Refer: 2/18/25
• Refer: 3/21/25

Caption

IHDA-HOUSING HARDSHIP PROGRAM

Impact

By creating a dedicated fund, the Housing Hardship Program is set to provide immediate relief to those in precarious financial situations. The program specifies a range of qualifying hardships, including recent divorce, loss of employment, and unexpected medical expenses, directly addressing common causes of housing instability. This legislative change could significantly enhance the state’s support system for residents, potentially preventing a rise in homelessness during economic downturns or personal crises.

Summary

House Bill 1436, titled the Housing Hardship Program, seeks to establish a financial assistance program administered by the Illinois Housing Development Authority (IHDA). The program aims to provide emergency rental or mortgage assistance for eligible applicants facing financial hardships that may lead to eviction or foreclosure. Applicants could receive assistance for up to three months, with a maximum of $1,600 per month or until the total assistance matches three months' worth of payments, whichever is less. Notably, the bill allows applicants to request aid once every two years, regardless of income, potentially broadening the safety net for individuals experiencing temporary financial crises.

Contention

However, there may be points of contention regarding the implementation and funding of this program. Critics might argue about the sustainability of the Housing Hardship Program Fund and whether state resources can adequately support the proposed assistance levels. Additionally, determining eligibility based on previously received public assistance may spark debate about equity and accessibility, as varying levels of hardship can affect applicants differently. Through this amending of the Illinois Housing Development Act, House Bill 1436 positions itself as a crucial legislative effort aimed at mitigating housing insecurity amidst financial hardships.