Illinois 2025-2026 Regular Session

Illinois Senate Bill SB1501 Compare Versions

Only one version of the bill is available at this time.

Old	New	Differences
1	1	104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1501 Introduced 2/4/2025, by Sen. Michael W. Halpin SYNOPSIS AS INTRODUCED: 735 ILCS 5/2-1402 from Ch. 110, par. 2-1402735 ILCS 5/12-704 from Ch. 110, par. 12-704735 ILCS 5/12-901 from Ch. 110, par. 12-901735 ILCS 5/12-904 from Ch. 110, par. 12-904735 ILCS 5/12-906 from Ch. 110, par. 12-906735 ILCS 5/12-909 from Ch. 110, par. 12-909735 ILCS 5/12-910 from Ch. 110, par. 12-910735 ILCS 5/12-911 from Ch. 110, par. 12-911735 ILCS 5/12-912 from Ch. 110, par. 12-912735 ILCS 5/12-1001 from Ch. 110, par. 12-1001 Amends the Code of Civil Procedure. Exempts from garnishment for a period of 30 calendar days wages electronically deposited directly into a judgment debtor's checking or savings account in a financial institution. Increases the amount that every individual is entitled to for the individual's estate of homestead from $15,000 to $100,000 if the property is owned by a single individual, and from $30,000 to $200,000 if the property is owned by 2 or more individuals. Makes conforming changes in provisions regarding: the validity of a release, waiver, or conveyance of a property; the proceeds of a sale; bids for less than the exempted amount; proceedings to enforce a judgment; notice to judgment debtors; and the sale of premises and distribution of proceeds. Increases the exemptions for: other personal property from $4,000 to $27,000; a motor vehicle from $2,400 to $16,000; tools of the trade of the debtor from $1,500 to 10,000; and personal injury from $15,000 to $100,000. Makes conforming changes. LRB104 07375 JRC 17415 b A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1501 Introduced 2/4/2025, by Sen. Michael W. Halpin SYNOPSIS AS INTRODUCED: 735 ILCS 5/2-1402 from Ch. 110, par. 2-1402735 ILCS 5/12-704 from Ch. 110, par. 12-704735 ILCS 5/12-901 from Ch. 110, par. 12-901735 ILCS 5/12-904 from Ch. 110, par. 12-904735 ILCS 5/12-906 from Ch. 110, par. 12-906735 ILCS 5/12-909 from Ch. 110, par. 12-909735 ILCS 5/12-910 from Ch. 110, par. 12-910735 ILCS 5/12-911 from Ch. 110, par. 12-911735 ILCS 5/12-912 from Ch. 110, par. 12-912735 ILCS 5/12-1001 from Ch. 110, par. 12-1001 735 ILCS 5/2-1402 from Ch. 110, par. 2-1402 735 ILCS 5/12-704 from Ch. 110, par. 12-704 735 ILCS 5/12-901 from Ch. 110, par. 12-901 735 ILCS 5/12-904 from Ch. 110, par. 12-904 735 ILCS 5/12-906 from Ch. 110, par. 12-906 735 ILCS 5/12-909 from Ch. 110, par. 12-909 735 ILCS 5/12-910 from Ch. 110, par. 12-910 735 ILCS 5/12-911 from Ch. 110, par. 12-911 735 ILCS 5/12-912 from Ch. 110, par. 12-912 735 ILCS 5/12-1001 from Ch. 110, par. 12-1001 Amends the Code of Civil Procedure. Exempts from garnishment for a period of 30 calendar days wages electronically deposited directly into a judgment debtor's checking or savings account in a financial institution. Increases the amount that every individual is entitled to for the individual's estate of homestead from $15,000 to $100,000 if the property is owned by a single individual, and from $30,000 to $200,000 if the property is owned by 2 or more individuals. Makes conforming changes in provisions regarding: the validity of a release, waiver, or conveyance of a property; the proceeds of a sale; bids for less than the exempted amount; proceedings to enforce a judgment; notice to judgment debtors; and the sale of premises and distribution of proceeds. Increases the exemptions for: other personal property from $4,000 to $27,000; a motor vehicle from $2,400 to $16,000; tools of the trade of the debtor from $1,500 to 10,000; and personal injury from $15,000 to $100,000. Makes conforming changes. LRB104 07375 JRC 17415 b LRB104 07375 JRC 17415 b A BILL FOR
2	2	104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1501 Introduced 2/4/2025, by Sen. Michael W. Halpin SYNOPSIS AS INTRODUCED:
3	3	735 ILCS 5/2-1402 from Ch. 110, par. 2-1402735 ILCS 5/12-704 from Ch. 110, par. 12-704735 ILCS 5/12-901 from Ch. 110, par. 12-901735 ILCS 5/12-904 from Ch. 110, par. 12-904735 ILCS 5/12-906 from Ch. 110, par. 12-906735 ILCS 5/12-909 from Ch. 110, par. 12-909735 ILCS 5/12-910 from Ch. 110, par. 12-910735 ILCS 5/12-911 from Ch. 110, par. 12-911735 ILCS 5/12-912 from Ch. 110, par. 12-912735 ILCS 5/12-1001 from Ch. 110, par. 12-1001 735 ILCS 5/2-1402 from Ch. 110, par. 2-1402 735 ILCS 5/12-704 from Ch. 110, par. 12-704 735 ILCS 5/12-901 from Ch. 110, par. 12-901 735 ILCS 5/12-904 from Ch. 110, par. 12-904 735 ILCS 5/12-906 from Ch. 110, par. 12-906 735 ILCS 5/12-909 from Ch. 110, par. 12-909 735 ILCS 5/12-910 from Ch. 110, par. 12-910 735 ILCS 5/12-911 from Ch. 110, par. 12-911 735 ILCS 5/12-912 from Ch. 110, par. 12-912 735 ILCS 5/12-1001 from Ch. 110, par. 12-1001
4	4	735 ILCS 5/2-1402 from Ch. 110, par. 2-1402
5	5	735 ILCS 5/12-704 from Ch. 110, par. 12-704
6	6	735 ILCS 5/12-901 from Ch. 110, par. 12-901
7	7	735 ILCS 5/12-904 from Ch. 110, par. 12-904
8	8	735 ILCS 5/12-906 from Ch. 110, par. 12-906
9	9	735 ILCS 5/12-909 from Ch. 110, par. 12-909
10	10	735 ILCS 5/12-910 from Ch. 110, par. 12-910
11	11	735 ILCS 5/12-911 from Ch. 110, par. 12-911
12	12	735 ILCS 5/12-912 from Ch. 110, par. 12-912
13	13	735 ILCS 5/12-1001 from Ch. 110, par. 12-1001
14	14	Amends the Code of Civil Procedure. Exempts from garnishment for a period of 30 calendar days wages electronically deposited directly into a judgment debtor's checking or savings account in a financial institution. Increases the amount that every individual is entitled to for the individual's estate of homestead from $15,000 to $100,000 if the property is owned by a single individual, and from $30,000 to $200,000 if the property is owned by 2 or more individuals. Makes conforming changes in provisions regarding: the validity of a release, waiver, or conveyance of a property; the proceeds of a sale; bids for less than the exempted amount; proceedings to enforce a judgment; notice to judgment debtors; and the sale of premises and distribution of proceeds. Increases the exemptions for: other personal property from $4,000 to $27,000; a motor vehicle from $2,400 to $16,000; tools of the trade of the debtor from $1,500 to 10,000; and personal injury from $15,000 to $100,000. Makes conforming changes.
