104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED: 5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027. LRB104 10420 BAB 20495 b A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED: 5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027. LRB104 10420 BAB 20495 b LRB104 10420 BAB 20495 b A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED: 5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027. LRB104 10420 BAB 20495 b LRB104 10420 BAB 20495 b LRB104 10420 BAB 20495 b A BILL FOR SB2287LRB104 10420 BAB 20495 b SB2287 LRB104 10420 BAB 20495 b SB2287 LRB104 10420 BAB 20495 b 1 AN ACT concerning regulation. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The State Employees Group Insurance Act of 1971 5 is amended by changing Section 6.11 as follows: 6 (5 ILCS 375/6.11) 7 Sec. 6.11. Required health benefits; Illinois Insurance 8 Code requirements. The program of health benefits shall 9 provide the post-mastectomy care benefits required to be 10 covered by a policy of accident and health insurance under 11 Section 356t of the Illinois Insurance Code. The program of 12 health benefits shall provide the coverage required under 13 Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10, 14 356w, 356x, 356z.2, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 15 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 16 356z.15, 356z.17, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 17 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 18 356z.47, 356z.51, 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 19 356z.59, 356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 20 and 356z.70, and 356z.71, 356z.74, 356z.76, and 356z.77 of the 21 Illinois Insurance Code. The program of health benefits must 22 comply with Sections 155.22a, 155.37, 355b, 356z.19, 370c, and 23 370c.1 and Article XXXIIB of the Illinois Insurance Code. The 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED: 5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027. LRB104 10420 BAB 20495 b LRB104 10420 BAB 20495 b LRB104 10420 BAB 20495 b A BILL FOR 5 ILCS 375/6.11 55 ILCS 5/5-1069.3 65 ILCS 5/10-4-2.3 105 ILCS 5/10-22.3f 215 ILCS 5/356z.3b new 215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8 LRB104 10420 BAB 20495 b SB2287 LRB104 10420 BAB 20495 b SB2287- 2 -LRB104 10420 BAB 20495 b SB2287 - 2 - LRB104 10420 BAB 20495 b SB2287 - 2 - LRB104 10420 BAB 20495 b 1 program of health benefits shall provide the coverage required 2 under Section 356m of the Illinois Insurance Code and, for the 3 employees of the State Employee Group Insurance Program only, 4 the coverage as also provided in Section 6.11B of this Act. The 5 Department of Insurance shall enforce the requirements of this 6 Section with respect to Sections 370c and 370c.1 of the 7 Illinois Insurance Code; all other requirements of this 8 Section shall be enforced by the Department of Central 9 Management Services. 10 Rulemaking authority to implement Public Act 95-1045, if 11 any, is conditioned on the rules being adopted in accordance 12 with all provisions of the Illinois Administrative Procedure 13 Act and all rules and procedures of the Joint Committee on 14 Administrative Rules; any purported rule not so adopted, for 15 whatever reason, is unauthorized. 16 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 17 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 18 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-768, 19 eff. 1-1-24; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 20 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 21 1-1-23; 102-1117, eff. 1-13-23; 103-8, eff. 1-1-24; 103-84, 22 eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, eff. 1-1-24; 23 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 103-551, eff. 24 8-11-23; 103-605, eff. 7-1-24; 103-718, eff. 7-19-24; 103-751, 25 eff. 8-2-24; 103-870, eff. 1-1-25; 103-914, eff. 1-1-25; 26 103-918, eff. 1-1-25; 103-951, eff. 1-1-25; 103-1024, eff. SB2287 - 2 - LRB104 10420 BAB 20495 b SB2287- 3 -LRB104 10420 BAB 20495 b SB2287 - 3 - LRB104 10420 BAB 20495 b SB2287 - 3 - LRB104 10420 BAB 20495 b 1 1-1-25; revised 11-26-24.) 