| 1 | | - | <tr><td class="xsl" colspan="3"><p> </p> </td></tr></td></tr><tr><td class="xsl" colspan="3"><table class="xsl" width="100%"><colgroup width="5%"></colgroup><colgroup width="5%"></colgroup><colgroup width="30%"></colgroup><colgroup width="20%"></colgroup><colgroup width="40%"></colgroup><tr><td class="number"></td><td class="junk"></td><td class="xsl" align="left">HB3755 Engrossed</td><td class="xsl" align="center"></td><td class="xsl" align="right">LRB104 09594 BAB 19659 b</td></tr></table></td></tr><tr><td class="xsl"> </td></tr><tr><td class="number">1</td><td class="junk"></td><td class="xsl" ><code> </code><code>AN ACT concerning regulation.</code> </td></tr><tr><td class="number">2</td><td class="junk"></td><td class="xsl" ><code> </code><b><code>Be it enacted by the People of the State of Illinois, </code></b></td></tr><tr><td class="number">3</td><td class="junk"></td><td class="xsl" ><b><code>represented in the General Assembly:</code></b> </td></tr><tr><td class="number">4</td><td class="junk"></td><td class="xsl" ><code> </code><code>Section 5. </code><code>The Illinois Insurance Code is amended by </code></td></tr><tr><td class="number">5</td><td class="junk"></td><td class="xsl" ><code>adding Section 143.13b as follows:</code> </td></tr><tr><td class="number">6</td><td class="junk"></td><td class="xsl" ><code> </code><code>(215 ILCS 5/143.13b new)</code></td></tr><tr><td class="number">7</td><td class="junk"></td><td class="xsl" ><code> </code><u><code>Sec. 143.13b. </code></u><u><code>Coverage for motor vehicle theft. </code></u><u><code>Any policy </code></u></td></tr><tr><td class="number">8</td><td class="junk"></td><td class="xsl" ><u><code>of automobile insurance that carries comprehensive coverage </code></u></td></tr><tr><td class="number">9</td><td class="junk"></td><td class="xsl" ><u><code>may not exclude theft coverage for the following reasons:</code></u></td></tr><tr><td class="number">10</td><td class="junk"></td><td class="xsl" ><code> </code><u><code>(a) Lack of evidence of forcible entry;</code></u></td></tr><tr><td class="number">11</td><td class="junk"></td><td class="xsl" ><code> </code><u><code>(b) The insured leaving the vehicle unlocked; or</code></u></td></tr><tr><td class="number">12</td><td class="junk"></td><td class="xsl" ><code> </code><u><code>(c) The insured leaving a key or key fob in the vehicle.</code></u></td></tr><tr><td class="number">13</td><td class="junk"></td><td class="xsl" ><u><code>Nothing in this Section prohibits a company from investigating </code></u></td></tr><tr><td class="number">14</td><td class="junk"></td><td class="xsl" ><u><code>and denying a claim due to fraudulent acts. Nothing in this </code></u></td></tr><tr><td class="number">15</td><td class="junk"></td><td class="xsl" ><u><code>Section prevents a company from using items (a), (b), and (c) </code></u></td></tr><tr><td class="number">16</td><td class="junk"></td><td class="xsl" ><u><code>to support evidence of fraud.</code></u> </td></tr><tr><td class="number">17</td><td class="junk"></td><td class="xsl" ><code> </code><code>Section 99. </code><code>Effective date. </code><code>This Act takes effect January </code></td></tr><tr><td class="number">18</td><td class="junk"></td><td class="xsl" ><code>1, 2026.</code> |
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| 1 | + | 104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026 HB3755 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: 215 ILCS 5/143.13b new Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026. LRB104 09594 BAB 19659 b A BILL FOR 104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026 HB3755 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: 215 ILCS 5/143.13b new 215 ILCS 5/143.13b new Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026. LRB104 09594 BAB 19659 b LRB104 09594 BAB 19659 b A BILL FOR |
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| 2 | + | 104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026 HB3755 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: |
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| 3 | + | 215 ILCS 5/143.13b new 215 ILCS 5/143.13b new |
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| 4 | + | 215 ILCS 5/143.13b new |
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| 5 | + | Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026. |
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| 6 | + | LRB104 09594 BAB 19659 b LRB104 09594 BAB 19659 b |
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| 7 | + | LRB104 09594 BAB 19659 b |
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| 8 | + | A BILL FOR |
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| 9 | + | HB3755LRB104 09594 BAB 19659 b HB3755 LRB104 09594 BAB 19659 b |
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| 10 | + | HB3755 LRB104 09594 BAB 19659 b |
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| 11 | + | 1 AN ACT concerning regulation. |
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| 12 | + | 2 Be it enacted by the People of the State of Illinois, |
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| 13 | + | 3 represented in the General Assembly: |
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| 14 | + | 4 Section 5. The Illinois Insurance Code is amended by |
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| 15 | + | 5 adding Section 143.13b as follows: |
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| 16 | + | 6 (215 ILCS 5/143.13b new) |
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| 17 | + | 7 Sec. 143.13b. Coverage for motor vehicle theft. Any policy |
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| 18 | + | 8 of automobile insurance that carries comprehensive coverage |
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| 19 | + | 9 may not exclude theft coverage for the following reasons: |
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| 20 | + | 10 (a) Lack of evidence of forcible entry; |
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| 21 | + | 11 (b) The insured leaving the vehicle unlocked; or |
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| 22 | + | 12 (c) The insured leaving a key or key fob in the vehicle. |
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| 23 | + | 13 Nothing in this Section prohibits a company from investigating |
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| 24 | + | 14 and denying a claim due to fraudulent acts. |
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| 25 | + | |
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| 27 | + | |
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| 28 | + | 104TH GENERAL ASSEMBLY
State of Illinois
2025 and 2026 HB3755 Introduced , by Rep. Thaddeus Jones SYNOPSIS AS INTRODUCED: |
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| 29 | + | 215 ILCS 5/143.13b new 215 ILCS 5/143.13b new |
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| 30 | + | 215 ILCS 5/143.13b new |
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| 31 | + | Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026. |
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| 32 | + | LRB104 09594 BAB 19659 b LRB104 09594 BAB 19659 b |
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| 33 | + | LRB104 09594 BAB 19659 b |
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| 34 | + | A BILL FOR |
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| 40 | + | 215 ILCS 5/143.13b new |
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| 43 | + | |
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| 44 | + | LRB104 09594 BAB 19659 b |
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| 54 | + | HB3755 LRB104 09594 BAB 19659 b |
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