15	15	LRB104 07375 JRC 17415 b LRB104 07375 JRC 17415 b
16	16	LRB104 07375 JRC 17415 b
17	17	A BILL FOR
18	18	SB1501LRB104 07375 JRC 17415 b SB1501 LRB104 07375 JRC 17415 b
19	19	SB1501 LRB104 07375 JRC 17415 b
20	20	1 AN ACT concerning civil law.
21	21	2 Be it enacted by the People of the State of Illinois,
22	22	3 represented in the General Assembly:
23	23	4 Section 5. The Code of Civil Procedure is amended by
24	24	5 changing Sections 2-1402, 12-704, 12-901, 12-904, 12-906,
25	25	6 12-909, 12-910, 12-911, 12-912, and 12-1001 as follows:
26	26	7 (735 ILCS 5/2-1402) (from Ch. 110, par. 2-1402)
27	27	8 Sec. 2-1402. Citations to discover assets.
28	28	9 (a) A judgment creditor, or his or her successor in
29	29	10 interest when that interest is made to appear of record, is
30	30	11 entitled to prosecute citations to discover assets for the
31	31	12 purposes of examining the judgment debtor or any other person
32	32	13 to discover assets or income of the debtor not exempt from the
33	33	14 enforcement of the judgment, a deduction order or garnishment,
34	34	15 and of compelling the application of non-exempt assets or
35	35	16 income discovered toward the payment of the amount due under
36	36	17 the judgment. A citation proceeding shall be commenced by the
37	37	18 service of a citation issued by the clerk. The procedure for
38	38	19 conducting citation proceedings shall be prescribed by rules.
39	39	20 All citations issued by the clerk shall have the following
40	40	21 language, or language substantially similar thereto, stated
41	41	22 prominently on the front, in capital letters: "IF YOU FAIL TO
42	42	23 APPEAR IN COURT AS DIRECTED IN THIS NOTICE, YOU MAY BE ARRESTED
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46	46	104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1501 Introduced 2/4/2025, by Sen. Michael W. Halpin SYNOPSIS AS INTRODUCED:
47	47	735 ILCS 5/2-1402 from Ch. 110, par. 2-1402735 ILCS 5/12-704 from Ch. 110, par. 12-704735 ILCS 5/12-901 from Ch. 110, par. 12-901735 ILCS 5/12-904 from Ch. 110, par. 12-904735 ILCS 5/12-906 from Ch. 110, par. 12-906735 ILCS 5/12-909 from Ch. 110, par. 12-909735 ILCS 5/12-910 from Ch. 110, par. 12-910735 ILCS 5/12-911 from Ch. 110, par. 12-911735 ILCS 5/12-912 from Ch. 110, par. 12-912735 ILCS 5/12-1001 from Ch. 110, par. 12-1001 735 ILCS 5/2-1402 from Ch. 110, par. 2-1402 735 ILCS 5/12-704 from Ch. 110, par. 12-704 735 ILCS 5/12-901 from Ch. 110, par. 12-901 735 ILCS 5/12-904 from Ch. 110, par. 12-904 735 ILCS 5/12-906 from Ch. 110, par. 12-906 735 ILCS 5/12-909 from Ch. 110, par. 12-909 735 ILCS 5/12-910 from Ch. 110, par. 12-910 735 ILCS 5/12-911 from Ch. 110, par. 12-911 735 ILCS 5/12-912 from Ch. 110, par. 12-912 735 ILCS 5/12-1001 from Ch. 110, par. 12-1001
48	48	735 ILCS 5/2-1402 from Ch. 110, par. 2-1402
49	49	735 ILCS 5/12-704 from Ch. 110, par. 12-704
50	50	735 ILCS 5/12-901 from Ch. 110, par. 12-901
51	51	735 ILCS 5/12-904 from Ch. 110, par. 12-904
52	52	735 ILCS 5/12-906 from Ch. 110, par. 12-906
53	53	735 ILCS 5/12-909 from Ch. 110, par. 12-909
54	54	735 ILCS 5/12-910 from Ch. 110, par. 12-910
55	55	735 ILCS 5/12-911 from Ch. 110, par. 12-911
56	56	735 ILCS 5/12-912 from Ch. 110, par. 12-912
57	57	735 ILCS 5/12-1001 from Ch. 110, par. 12-1001
58	58	Amends the Code of Civil Procedure. Exempts from garnishment for a period of 30 calendar days wages electronically deposited directly into a judgment debtor's checking or savings account in a financial institution. Increases the amount that every individual is entitled to for the individual's estate of homestead from $15,000 to $100,000 if the property is owned by a single individual, and from $30,000 to $200,000 if the property is owned by 2 or more individuals. Makes conforming changes in provisions regarding: the validity of a release, waiver, or conveyance of a property; the proceeds of a sale; bids for less than the exempted amount; proceedings to enforce a judgment; notice to judgment debtors; and the sale of premises and distribution of proceeds. Increases the exemptions for: other personal property from $4,000 to $27,000; a motor vehicle from $2,400 to $16,000; tools of the trade of the debtor from $1,500 to 10,000; and personal injury from $15,000 to $100,000. Makes conforming changes.
59	59	LRB104 07375 JRC 17415 b LRB104 07375 JRC 17415 b
60	60	LRB104 07375 JRC 17415 b
61	61	A BILL FOR
62	62
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67	67	735 ILCS 5/2-1402 from Ch. 110, par. 2-1402
68	68	735 ILCS 5/12-704 from Ch. 110, par. 12-704
69	69	735 ILCS 5/12-901 from Ch. 110, par. 12-901
70	70	735 ILCS 5/12-904 from Ch. 110, par. 12-904
71	71	735 ILCS 5/12-906 from Ch. 110, par. 12-906
72	72	735 ILCS 5/12-909 from Ch. 110, par. 12-909
73	73	735 ILCS 5/12-910 from Ch. 110, par. 12-910
74	74	735 ILCS 5/12-911 from Ch. 110, par. 12-911
75	75	735 ILCS 5/12-912 from Ch. 110, par. 12-912
76	76	735 ILCS 5/12-1001 from Ch. 110, par. 12-1001
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95	95	1 AND BROUGHT BEFORE THE COURT TO ANSWER TO A CHARGE OF CONTEMPT
96	96	2 OF COURT, WHICH MAY BE PUNISHABLE BY IMPRISONMENT IN THE
97	97	3 COUNTY JAIL." The court shall not grant a continuance of the
98	98	4 citation proceeding except upon good cause shown.