2 Section 10. The Counties Code is amended by changing 3 Section 5-1069.3 as follows: 4 (55 ILCS 5/5-1069.3) 5 Sec. 5-1069.3. Required health benefits. If a county, 6 including a home rule county, is a self-insurer for purposes 7 of providing health insurance coverage for its employees, the 8 coverage shall include coverage for the post-mastectomy care 9 benefits required to be covered by a policy of accident and 10 health insurance under Section 356t and the coverage required 11 under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 12 356u.10, 356w, 356x, 356z.3b, 356z.4, 356z.4a, 356z.6, 356z.8, 13 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 14 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32, 356z.33, 15 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 16 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 17 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, and 356z.70, and 18 356z.71, 356z.74, and 356z.77 of the Illinois Insurance Code. 19 The coverage shall comply with Sections 155.22a, 355b, 20 356z.19, and 370c of the Illinois Insurance Code. The 21 Department of Insurance shall enforce the requirements of this 22 Section. The requirement that health benefits be covered as 23 provided in this Section is an exclusive power and function of 24 the State and is a denial and limitation under Article VII, SB2287 - 3 - LRB104 10420 BAB 20495 b SB2287- 4 -LRB104 10420 BAB 20495 b SB2287 - 4 - LRB104 10420 BAB 20495 b SB2287 - 4 - LRB104 10420 BAB 20495 b 1 Section 6, subsection (h) of the Illinois Constitution. A home 2 rule county to which this Section applies must comply with 3 every provision of this Section. 4 Rulemaking authority to implement Public Act 95-1045, if 5 any, is conditioned on the rules being adopted in accordance 6 with all provisions of the Illinois Administrative Procedure 7 Act and all rules and procedures of the Joint Committee on 8 Administrative Rules; any purported rule not so adopted, for 9 whatever reason, is unauthorized. 10 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 11 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 12 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, 13 eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 14 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 15 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 16 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 17 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff. 18 7-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, 19 eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 20 revised 11-26-24.) 21 Section 15. The Illinois Municipal Code is amended by 22 changing Section 10-4-2.3 as follows: 23 (65 ILCS 5/10-4-2.3) 24 Sec. 10-4-2.3. Required health benefits. If a SB2287 - 4 - LRB104 10420 BAB 20495 b SB2287- 5 -LRB104 10420 BAB 20495 b SB2287 - 5 - LRB104 10420 BAB 20495 b SB2287 - 5 - LRB104 10420 BAB 20495 b 1 municipality, including a home rule municipality, is a 2 self-insurer for purposes of providing health insurance 3 coverage for its employees, the coverage shall include 4 coverage for the post-mastectomy care benefits required to be 5 covered by a policy of accident and health insurance under 6 Section 356t and the coverage required under Sections 356g, 7 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10, 356w, 356x, 8 356z.3b, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 9 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 10 356z.26, 356z.29, 356z.30, 356z.32, 356z.33, 356z.36, 356z.40, 11 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 12 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62, 13 356z.64, 356z.67, 356z.68, and 356z.70, and 356z.71, 356z.74, 14 and 356z.77 of the Illinois Insurance Code. The coverage shall 15 comply with Sections 155.22a, 355b, 356z.19, and 370c of the 16 Illinois Insurance Code. The Department of Insurance shall 17 enforce the requirements of this Section. The requirement that 18 health benefits be covered as provided in this is an exclusive 19 power and function of the State and is a denial and limitation 20 under Article VII, Section 6, subsection (h) of the Illinois 21 Constitution. A home rule municipality to which this Section 22 applies must comply with every provision of this Section. 