104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1666 Introduced 2/5/2025, by Sen. Robert F. Martwick SYNOPSIS AS INTRODUCED: 775 ILCS 5/2-103.5 new775 ILCS 5/4-102 from Ch. 68, par. 4-102775 ILCS 5/4-103 from Ch. 68, par. 4-103775 ILCS 5/5-102 from Ch. 68, par. 5-102 Amends the Illinois Human Rights Act. Provides, in the Articles governing employment, financial, and public accommodation discrimination, that the use of criteria or methods that have the effect of causing certain discrimination-related civil rights violations is unlawful, unless (i) the use of such criteria or methods is necessary to achieve a substantial, legitimate, nondiscriminatory interest or (ii) the substantial, legitimate, nondiscriminatory interest cannot be served by another practice that has a less discriminatory effect. LRB104 09559 JRC 19622 b A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1666 Introduced 2/5/2025, by Sen. Robert F. Martwick SYNOPSIS AS INTRODUCED: 775 ILCS 5/2-103.5 new775 ILCS 5/4-102 from Ch. 68, par. 4-102775 ILCS 5/4-103 from Ch. 68, par. 4-103775 ILCS 5/5-102 from Ch. 68, par. 5-102 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 Amends the Illinois Human Rights Act. Provides, in the Articles governing employment, financial, and public accommodation discrimination, that the use of criteria or methods that have the effect of causing certain discrimination-related civil rights violations is unlawful, unless (i) the use of such criteria or methods is necessary to achieve a substantial, legitimate, nondiscriminatory interest or (ii) the substantial, legitimate, nondiscriminatory interest cannot be served by another practice that has a less discriminatory effect. LRB104 09559 JRC 19622 b LRB104 09559 JRC 19622 b A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1666 Introduced 2/5/2025, by Sen. Robert F. Martwick SYNOPSIS AS INTRODUCED: 775 ILCS 5/2-103.5 new775 ILCS 5/4-102 from Ch. 68, par. 4-102775 ILCS 5/4-103 from Ch. 68, par. 4-103775 ILCS 5/5-102 from Ch. 68, par. 5-102 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 Amends the Illinois Human Rights Act. Provides, in the Articles governing employment, financial, and public accommodation discrimination, that the use of criteria or methods that have the effect of causing certain discrimination-related civil rights violations is unlawful, unless (i) the use of such criteria or methods is necessary to achieve a substantial, legitimate, nondiscriminatory interest or (ii) the substantial, legitimate, nondiscriminatory interest cannot be served by another practice that has a less discriminatory effect. LRB104 09559 JRC 19622 b LRB104 09559 JRC 19622 b LRB104 09559 JRC 19622 b A BILL FOR SB1666LRB104 09559 JRC 19622 b SB1666 LRB104 09559 JRC 19622 b SB1666 LRB104 09559 JRC 19622 b 1 AN ACT concerning human rights. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Illinois Human Rights Act is amended by 5 changing Sections 4-102, 4-103, and 5-102 and by adding 6 Section 2-103.5 as follows: 7 (775 ILCS 5/2-103.5 new) 8 Sec. 2-103.5. Criteria or methods. It is a civil rights 9 violation for any employer, employment agency, or labor 10 organization to use criteria or methods in any act, as set 11 forth in Section 2-102, that has the effect of subjecting 12 individuals to discrimination on the basis of unlawful 13 discrimination, citizenship status, work authorization status, 14 arrest record, or conviction record, unless (i) the use of 15 such criteria or methods is necessary to achieve a 16 substantial, legitimate, nondiscriminatory interest or (ii) 17 the substantial, legitimate, nondiscriminatory interest cannot 18 be served by another practice that has a less discriminatory 19 effect. 