99	99	5 (b) Any citation served upon a judgment debtor or any
100	100	6 other person shall include a certification by the attorney for
101	101	7 the judgment creditor or the judgment creditor setting forth
102	102	8 the amount of the judgment, the date of the judgment, or its
103	103	9 revival date, the balance due thereon, the name of the court,
104	104	10 and the number of the case, and a copy of the citation notice
105	105	11 required by this subsection. Whenever a citation is served
106	106	12 upon a person or party other than the judgment debtor, the
107	107	13 officer or person serving the citation shall send to the
108	108	14 judgment debtor, within three business days of the service
109	109	15 upon the cited party, a copy of the citation and the citation
110	110	16 notice, which may be sent by regular first-class mail to the
111	111	17 judgment debtor's last known address. In no event shall a
112	112	18 citation hearing be held sooner than five business days after
113	113	19 the mailing of the citation and citation notice to the
114	114	20 judgment debtor, except by agreement of the parties. The
115	115	21 citation notice need not be mailed to a corporation,
116	116	22 partnership, or association. The citation notice shall be in
117	117	23 substantially the following form:
118	118	24 "CITATION NOTICE
119	119	25 (Name and address of Court)
120	120	26 Name of Case: (Name of Judgment Creditor),
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131	131	1 Judgment Creditor v.
132	132	2 (Name of Judgment Debtor),
133	133	3 Judgment Debtor.
134	134	4 Address of Judgment Debtor: (Insert last known
135	135	5 address)
136	136	6 Name and address of Attorney for Judgment
137	137	7 Creditor or of Judgment Creditor (If no
138	138	8 attorney is listed): (Insert name and address)
139	139	9 Amount of Judgment: $ (Insert amount)
140	140	10 Name of Person Receiving Citation: (Insert name)
141	141	11 Court Date and Time: (Insert return date and time
142	142	12 specified in citation)
143	143	13 NOTICE: The court has issued a citation against the person
144	144	14 named above. The citation directs that person to appear in
145	145	15 court to be examined for the purpose of allowing the judgment
146	146	16 creditor to discover income and assets belonging to the
147	147	17 judgment debtor or in which the judgment debtor has an
148	148	18 interest. The citation was issued on the basis of a judgment
149	149	19 against the judgment debtor in favor of the judgment creditor
150	150	20 in the amount stated above. On or after the court date stated
151	151	21 above, the court may compel the application of any discovered
152	152	22 income or assets toward payment on the judgment.
153	153	23 The amount of income or assets that may be applied toward
154	154	24 the judgment is limited by federal and Illinois law. The
155	155	25 JUDGMENT DEBTOR HAS THE RIGHT TO ASSERT STATUTORY EXEMPTIONS
156	156	26 AGAINST CERTAIN INCOME OR ASSETS OF THE JUDGMENT DEBTOR WHICH
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167	167	1 MAY NOT BE USED TO SATISFY THE JUDGMENT IN THE AMOUNT STATED
168	168	2 ABOVE:
169	169	3 (1) Under Illinois or federal law, the exemptions of
170	170	4 personal property owned by the debtor include the debtor's
171	171	5 equity interest, not to exceed $4,000 in value, in any
172	172	6 personal property as chosen by the debtor; Social Security
173	173	7 and SSI benefits; public assistance benefits; unemployment
174	174	8 compensation benefits; worker's compensation benefits;
175	175	9 veteran's benefits; circuit breaker property tax relief
176	176	10 benefits; the debtor's equity interest, not to exceed
177	177	11 $27,000 $2,400 in value, in any one motor vehicle, and the
178	178	12 debtor's equity interest, not to exceed $16,000 $1,500 in
179	179	13 value, in any implements, professional books, or tools of
180	180	14 the trade of the debtor.
181	181	15 (2) Under Illinois law, every person is entitled to an
182	182	16 estate in homestead, when it is owned and occupied as a
183	183	17 residence, to the extent in value of $100,000 $15,000,
184	184	18 which homestead is exempt from judgment.
185	185	19 (3) Under Illinois law, the amount of wages that may
186	186	20 be applied toward a judgment is limited to the lesser of
187	187	21 (i) 15% of gross weekly wages or (ii) the amount by which
188	188	22 disposable earnings for a week exceed the total of 45
189	189	23 times the federal minimum hourly wage or, under a wage
190	190	24 deduction summons served on or after January 1, 2006, the
191	191	25 Illinois minimum hourly wage, whichever is greater.
192	192	26 (4) Under federal law, the amount of wages that may be
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203	203	1 applied toward a judgment is limited to the lesser of (i)
204	204	2 25% of disposable earnings for a week or (ii) the amount by
205	205	3 which disposable earnings for a week exceed 30 times the
206	206	4 federal minimum hourly wage.
207	207	5 (5) Pension and retirement benefits and refunds may be
208	208	6 claimed as exempt under Illinois law.
209	209	7 The judgment debtor may have other possible exemptions
210	210	8 under the law.
211	211	9 THE JUDGMENT DEBTOR HAS THE RIGHT AT THE CITATION HEARING
212	212	10 TO DECLARE EXEMPT CERTAIN INCOME OR ASSETS OR BOTH. The
213	213	11 judgment debtor also has the right to seek a declaration at an
214	214	12 earlier date, by notifying the clerk in writing at (insert
215	215	13 address of clerk). When so notified, the Clerk of the Court
216	216	14 will obtain a prompt hearing date from the court and will
217	217	15 provide the necessary forms that must be prepared by the
218	218	16 judgment debtor or the attorney for the judgment debtor and
219	219	17 sent to the judgment creditor and the judgment creditor's
220	220	18 attorney regarding the time and location of the hearing. This
221	221	19 notice may be sent by regular first class mail."
222	222	20 (b-1) Any citation served upon a judgment debtor who is a
223	223	21 natural person shall be served by personal service or abode
224	224	22 service as provided in Supreme Court Rule 105 and shall
225	225	23 include a copy of the Income and Asset Form set forth in
226	226	24 subsection (b-5).
227	227	25 (b-5) The Income and Asset Form required to be served by
228	228	26 the judgment creditor in subsection (b-1) shall be in
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239	239	1 substantially the following form:
240	240	2 INCOME AND ASSET FORM
241	241	3 To Judgment Debtor: Please complete this form and
242	242	4 bring it with you to the hearing referenced in the
243	243	5 enclosed citation notice. You should also bring to the
244	244	6 hearing any documents you have to support the information
245	245	7 you provide in this form, such as pay stubs and account
246	246	8 statements. The information you provide will help the
247	247	9 court determine whether you have any property or income
248	248	10 that can be used to satisfy the judgment entered against
249	249	11 you in this matter. The information you provide must be
250	250	12 accurate to the best of your knowledge.
251	251	13 If you fail to appear at this hearing, you could be
252	252	14 held in contempt of court and possibly arrested.
253	253	15 In answer to the citation proceedings served upon the
254	254	16 judgment debtor, he or she answers as follows:
255	255	17 Name:.....................
256	256	18 Home Phone Number:.................
257	257	19 Home Address:....................
258	258	20 Date of Birth:......................
259	259	21 Marital Status:.....................
260	260	22 I have.........dependents.
261	261	23 Do you have a job? YES NO
262	262	24 Company's name I work for:......................
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273	273	1 Company's address:..............................
274	274	2 Job:
275	275	3 I earn $....... per.......
276	276	4 If self employed, list here your business name and
277	277	5 address:
278	278	6 .............................................
279	279	7 Income from self employment is $......... per
280	280	8 year.
281	281	9 I have the following benefits with my employer:
282	282	10 .............................................