23 Rulemaking authority to implement Public Act 95-1045, if 24 any, is conditioned on the rules being adopted in accordance 25 with all provisions of the Illinois Administrative Procedure 26 Act and all rules and procedures of the Joint Committee on SB2287 - 5 - LRB104 10420 BAB 20495 b SB2287- 6 -LRB104 10420 BAB 20495 b SB2287 - 6 - LRB104 10420 BAB 20495 b SB2287 - 6 - LRB104 10420 BAB 20495 b 1 Administrative Rules; any purported rule not so adopted, for 2 whatever reason, is unauthorized. 3 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 4 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 5 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, 6 eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 7 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 8 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 9 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 10 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff. 11 7-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-914, 12 eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; 13 revised 11-26-24.) 14 Section 20. The School Code is amended by changing Section 15 10-22.3f as follows: 16 (105 ILCS 5/10-22.3f) 17 Sec. 10-22.3f. Required health benefits. Insurance 18 protection and benefits for employees shall provide the 19 post-mastectomy care benefits required to be covered by a 20 policy of accident and health insurance under Section 356t and 21 the coverage required under Sections 356g, 356g.5, 356g.5-1, 22 356m, 356q, 356u, 356u.10, 356w, 356x, 356z.3b, 356z.4, 23 356z.4a, 356z.6, 356z.8, 356z.9, 356z.11, 356z.12, 356z.13, 24 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30, SB2287 - 6 - LRB104 10420 BAB 20495 b SB2287- 7 -LRB104 10420 BAB 20495 b SB2287 - 7 - LRB104 10420 BAB 20495 b SB2287 - 7 - LRB104 10420 BAB 20495 b 1 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 2 356z.47, 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 3 356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, and 4 356z.70, and 356z.71, 356z.74, and 356z.77 of the Illinois 5 Insurance Code. Insurance policies shall comply with Section 6 356z.19 of the Illinois Insurance Code. The coverage shall 7 comply with Sections 155.22a, 355b, and 370c of the Illinois 8 Insurance Code. The Department of Insurance shall enforce the 9 requirements of this Section. 10 Rulemaking authority to implement Public Act 95-1045, if 11 any, is conditioned on the rules being adopted in accordance 12 with all provisions of the Illinois Administrative Procedure 13 Act and all rules and procedures of the Joint Committee on 14 Administrative Rules; any purported rule not so adopted, for 15 whatever reason, is unauthorized. 16 (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; 17 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. 18 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, 19 eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 20 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. 21 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, 22 eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 23 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718, eff. 24 7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25; 103-918, 25 eff. 1-1-25; 103-1024, eff. 1-1-25; revised 11-26-24.) SB2287 - 7 - LRB104 10420 BAB 20495 b SB2287- 8 -LRB104 10420 BAB 20495 b SB2287 - 8 - LRB104 10420 BAB 20495 b SB2287 - 8 - LRB104 10420 BAB 20495 b 1 Section 22. The Illinois Insurance Code is amended by 2 adding Section 356z.3b as follows: 3 (215 ILCS 5/356z.3b new) 4 Sec. 356z.3b. Mental health access and continuity of care. 5 (a) As used in this Section: 6 "Health care provider" means a provider as defined in 7 subsection (d) of Section 370g of this Code. "Health care 8 provider" does not include a provider of air ambulance or 9 ground ambulance services. 10 "Health insurance issuer" has the meaning given to that 11 term in Section 5 of the Illinois Health Insurance Portability 12 and Accountability Act. 13 "Mental health services" means services provided by 14 licensed mental health professionals, including, but not 15 limited to, therapy, counseling, psychiatric evaluation, and 16 medication management. 17 "Nonparticipating provider" means, with respect to the 18 furnishing of an item or service under a policy of group or 19 individual health insurance coverage, any health care provider 20 who does not have a contractual relationship directly or 21 indirectly with a health insurance issuer in relation to the 22 coverage. 