Illinois 2025-2026 Regular Session

Illinois Senate Bill SB1523

Introduced
2/4/25  
Refer
2/4/25  
Refer
2/11/25  
Refer
3/21/25  
Report Pass
4/9/25  
Engrossed
4/11/25  
Refer
4/17/25  

Caption

CTY CD-DEED VERIFICATION

Impact

With the implementation of SB1523, the responsibilities of county recorders will expand significantly. They will be required to monitor recorded documents actively and follow a clear referral process when fraudulent activity is suspected. The bill also introduces a public notice requirement before establishing the fraud referral process in counties with populations under three million. This aims to increase transparency and engage the community in protecting property rights effectively.

Summary

SB1523 aims to enhance measures against property fraud by amending the Counties Code in Illinois. It establishes a structured process through which county recorders can review and refer documents suspected of being fraudulent. The bill mandates that every county must create a property fraud alert system to inform property owners when documents relevant to their properties are recorded. This proactive approach is intended to mitigate the risk of fraudulent filings that can cloud or transfer property titles unlawfully.

Sentiment

The sentiment surrounding SB1523 appears to be largely positive among proponents who view it as a necessary measure to combat the rising tide of property fraud. Supporters argue that it will enhance property owners' security and provide a framework for accountability among real estate professionals. However, there may be apprehensions regarding the additional responsibilities placed on county recorders, particularly concerning administrative burdens and resource allocation.

Contention

Notable points of contention around SB1523 may stem from concerns about how effectively the bill balances the need for fraud prevention with adequate support and resources for county recorders. Some entities may worry about potential overreach and liability issues if fraudulent documents slip through the review process. The bill stipulates that recorders and their employees will not face liability unless there is willful misconduct, which aims to protect officials from personal liability while ensuring accountability in handling suspected fraud cases.

Companion Bills

No companion bills found.

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