283	283	11 I do not have a job, but I support myself through:
284	284	12 Government Assistance $........ per month
285	285	13 Unemployment $........ per month
286	286	14 Social Security $........ per month
287	287	15 SSI $........ per month
288	288	16 Pension $........ per month
289	289	17 Other $........ per month
290	290	18 Real Estate:
291	291	19 Do you own any real estate? YES NO
292	292	20 I own real estate at.........., with names of other
293	293	21 owners
294	294	22 .................................................
295	295	23 Additional real estate I own:....................
296	296	24 I have a beneficial interest in a land trust. The name
297	297	25 and address of the trustee is:............. The beneficial
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308	308	1 interest is listed in my name and........................
309	309	2 There is a mortgage on my real estate. State the
310	310	3 mortgage company's name and address for each parcel of
311	311	4 real estate owned:
312	312	5 .................................................
313	313	6 An assignment of beneficial interest in the land trust
314	314	7 was signed to secure a loan from.........................
315	315	8 I have the following accounts:
316	316	9 Checking account at ..........;
317	317	10 account balance $......
318	318	11 Savings account at ..........;
319	319	12 account balance $......
320	320	13 Money market or certificate of deposit at....
321	321	14 Safe deposit box at..........................
322	322	15 Other accounts (please identify):............
323	323	16 I own:
324	324	17 A vehicle (state year, make, model, and VIN):.
325	325	18 Jewelry (please specify):....................
326	326	19 Other property described as:......................
327	327	20 Stocks/Bonds.....................
328	328	21 Personal computer................
329	329	22 DVD player.......................
330	330	23 Television.......................
331	331	24 Stove.......................
332	332	25 Microwave.......................
333	333	26 Work tools.......................
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344	344	1 Business equipment.......................
345	345	2 Farm equipment.......................
346	346	3 Other property (please specify):
347	347	4 .............................................
348	348	5 Signature:....................
349	349	6 (b-10) Any action properly initiated under this Section
350	350	7 may proceed notwithstanding an absent or incomplete Income and
351	351	8 Asset Form, and a judgment debtor may be examined for the
352	352	9 purpose of allowing the judgment creditor to discover income
353	353	10 and assets belonging to the judgment debtor or in which the
354	354	11 judgment debtor has an interest.
355	355	12 (c) When assets or income of the judgment debtor not
356	356	13 exempt from the satisfaction of a judgment, a deduction order
357	357	14 or garnishment are discovered, the court may, by appropriate
358	358	15 order or judgment:
359	359	16 (1) Compel the judgment debtor to deliver up, to be
360	360	17 applied in satisfaction of the judgment, in whole or in
361	361	18 part, money, choses in action, property or effects in his
362	362	19 or her possession or control, so discovered, capable of
363	363	20 delivery and to which his or her title or right of
364	364	21 possession is not substantially disputed.
365	365	22 (2) Compel the judgment debtor to pay to the judgment
366	366	23 creditor or apply on the judgment, in installments, a
367	367	24 portion of his or her income, however or whenever earned
368	368	25 or acquired, as the court may deem proper, having due
369	369	26 regard for the reasonable requirements of the judgment
370	370
371	371
372	372
373	373
374	374
375	375	SB1501 - 9 - LRB104 07375 JRC 17415 b
376	376
377	377
378	378	SB1501- 10 -LRB104 07375 JRC 17415 b SB1501 - 10 - LRB104 07375 JRC 17415 b
379	379	SB1501 - 10 - LRB104 07375 JRC 17415 b
380	380	1 debtor and his or her family, if dependent upon him or her,
381	381	2 as well as any payments required to be made by prior order
382	382	3 of court or under wage assignments outstanding; provided
383	383	4 that the judgment debtor shall not be compelled to pay
384	384	5 income which would be considered exempt as wages under the
385	385	6 Wage Deduction Statute. The court may modify an order for
386	386	7 installment payments, from time to time, upon application
387	387	8 of either party upon notice to the other.
388	388	9 (3) Compel any person cited, other than the judgment
389	389	10 debtor, to deliver up any assets so discovered, to be
390	390	11 applied in satisfaction of the judgment, in whole or in
391	391	12 part, when those assets are held under such circumstances
392	392	13 that in an action by the judgment debtor he or she could
393	393	14 recover them in specie or obtain a judgment for the
394	394	15 proceeds or value thereof as for conversion or
395	395	16 embezzlement. A judgment creditor may recover a corporate
396	396	17 judgment debtor's property on behalf of the judgment
397	397	18 debtor for use of the judgment creditor by filing an
398	398	19 appropriate petition within the citation proceedings.
399	399	20 (4) Enter any order upon or judgment against the
400	400	21 person cited that could be entered in any garnishment
401	401	22 proceeding.
402	402	23 (5) Compel any person cited to execute an assignment
403	403	24 of any chose in action or a conveyance of title to real or
404	404	25 personal property or resign memberships in exchanges,
405	405	26 clubs, or other entities in the same manner and to the same
406	406
407	407
408	408
409	409
410	410
411	411	SB1501 - 10 - LRB104 07375 JRC 17415 b
412	412
413	413
414	414	SB1501- 11 -LRB104 07375 JRC 17415 b SB1501 - 11 - LRB104 07375 JRC 17415 b
415	415	SB1501 - 11 - LRB104 07375 JRC 17415 b
416	416	1 extent as a court could do in any proceeding by a judgment
417	417	2 creditor to enforce payment of a judgment or in aid of the
418	418	3 enforcement of a judgment.
419	419	4 (6) Authorize the judgment creditor to maintain an
420	420	5 action against any person or corporation that, it appears
421	421	6 upon proof satisfactory to the court, is indebted to the
422	422	7 judgment debtor, for the recovery of the debt, forbid the
423	423	8 transfer or other disposition of the debt until an action
424	424	9 can be commenced and prosecuted to judgment, direct that
425	425	10 the papers or proof in the possession or control of the
426	426	11 debtor and necessary in the prosecution of the action be
427	427	12 delivered to the creditor or impounded in court, and
428	428	13 provide for the disposition of any moneys in excess of the
429	429	14 sum required to pay the judgment creditor's judgment and
430	430	15 costs allowed by the court.
431	431	16 (c-5) If a citation is directed to a judgment debtor who is
432	432	17 a natural person, no payment order shall be entered under
433	433	18 subsection (c) unless the Income and Asset Form was served
434	434	19 upon the judgment debtor as required by subsection (b-1), the
435	435	20 judgment debtor has had an opportunity to assert exemptions,
436	436	21 and the payments are from non-exempt sources.
437	437	22 (d) No order or judgment shall be entered under subsection
438	438	23 (c) in favor of the judgment creditor unless there appears of
439	439	24 record a certification of mailing showing that a copy of the
440	440	25 citation and a copy of the citation notice was mailed to the
441	441	26 judgment debtor as required by subsection (b).
442	442
443	443
444	444
445	445
446	446
447	447	SB1501 - 11 - LRB104 07375 JRC 17415 b
448	448
449	449
450	450	SB1501- 12 -LRB104 07375 JRC 17415 b SB1501 - 12 - LRB104 07375 JRC 17415 b
451	451	SB1501 - 12 - LRB104 07375 JRC 17415 b
452	452	1 (d-5) If upon examination the court determines that the
453	453	2 judgment debtor does not possess any non-exempt income or
454	454	3 assets, then the citation shall be dismissed.