23 "Participating health care facility" means any health care 24 facility that has a contractual relationship directly or 25 indirectly with a health insurance issuer offering group or SB2287 - 8 - LRB104 10420 BAB 20495 b SB2287- 9 -LRB104 10420 BAB 20495 b SB2287 - 9 - LRB104 10420 BAB 20495 b SB2287 - 9 - LRB104 10420 BAB 20495 b 1 individual health insurance coverage setting forth the terms 2 and conditions on which a relevant health care service is 3 provided to an insured, beneficiary, or enrollee under the 4 coverage. 5 "Participating provider" means any health care provider 6 that has a contractual relationship directly or indirectly 7 with a health insurance issuer offering group or individual 8 health insurance coverage setting forth the terms and 9 conditions on which a relevant health care service is provided 10 to an insured, beneficiary, or enrollee under the coverage. 11 (b) When a beneficiary, insured, or enrollee receives 12 mental health services from a nonparticipating provider or a 13 nonparticipating health care facility, the health insurance 14 issuer shall ensure that the beneficiary, insured, or enrollee 15 shall incur no greater out-of-pocket costs than the 16 beneficiary, insured, or enrollee would have incurred with a 17 participating provider or a participating health care 18 facility. Any cost-sharing requirements shall be applied as 19 though the mental health services had been received from a 20 participating provider or a participating health care 21 facility. If the cost sharing for the same item or service 22 furnished by a participating provider would have been a 23 flat-dollar copayment, that amount shall be the cost-sharing 24 amount unless the provider has billed a lesser total amount. 25 Administrative requirements or limitations shall be no greater 26 than those applicable to emergency services received from a SB2287 - 9 - LRB104 10420 BAB 20495 b SB2287- 10 -LRB104 10420 BAB 20495 b SB2287 - 10 - LRB104 10420 BAB 20495 b SB2287 - 10 - LRB104 10420 BAB 20495 b 1 participating provider or a participating health care 2 facility. 3 (c) A beneficiary, insured, or enrollee receiving ongoing 4 mental health services from a nonparticipating provider shall 5 be permitted to continue treatment with the nonparticipating 6 provider for up to one year after the start of services or one 7 year after the effective date of this amendatory Act of the 8 104th General Assembly, whichever is later, as if the mental 9 health services were provided by a participating provider. 10 Section 25. The Health Maintenance Organization Act is 11 amended by changing Section 5-3 as follows: 12 (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2) 13 (Text of Section before amendment by P.A. 103-808) 14 Sec. 5-3. Insurance Code provisions. 15 (a) Health Maintenance Organizations shall be subject to 16 the provisions of Sections 133, 134, 136, 137, 139, 140, 17 141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 18 152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 19 155.49, 352c, 355.2, 355.3, 355.6, 355b, 355c, 356f, 356g.5-1, 20 356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2, 356z.3a, 21 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9, 22 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 23 356z.18, 356z.19, 356z.20, 356z.21, 356z.22, 356z.23, 356z.24, 24 356z.25, 356z.26, 356z.28, 356z.29, 356z.30, 356z.31, 356z.32, SB2287 - 10 - LRB104 10420 BAB 20495 b SB2287- 11 -LRB104 10420 BAB 20495 b SB2287 - 11 - LRB104 10420 BAB 20495 b SB2287 - 11 - LRB104 10420 BAB 20495 b 1 356z.33, 356z.34, 356z.35, 356z.36, 356z.37, 356z.38, 356z.39, 2 356z.40, 356z.40a, 356z.41, 356z.44, 356z.45, 356z.46, 3 356z.47, 356z.48, 356z.49, 356z.50, 356z.51, 356z.53, 356z.54, 4 356z.55, 356z.56, 356z.57, 356z.58, 356z.59, 356z.60, 356z.61, 5 356z.62, 356z.63, 356z.64, 356z.65, 356z.66, 356z.67, 356z.68, 6 356z.69, 356z.70, 356z.71, 356z.72, 356z.73, 356z.74, 356z.75, 7 356z.77, 364, 364.01, 364.3, 367.2, 367.2-5, 367i, 368a, 368b, 8 368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402, 403, 403A, 9 408, 408.2, 409, 412, 444, and 444.1, paragraph (c) of 10 subsection (2) of Section 367, and Articles