20 (775 ILCS 5/4-102) (from Ch. 68, par. 4-102) 21 Sec. 4-102. Civil Rights Violations: Loans. It shall be a 22 civil rights violation for any financial institution, on the 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB1666 Introduced 2/5/2025, by Sen. Robert F. Martwick SYNOPSIS AS INTRODUCED: 775 ILCS 5/2-103.5 new775 ILCS 5/4-102 from Ch. 68, par. 4-102775 ILCS 5/4-103 from Ch. 68, par. 4-103775 ILCS 5/5-102 from Ch. 68, par. 5-102 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 Amends the Illinois Human Rights Act. Provides, in the Articles governing employment, financial, and public accommodation discrimination, that the use of criteria or methods that have the effect of causing certain discrimination-related civil rights violations is unlawful, unless (i) the use of such criteria or methods is necessary to achieve a substantial, legitimate, nondiscriminatory interest or (ii) the substantial, legitimate, nondiscriminatory interest cannot be served by another practice that has a less discriminatory effect. LRB104 09559 JRC 19622 b LRB104 09559 JRC 19622 b LRB104 09559 JRC 19622 b A BILL FOR 775 ILCS 5/2-103.5 new 775 ILCS 5/4-102 from Ch. 68, par. 4-102 775 ILCS 5/4-103 from Ch. 68, par. 4-103 775 ILCS 5/5-102 from Ch. 68, par. 5-102 LRB104 09559 JRC 19622 b SB1666 LRB104 09559 JRC 19622 b SB1666- 2 -LRB104 09559 JRC 19622 b SB1666 - 2 - LRB104 09559 JRC 19622 b SB1666 - 2 - LRB104 09559 JRC 19622 b 1 basis grounds of unlawful discrimination, to: 2 (A) Denial of Services. Deny any person any of the 3 services normally offered by such an institution. 4 (B) Modification of Services. Provide any person with any 5 service which is different from, or provided in a different 6 manner than, that which is provided to other persons similarly 7 situated. 8 (C) Loan Terms. Deny or vary the terms of a loan. 9 (D) Property Location. Deny or vary the terms of a loan on 10 the basis that a specific parcel of real estate offered as 11 security is located in a specific geographical area. 12 (E) Consideration of Income. Deny or vary the terms of a 13 loan without having considered all of the regular and 14 dependable income of each person who would be liable for 15 repayment of the loan. 16 (F) Lending Standards. Utilize lending standards that have 17 no economic basis and which constitute unlawful 18 discrimination. 19 (G) Criteria. Use criteria or methods that have the effect 20 of causing a civil rights violation under this Section, unless 21 (i) the use of such criteria or methods is necessary to achieve 22 a substantial, legitimate, nondiscriminatory interest or (ii) 23 the substantial, legitimate, nondiscriminatory interest cannot 24 be served by another practice that has a less discriminatory 25 effect. 26 (Source: P.A. 81-1216.) SB1666 - 2 - LRB104 09559 JRC 19622 b SB1666- 3 -LRB104 09559 JRC 19622 b SB1666 - 3 - LRB104 09559 JRC 19622 b SB1666 - 3 - LRB104 09559 JRC 19622 b 1 (775 ILCS 5/4-103) (from Ch. 68, par. 4-103) 2 Sec. 4-103. Credit Cards. It is a civil rights violation 3 for a person who offers credit cards to the public in this 4 State: 5 (A) Denial. To refuse to issue a credit card, upon 6 proper application, on the basis of unlawful 7 discrimination. 8 (B) Reasons for Rejection. To fail to inform an 9 applicant for a credit card, upon request, of the reason 10 that his or her application for a credit card has been 11 rejected. 12 (C) Criteria or methods. Use criteria or methods that 13 have the effect of causing a civil rights violation under 14 this Section, unless (i) the use of such criteria or 15 methods is necessary to achieve a substantial, legitimate, 16 nondiscriminatory interest or (ii) the substantial, 17 legitimate, nondiscriminatory interest cannot be served by 18 another practice that has a less discriminatory effect. 19 (Source: P.A. 81-1216.) 20 (775 ILCS 5/5-102) (from Ch. 68, par. 5-102) 21 Sec. 5-102. Civil Rights Violations: Public 22 Accommodations. It is a civil rights violation for any person 23 on the basis of unlawful discrimination to: 24 (A) Enjoyment of Facilities, Goods, and Services. Deny or SB1666 - 3 - LRB104 09559 JRC 19622 b SB1666- 4 -LRB104 09559 JRC 19622 b SB1666 - 4 - LRB104 09559 JRC 19622 b SB1666 - 4 - LRB104 09559 JRC 19622 b SB1666 - 4 - LRB104 09559 JRC 19622 b