455	455	4 (e) All property ordered to be delivered up shall, except
456	456	5 as otherwise provided in this Section, be delivered to the
457	457	6 sheriff to be collected by the sheriff or sold at public sale
458	458	7 and the proceeds thereof applied towards the payment of costs
459	459	8 and the satisfaction of the judgment. If the judgment debtor's
460	460	9 property is of such a nature that it is not readily delivered
461	461	10 up to the sheriff for public sale or if another method of sale
462	462	11 is more appropriate to liquidate the property or enhance its
463	463	12 value at sale, the court may order the sale of such property by
464	464	13 the debtor, third party respondent, or by a selling agent
465	465	14 other than the sheriff upon such terms as are just and
466	466	15 equitable. The proceeds of sale, after deducting reasonable
467	467	16 and necessary expenses, are to be turned over to the creditor
468	468	17 and applied to the balance due on the judgment.
469	469	18 (f)(1) The citation may prohibit the party to whom it is
470	470	19 directed from making or allowing any transfer or other
471	471	20 disposition of, or interfering with, any property not exempt
472	472	21 from the enforcement of a judgment therefrom, a deduction
473	473	22 order or garnishment, belonging to the judgment debtor or to
474	474	23 which he or she may be entitled or which may thereafter be
475	475	24 acquired by or become due to him or her, and from paying over
476	476	25 or otherwise disposing of any moneys not so exempt which are
477	477	26 due or to become due to the judgment debtor, until the further
478	478
479	479
480	480
481	481
482	482
483	483	SB1501 - 12 - LRB104 07375 JRC 17415 b
484	484
485	485
486	486	SB1501- 13 -LRB104 07375 JRC 17415 b SB1501 - 13 - LRB104 07375 JRC 17415 b
487	487	SB1501 - 13 - LRB104 07375 JRC 17415 b
488	488	1 order of the court or the termination of the proceeding,
489	489	2 whichever occurs first. The third party may not be obliged to
490	490	3 withhold the payment of any moneys beyond double the amount of
491	491	4 the balance due sought to be enforced by the judgment
492	492	5 creditor. The court may punish any party who violates the
493	493	6 restraining provision of a citation as and for a contempt, or
494	494	7 if the party is a third party may enter judgment against him or
495	495	8 her in the amount of the unpaid portion of the judgment and
496	496	9 costs allowable under this Section, or in the amount of the
497	497	10 value of the property transferred, whichever is lesser.
498	498	11 (2) The court may enjoin any person, whether or not a party
499	499	12 to the citation proceeding, from making or allowing any
500	500	13 transfer or other disposition of, or interference with, the
501	501	14 property of the judgment debtor not exempt from the
502	502	15 enforcement of a judgment, a deduction order or garnishment,
503	503	16 or the property or debt not so exempt concerning which any
504	504	17 person is required to attend and be examined until further
505	505	18 direction in the premises. The injunction order shall remain
506	506	19 in effect until vacated by the court or until the proceeding is
507	507	20 terminated, whichever first occurs.
508	508	21 (g) If it appears that any property, chose in action,
509	509	22 credit or effect discovered, or any interest therein, is
510	510	23 claimed by any person, the court shall, as in garnishment
511	511	24 proceedings, permit or require the claimant to appear and
512	512	25 maintain his or her right. The rights of the person cited and
513	513	26 the rights of any adverse claimant shall be asserted and
514	514
515	515
516	516
517	517
518	518
519	519	SB1501 - 13 - LRB104 07375 JRC 17415 b
520	520
521	521
522	522	SB1501- 14 -LRB104 07375 JRC 17415 b SB1501 - 14 - LRB104 07375 JRC 17415 b
523	523	SB1501 - 14 - LRB104 07375 JRC 17415 b
524	524	1 determined pursuant to the law relating to garnishment
525	525	2 proceedings.
526	526	3 (h) Costs in proceedings authorized by this Section shall
527	527	4 be allowed, assessed and paid in accordance with rules,
528	528	5 provided that if the court determines, in its discretion, that
529	529	6 costs incurred by the judgment creditor were improperly
530	530	7 incurred, those costs shall be paid by the judgment creditor.
531	531	8 (i) This Section is in addition to and does not affect
532	532	9 enforcement of judgments or citation proceedings thereto, by
533	533	10 any other methods now or hereafter provided by law.
534	534	11 (j) This Section does not grant the power to any court to
535	535	12 order installment or other payments from, or compel the sale,
536	536	13 delivery, surrender, assignment or conveyance of any property
537	537	14 exempt by statute from the enforcement of a judgment thereon,
538	538	15 a deduction order, garnishment, attachment, sequestration,
539	539	16 process or other levy or seizure.
540	540	17 (k) (Blank).
541	541	18 (k-3) The court may enter any order upon or judgment
542	542	19 against the respondent cited that could be entered in any
543	543	20 garnishment proceeding under Part 7 of Article XII of this
544	544	21 Code. This subsection (k-3) shall be construed as being
545	545	22 declarative of existing law and not as a new enactment.
546	546	23 (k-5) If the court determines that any property held by a
547	547	24 third party respondent is wages pursuant to Section 12-801,
548	548	25 the court shall proceed as if a wage deduction proceeding had
549	549	26 been filed and proceed to enter such necessary and proper
550	550
551	551
552	552
553	553
554	554
555	555	SB1501 - 14 - LRB104 07375 JRC 17415 b
556	556
557	557
558	558	SB1501- 15 -LRB104 07375 JRC 17415 b SB1501 - 15 - LRB104 07375 JRC 17415 b
559	559	SB1501 - 15 - LRB104 07375 JRC 17415 b
560	560	1 orders as would have been entered in a wage deduction
561	561	2 proceeding including but not limited to the granting of the
562	562	3 statutory exemptions allowed by Section 12-803 and all other
563	563	4 remedies allowed plaintiff and defendant pursuant to Part 8 of
564	564	5 Article 12 of this Act.
565	565	6 (k-10) If a creditor discovers personal property of the
566	566	7 judgment debtor that is subject to the lien of a citation to
567	567	8 discover assets, the creditor may have the court impress a
568	568	9 lien against a specific item of personal property, including a
569	569	10 beneficial interest in a land trust. The lien survives the
570	570	11 termination of the citation proceedings and remains as a lien
571	571	12 against the personal property in the same manner that a
572	572	13 judgment lien recorded against real property pursuant to
573	573	14 Section 12-101 remains a lien on real property. If the
574	574	15 judgment is revived before dormancy, the lien shall remain. A
575	575	16 lien against personal property may, but need not, be recorded
576	576	17 in the office of the recorder or filed as an informational
577	577	18 filing pursuant to the Uniform Commercial Code.