IIA, VIII 1/2, 11 XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the 12 Illinois Insurance Code. 13 (b) For purposes of the Illinois Insurance Code, except 14 for Sections 444 and 444.1 and Articles XIII and XIII 1/2, 15 Health Maintenance Organizations in the following categories 16 are deemed to be "domestic companies": 17 (1) a corporation authorized under the Dental Service 18 Plan Act or the Voluntary Health Services Plans Act; 19 (2) a corporation organized under the laws of this 20 State; or 21 (3) a corporation organized under the laws of another 22 state, 30% or more of the enrollees of which are residents 23 of this State, except a corporation subject to 24 substantially the same requirements in its state of 25 organization as is a "domestic company" under Article VIII 26 1/2 of the Illinois Insurance Code. SB2287 - 11 - LRB104 10420 BAB 20495 b SB2287- 12 -LRB104 10420 BAB 20495 b SB2287 - 12 - LRB104 10420 BAB 20495 b SB2287 - 12 - LRB104 10420 BAB 20495 b 1 (c) In considering the merger, consolidation, or other 2 acquisition of control of a Health Maintenance Organization 3 pursuant to Article VIII 1/2 of the Illinois Insurance Code, 4 (1) the Director shall give primary consideration to 5 the continuation of benefits to enrollees and the 6 financial conditions of the acquired Health Maintenance 7 Organization after the merger, consolidation, or other 8 acquisition of control takes effect; 9 (2)(i) the criteria specified in subsection (1)(b) of 10 Section 131.8 of the Illinois Insurance Code shall not 11 apply and (ii) the Director, in making his determination 12 with respect to the merger, consolidation, or other 13 acquisition of control, need not take into account the 14 effect on competition of the merger, consolidation, or 15 other acquisition of control; 16 (3) the Director shall have the power to require the 17 following information: 18 (A) certification by an independent actuary of the 19 adequacy of the reserves of the Health Maintenance 20 Organization sought to be acquired; 21 (B) pro forma financial statements reflecting the 22 combined balance sheets of the acquiring company and 23 the Health Maintenance Organization sought to be 24 acquired as of the end of the preceding year and as of 25 a date 90 days prior to the acquisition, as well as pro 26 forma financial statements reflecting projected SB2287 - 12 - LRB104 10420 BAB 20495 b SB2287- 13 -LRB104 10420 BAB 20495 b SB2287 - 13 - LRB104 10420 BAB 20495 b SB2287 - 13 - LRB104 10420 BAB 20495 b 1 combined operation for a period of 2 years; 2 (C) a pro forma business plan detailing an 3 acquiring party's plans with respect to the operation 4 of the Health Maintenance Organization sought to be 5 acquired for a period of not less than 3 years; and 6 (D) such other information as the Director shall 7 require. 8 (d) The provisions of Article VIII 1/2 of the Illinois 9 Insurance Code and this Section 5-3 shall apply to the sale by 10 any health maintenance organization of greater than 10% of its 11 enrollee population (including, without limitation, the health 12 maintenance organization's right, title, and interest in and 13 to its health care certificates). 14 (e) In considering any management contract or service 15 agreement subject to Section 141.1 of the Illinois Insurance 16 Code, the Director (i) shall, in addition to the criteria 17 specified in Section 141.2 of the Illinois Insurance Code, 18 take into account the effect of the management contract or 19 service agreement on the continuation of benefits to enrollees 20 and the financial condition of the health maintenance 21 organization to be managed or serviced, and (ii) need not take 22 into account the effect of the management contract or service 23 agreement on competition. 