578	578	19 (l) At any citation hearing at which the judgment debtor
579	579	20 appears and seeks a declaration that certain of his or her
580	580	21 income or assets are exempt, the court shall proceed to
581	581	22 determine whether the property which the judgment debtor
582	582	23 declares to be exempt is exempt from judgment. At any time
583	583	24 before the return date specified on the citation, the judgment
584	584	25 debtor may request, in writing, a hearing to declare exempt
585	585	26 certain income and assets by notifying the clerk of the court
586	586
587	587
588	588
589	589
590	590
591	591	SB1501 - 15 - LRB104 07375 JRC 17415 b
592	592
593	593
594	594	SB1501- 16 -LRB104 07375 JRC 17415 b SB1501 - 16 - LRB104 07375 JRC 17415 b
595	595	SB1501 - 16 - LRB104 07375 JRC 17415 b
596	596	1 before that time, using forms as may be provided by the clerk
597	597	2 of the court. The clerk of the court will obtain a prompt
598	598	3 hearing date from the court and will provide the necessary
599	599	4 forms that must be prepared by the judgment debtor or the
600	600	5 attorney for the judgment debtor and sent to the judgment
601	601	6 creditor, or the judgment creditor's attorney, regarding the
602	602	7 time and location of the hearing. This notice may be sent by
603	603	8 regular first class mail. At the hearing, the court shall
604	604	9 immediately, unless for good cause shown that the hearing is
605	605	10 to be continued, shall proceed to determine whether the
606	606	11 property which the judgment debtor declares to be exempt is
607	607	12 exempt from judgment. The restraining provisions of subsection
608	608	13 (f) shall not apply to any property determined by the court to
609	609	14 be exempt.
610	610	15 (m) The judgment or balance due on the judgment becomes a
611	611	16 lien when a citation is served in accordance with subsection
612	612	17 (a) of this Section. The lien binds nonexempt personal
613	613	18 property, including money, choses in action, and effects of
614	614	19 the judgment debtor as follows:
615	615	20 (1) When the citation is directed against the judgment
616	616	21 debtor, upon all personal property belonging to the
617	617	22 judgment debtor in the possession or control of the
618	618	23 judgment debtor or which may thereafter be acquired or
619	619	24 come due to the judgment debtor to the time of the
620	620	25 disposition of the citation.
621	621	26 (2) When the citation is directed against a third
622	622
623	623
624	624
625	625
626	626
627	627	SB1501 - 16 - LRB104 07375 JRC 17415 b
628	628
629	629
630	630	SB1501- 17 -LRB104 07375 JRC 17415 b SB1501 - 17 - LRB104 07375 JRC 17415 b
631	631	SB1501 - 17 - LRB104 07375 JRC 17415 b
632	632	1 party, upon all personal property belonging to the
633	633	2 judgment debtor in the possession or control of the third
634	634	3 party or which thereafter may be acquired or come due the
635	635	4 judgment debtor and comes into the possession or control
636	636	5 of the third party to the time of the disposition of the
637	637	6 citation.
638	638	7 The lien established under this Section does not affect
639	639	8 the rights of citation respondents in property prior to the
640	640	9 service of the citation upon them and does not affect the
641	641	10 rights of bona fide purchasers or lenders without notice of
642	642	11 the citation. The lien is effective for the period specified
643	643	12 by Supreme Court Rule.
644	644	13 This subsection (m), as added by Public Act 88-48, is a
645	645	14 declaration of existing law.
646	646	15 (n) If any provision of this Act or its application to any
647	647	16 person or circumstance is held invalid, the invalidity of that
648	648	17 provision or application does not affect the provisions or
649	649	18 applications of the Act that can be given effect without the
650	650	19 invalid provision or application.
651	651	20 (o) The changes to this Section made by this amendatory
652	652	21 Act of the 97th General Assembly apply only to citation
653	653	22 proceedings commenced under this Section on or after the
654	654	23 effective date of this amendatory Act of the 97th General
655	655	24 Assembly. The requirements or limitations set forth in
656	656	25 subsections (b-1), (b-5), (b-10), (c-5), and (d-5) do not
657	657	26 apply to the enforcement of any order or judgment resulting
658	658
659	659
660	660
661	661
662	662
663	663	SB1501 - 17 - LRB104 07375 JRC 17415 b
664	664
665	665
666	666	SB1501- 18 -LRB104 07375 JRC 17415 b SB1501 - 18 - LRB104 07375 JRC 17415 b
667	667	SB1501 - 18 - LRB104 07375 JRC 17415 b
668	668	1 from an adjudication of a municipal ordinance violation that
669	669	2 is subject to Supreme Court Rules 570 through 579, or from an
670	670	3 administrative adjudication of such an ordinance violation.
671	671	4 (Source: P.A. 101-191, eff. 8-2-19.)
672	672	5 (735 ILCS 5/12-704) (from Ch. 110, par. 12-704)
673	673	6 Sec. 12-704. Exemptions from garnishment. Benefits and
674	674	7 refunds payable by pension or retirement funds or systems and
675	675	8 any assets of employees held by such funds or systems, and any
676	676	9 monies an employee is required to pay to such funds or systems
677	677	10 are exempt and are not subject to garnishment under Part 7 of
678	678	11 Article XII of this Act. Wages that have been electronically
679	679	12 deposited directly into a judgment debtor's checking or
680	680	13 savings account in a financial institution are exempt from
681	681	14 garnishment for 30 calendar days. In this Section, "wages"
682	682	15 means any hourly pay, salaries, commissions, bonuses, or other
683	683	16 compensation owed by an employer to a judgment debtor and
684	684	17 "financial institution" means a bank chartered under the
685	685	18 Illinois Banking Act, a savings bank chartered under the
686	686	19 Illinois Savings Bank Act, a credit union incorporated under
687	687	20 the Illinois Credit Union Act, an entity licensed under the
688	688	21 Illinois Residential Mortgage License Act of 1987 which lent
689	689	22 or originated 50 or more residential mortgage loans in the
690	690	23 previous calendar year, and any other financial institution
691	691	24 under the jurisdiction of the Department of Financial and
692	692	25 Professional Regulation and designated as such by rule.
693	693
694	694
695	695
696	696
697	697
698	698	SB1501 - 18 - LRB104 07375 JRC 17415 b
699	699
700	700
701	701	SB1501- 19 -LRB104 07375 JRC 17415 b SB1501 - 19 - LRB104 07375 JRC 17415 b
702	702	SB1501 - 19 - LRB104 07375 JRC 17415 b
703	703	1 (Source: P.A. 83-707.)
704	704	2 (735 ILCS 5/12-901) (from Ch. 110, par. 12-901)
705	705	3 Sec. 12-901. Amount. Every individual is entitled to an
706	706	4 estate of homestead to the extent in value of $100,000 $15,000
707	707	5 of his or her interest in a farm or lot of land and buildings
708	708	6 thereon, a condominium, or personal property, owned or rightly
709	709	7 possessed by lease or otherwise and occupied by him or her as a
710	710	8 residence, or in a cooperative that owns property that the
711	711	9 individual uses as a residence. That homestead and all right
712	712	10 in and title to that homestead is exempt from attachment,
713	713	11 judgment, levy, or judgment sale for the payment of his or her
714	714	12 debts or other purposes and from the laws of conveyance,
715	715	13 descent, and legacy, except as provided in this Code or in
716	716	14 Section 20-6 of the Probate Act of 1975. This Section is not
717	717	15 applicable between joint tenants or tenants in common but it
718	718	16 is applicable as to any creditors of those persons. If 2 or
719	719	17 more individuals own property that is exempt as a homestead,
720	720	18 the value of the exemption of each individual may not exceed
721	721	19 his or her proportionate share of $200,000 $30,000 based upon
722	722	20 percentage of ownership.
723	723	21 (Source: P.A. 94-293, eff. 1-1-06.)
724	724	22 (735 ILCS 5/12-904) (from Ch. 110, par. 12-904)
725	725	23 Sec. 12-904. Release, waiver, or conveyance. No release,
726	726	24 waiver, or conveyance of the estate so exempted shall be
727	727
728	728
729	729
730	730
731	731
732	732	SB1501 - 19 - LRB104 07375 JRC 17415 b
733	733
734	734
735	735	SB1501- 20 -LRB104 07375 JRC 17415 b SB1501 - 20 - LRB104 07375 JRC 17415 b
736	736	SB1501 - 20 - LRB104 07375 JRC 17415 b
737	737	1 valid, unless the same is in writing, signed by the individual
738	738	2 and his or her spouse, if he or she have one, or possession is
739	739	3 abandoned or given pursuant to the conveyance; or if the
740	740	4 exception is continued to a child or children without the
741	741	5 order of a court directing a release thereof; but if a
742	742	6 conveyance is made by an individual as grantor to his or her
743	743	7 spouse, such conveyance shall be effectual to pass the title
744	744	8 expressed therein to be conveyed thereby, whether or not the
745	745	9 grantor in such conveyance is joined therein by his or her
746	746	10 spouse. In any case where such release, waiver or conveyance
747	747	11 is taken by way of mortgage or security, the same shall only be
748	748	12 operative as to such specific release, waiver or conveyance;
749	749	13 and when the same includes different pieces of land, or the
750	750	14 homestead is of greater value than $100,000 $15,000, the other
751	751	15 lands shall first be sold before resorting to the homestead,
752	752	16 and in case of the sale of such homestead, if any balance
753	753	17 remains after the payment of the debt and costs, such balance
754	754	18 shall, to the extent of $100,000 $15,000 be exempt, and be
755	755	19 applied upon such homestead exemption in the manner provided
756	756	20 by law.
757	757	21 (Source: P.A. 94-293, eff. 1-1-06.)
758	758	22 (735 ILCS 5/12-906) (from Ch. 110, par. 12-906)
759	759	23 Sec. 12-906. Proceeds of sale. When a homestead is
760	760	24 conveyed by the owner thereof, such conveyance shall not
761	761	25 subject the premises to any lien or incumbrance to which it
762	762
763	763
764	764
765	765
766	766
767	767	SB1501 - 20 - LRB104 07375 JRC 17415 b
768	768
769	769
770	770	SB1501- 21 -LRB104 07375 JRC 17415 b SB1501 - 21 - LRB104 07375 JRC 17415 b
771	771	SB1501 - 21 - LRB104 07375 JRC 17415 b
772	772	1 would not be subject in the possession of such owner; and the
773	773	2 proceeds thereof, to the extent of the amount of $100,000
774	774	3 $15,000, shall be exempt from judgment or other process, for
775	775	4 one year after the receipt thereof, by the person entitled to
776	776	5 the exemption, and if reinvested in a homestead the same shall
777	777	6 be entitled to the same exemption as the original homestead.
778	778	7 (Source: P.A. 94-293, eff. 1-1-06.)
779	779	8 (735 ILCS 5/12-909) (from Ch. 110, par. 12-909)
780	780	9 Sec. 12-909. Bid for less than exempted amount. No sale
781	781	10 shall be made of the premises on such judgment unless a greater
782	782	11 sum than $100,000 $15,000 is bid therefor. If a greater sum is
783	783	12 not so bid, the judgment may be set aside or modified, or the
784	784	13 enforcement of the judgment released, as for lack of property.
785	785	14 (Source: P.A. 94-293, eff. 1-1-06.)
786	786	15 (735 ILCS 5/12-910) (from Ch. 110, par. 12-910)
787	787	16 Sec. 12-910. Proceedings to enforce judgment. If in the
788	788	17 opinion of the judgment creditors, or the officer holding a
789	789	18 certified copy of a judgment for enforcement against such
790	790	19 individuals, the premises claimed by him or her as exempt are
791	791	20 worth more than $100,000 $15,000, such officer shall summon 3
792	792	21 individuals, as commissioners, who shall, upon oath, to be
793	793	22 administered to them by the officer, appraise the premises,
794	794	23 and if, in their opinion, the property may be divided without
795	795	24 damage to the interest of the parties, they shall set off so
796	796
797	797
798	798
799	799
800	800
801	801	SB1501 - 21 - LRB104 07375 JRC 17415 b
802	802
803	803
804	804	SB1501- 22 -LRB104 07375 JRC 17415 b SB1501 - 22 - LRB104 07375 JRC 17415 b
805	805	SB1501 - 22 - LRB104 07375 JRC 17415 b
806	806	1 much of the premises, including the dwelling house, as in
807	807	2 their opinion is worth $100,000 $15,000, and the residue of
808	808	3 the premises may be advertised and sold by such officer. Each
809	809	4 commissioner shall receive for his or her services the sum of
810	810	5 $5 per day for each day necessarily engaged in such service.
811	811	6 The officer summoning such commissioners shall receive such
812	812	7 fees as may be allowed for serving summons, but shall be
813	813	8 entitled to charge mileage for only the actual distance
814	814	9 traveled from the premises to be appraised, to the residence
815	815	10 of the commissioners summoned. The officer shall not be
816	816	11 required to summon commissioners until the judgment creditor,
817	817	12 or some one for him or her, shall advance to the officer one
818	818	13 day's fees for the commissioners, and unless the creditor
819	819	14 shall advance such fees the officer shall not be required to
820	820	15 enforce the judgment. The costs of such appraisement shall not
821	821	16 be taxed against the judgment debtor unless such appraisement
822	822	17 shows that the judgment debtor has property subject to such
823	823	18 judgment.
824	824	19 (Source: P.A. 94-293, eff. 1-1-06.)
825	825	20 (735 ILCS 5/12-911) (from Ch. 110, par. 12-911)
826	826	21 Sec. 12-911. Notice to judgment debtor. In case the value
827	827	22 of the premises is, in the opinion of the commissioners, more
828	828	23 than $100,000 $15,000, and cannot be divided as is provided
829	829	24 for in Section 12-910 of this Act, they shall make and sign an
830	830	25 appraisal of the value thereof, and deliver the same to the
831	831
832	832
833	833
834	834
835	835
836	836	SB1501 - 22 - LRB104 07375 JRC 17415 b
837	837
838	838
839	839	SB1501- 23 -LRB104 07375 JRC 17415 b SB1501 - 23 - LRB104 07375 JRC 17415 b
840	840	SB1501 - 23 - LRB104 07375 JRC 17415 b
841	841	1 officer, who shall deliver a copy thereof to the judgment
842	842	2 debtor, or to some one of the family of the age of 13 years or
843	843	3 upwards, with a notice thereto attached that unless the
844	844	4 judgment debtor pays to such officer the surplus over and
845	845	5 above $100,000 $15,000 on the amount due on the judgment
846	846	6 within 60 days thereafter, such premises will be sold.
847	847	7 (Source: P.A. 94-293, eff. 1-1-06.)
848	848	8 (735 ILCS 5/12-912) (from Ch. 110, par. 12-912)
849	849	9 Sec. 12-912. Sale of premises; distribution - Distribution
850	850	10 of proceeds. In case of such surplus, or the amount due on the
851	851	11 judgment is not paid within the 60 days, the officer may
852	852	12 advertise and sell the premises, and out of the proceeds of
853	853	13 such sale pay to such judgment debtor the sum of $100,000
854	854	14 $15,000, and apply the balance on the judgment.
855	855	15 (Source: P.A. 94-293, eff. 1-1-06.)
856	856	16 (735 ILCS 5/12-1001) (from Ch. 110, par. 12-1001)
857	857	17 Sec. 12-1001. Personal property exempt. The following
858	858	18 personal property, owned by the debtor, is exempt from
859	859	19 judgment, attachment, or distress for rent:
860	860	20 (a) The necessary wearing apparel, bible, school
861	861	21 books, and family pictures of the debtor and the debtor's
862	862	22 dependents;
863	863	23 (b) The debtor's equity interest, not to exceed
864	864	24 $27,000 $4,000 in value, in any other property;
865	865
866	866
867	867
868	868
869	869
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871	871
872	872
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875	875	1 (c) The debtor's interest, not to exceed $16,000
876	876	2 $2,400 in value, in any one motor vehicle;
877	877	3 (d) The debtor's equity interest, not to exceed
878	878	4 $10,000 $1,500 in value, in any implements, professional
879	879	5 books, or tools of the trade of the debtor;
880	880	6 (e) Professionally prescribed health aids for the
881	881	7 debtor or a dependent of the debtor;
882	882	8 (f) All proceeds payable because of the death of the
883	883	9 insured and the aggregate net cash value of any or all life
884	884	10 insurance and endowment policies and annuity contracts
885	885	11 payable to a wife or husband of the insured, or to a child,
886	886	12 parent, or other person dependent upon the insured, or to
887	887	13 a revocable or irrevocable trust which names the wife or
888	888	14 husband of the insured or which names a child, parent, or
889	889	15 other person dependent upon the insured as the primary
890	890	16 beneficiary of the trust, whether the power to change the
891	891	17 beneficiary is reserved to the insured or not and whether
892	892	18 the insured or the insured's estate is a contingent
893	893	19 beneficiary or not;
894	894	20 (g) The debtor's right to receive:
895	895	21 (1) a social security benefit, unemployment
896	896	22 compensation, or public assistance benefit;
897	897	23 (2) a veteran's benefit;
898	898	24 (3) a disability, illness, or unemployment
899	899	25 benefit; and
900	900	26 (4) alimony, support, or separate maintenance, to
901	901
902	902
903	903
904	904
905	905
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911	911	1 the extent reasonably necessary for the support of the
912	912	2 debtor and any dependent of the debtor.
913	913	3 (h) The debtor's right to receive, or property that is
914	914	4 traceable to:
915	915	5 (1) an award under a crime victim's reparation
916	916	6 law;
917	917	7 (2) a payment on account of the wrongful death of
918	918	8 an individual of whom the debtor was a dependent, to
919	919	9 the extent reasonably necessary for the support of the
920	920	10 debtor;
921	921	11 (3) a payment under a life insurance contract that
922	922	12 insured the life of an individual of whom the debtor
923	923	13 was a dependent, to the extent reasonably necessary
924	924	14 for the support of the debtor or a dependent of the
925	925	15 debtor;
926	926	16 (4) a payment, not to exceed $100,000 $15,000 in
927	927	17 value, on account of personal bodily injury of the
928	928	18 debtor or an individual of whom the debtor was a
929	929	19 dependent; and
930	930	20 (5) any restitution payments made to persons
931	931	21 pursuant to the federal Civil Liberties Act of 1988
932	932	22 and the Aleutian and Pribilof Island Restitution Act,
933	933	23 P.L. 100-383.
934	934	24 For purposes of this subsection (h), a debtor's right
935	935	25 to receive an award or payment shall be exempt for a
936	936	26 maximum of 2 years after the debtor's right to receive the
937	937
938	938
939	939
940	940
941	941
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943	943
944	944
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946	946	SB1501 - 26 - LRB104 07375 JRC 17415 b
947	947	1 award or payment accrues; property traceable to an award
948	948	2 or payment shall be exempt for a maximum of 5 years after
949	949	3 the award or payment accrues; and an award or payment and
950	950	4 property traceable to an award or payment shall be exempt
951	951	5 only to the extent of the amount of the award or payment,
952	952	6 without interest or appreciation from the date of the
953	953	7 award or payment.
954	954	8 (i) The debtor's right to receive an award under Part
955	955	9 20 of Article II of this Code relating to crime victims'
956	956	10 awards.
957	957	11 (j) Moneys held in an account invested in the Illinois
958	958	12 College Savings Pool of which the debtor is a participant
959	959	13 or donor and funds invested in an ABLE Account as defined
960	960	14 by Section 529 of the Internal Revenue Code, except the
961	961	15 following non-exempt contributions:
962	962	16 (1) any contribution to such account by the debtor
963	963	17 as participant or donor that is made with the actual
964	964	18 intent to hinder, delay, or defraud any creditor of
965	965	19 the debtor;
966	966	20 (2) any contributions to such account by the
967	967	21 debtor as participant during the 365 day period prior
968	968	22 to the date of filing of the debtor's petition for
969	969	23 bankruptcy that, in the aggregate during such period,
970	970	24 exceed the amount of the annual gift tax exclusion
971	971	25 under Section 2503(b) of the Internal Revenue Code of
972	972	26 1986, as amended, in effect at the time of
973	973
974	974
975	975
976	976
977	977
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979	979
980	980
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983	983	1 contribution; or
984	984	2 (3) any contributions to such account by the
985	985	3 debtor as participant during the period commencing 730
986	986	4 days prior to and ending 366 days prior to the date of
987	987	5 filing of the debtor's petition for bankruptcy that,
988	988	6 in the aggregate during such period, exceed the amount
989	989	7 of the annual gift tax exclusion under Section 2503(b)
990	990	8 of the Internal Revenue Code of 1986, as amended, in
991	991	9 effect at the time of contribution.
992	992	10 For purposes of this subsection (j), "account"
993	993	11 includes all accounts for a particular designated
994	994	12 beneficiary, of which the debtor is a participant or
995	995	13 donor.
996	996	14 Money due the debtor from the sale of any personal
997	997	15 property that was exempt from judgment, attachment, or
998	998	16 distress for rent at the time of the sale is exempt from
999	999	17 attachment and garnishment to the same extent that the
1000	1000	18 property would be exempt had the same not been sold by the
1001	1001	19 debtor.
1002	1002	20 If a debtor owns property exempt under this Section and he
1003	1003	21 or she purchased that property with the intent of converting
1004	1004	22 nonexempt property into exempt property or in fraud of his or
1005	1005	23 her creditors, that property shall not be exempt from
1006	1006	24 judgment, attachment, or distress for rent. Property acquired
1007	1007	25 within 6 months of the filing of the petition for bankruptcy
1008	1008	26 shall be presumed to have been acquired in contemplation of
1009	1009
1010	1010
1011	1011
1012	1012
1013	1013
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1015	1015
1016	1016
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1022	1022
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