24 (f) Except for small employer groups as defined in the 25 Small Employer Rating, Renewability and Portability Health 26 Insurance Act and except for medicare supplement policies as SB2287 - 13 - LRB104 10420 BAB 20495 b SB2287- 14 -LRB104 10420 BAB 20495 b SB2287 - 14 - LRB104 10420 BAB 20495 b SB2287 - 14 - LRB104 10420 BAB 20495 b 1 defined in Section 363 of the Illinois Insurance Code, a 2 Health Maintenance Organization may by contract agree with a 3 group or other enrollment unit to effect refunds or charge 4 additional premiums under the following terms and conditions: 5 (i) the amount of, and other terms and conditions with 6 respect to, the refund or additional premium are set forth 7 in the group or enrollment unit contract agreed in advance 8 of the period for which a refund is to be paid or 9 additional premium is to be charged (which period shall 10 not be less than one year); and 11 (ii) the amount of the refund or additional premium 12 shall not exceed 20% of the Health Maintenance 13 Organization's profitable or unprofitable experience with 14 respect to the group or other enrollment unit for the 15 period (and, for purposes of a refund or additional 16 premium, the profitable or unprofitable experience shall 17 be calculated taking into account a pro rata share of the 18 Health Maintenance Organization's administrative and 19 marketing expenses, but shall not include any refund to be 20 made or additional premium to be paid pursuant to this 21 subsection (f)). The Health Maintenance Organization and 22 the group or enrollment unit may agree that the profitable 23 or unprofitable experience may be calculated taking into 24 account the refund period and the immediately preceding 2 25 plan years. 26 The Health Maintenance Organization shall include a SB2287 - 14 - LRB104 10420 BAB 20495 b SB2287- 15 -LRB104 10420 BAB 20495 b SB2287 - 15 - LRB104 10420 BAB 20495 b SB2287 - 15 - LRB104 10420 BAB 20495 b 1 statement in the evidence of coverage issued to each enrollee 2 describing the possibility of a refund or additional premium, 3 and upon request of any group or enrollment unit, provide to 4 the group or enrollment unit a description of the method used 5 to calculate (1) the Health Maintenance Organization's 6 profitable experience with respect to the group or enrollment 7 unit and the resulting refund to the group or enrollment unit 8 or (2) the Health Maintenance Organization's unprofitable 9 experience with respect to the group or enrollment unit and 10 the resulting additional premium to be paid by the group or 11 enrollment unit. 12 In no event shall the Illinois Health Maintenance 13 Organization Guaranty Association be liable to pay any 14 contractual obligation of an insolvent organization to pay any 15 refund authorized under this Section. 16 (g) Rulemaking authority to implement Public Act 95-1045, 17 if any, is conditioned on the rules being adopted in 18 accordance with all provisions of the Illinois Administrative 19 Procedure Act and all rules and procedures of the Joint 20 Committee on Administrative Rules; any purported rule not so 21 adopted, for whatever reason, is unauthorized. 22 (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21; 23 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 24 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, 25 eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 26 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. SB2287 - 15 - LRB104 10420 BAB 20495 b SB2287- 16 -LRB104 10420 BAB 20495 b SB2287 - 16 - LRB104 10420 BAB 20495 b SB2287 - 16 - LRB104 10420 BAB 20495 b 1 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, 2 eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 3 103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff. 4 6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, 5 eff. 1-1-24; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 6 103-618, eff. 1-1-25; 103-649, eff. 1-1-25; 103-656, eff. 7 1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24; 103-751, 8 eff. 8-2-24; 103-753, eff. 8-2-24; 103-758, eff. 1-1-25; 9 103-777, eff. 8-2-24; 103-914, eff. 1-1-25; 103-918, eff. 10 1-1-25; 103-1024, eff. 1-1-25; revised 9-26-24.) 11 (Text of Section after amendment by P.A. 103-808) 12 Sec. 5-3. Insurance Code provisions. 13 (a) Health Maintenance Organizations shall be subject to 14 the provisions of Sections 133, 134, 136, 137, 139, 140, 15 141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 16 152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 17 155.49, 352c, 355.2, 355.3, 355.6, 355b, 355c, 356f, 356g, 18 356g.5-1, 356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2, 19 356z.3a, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 20 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 21 356z.17, 356z.18, 356z.19, 356z.20, 356z.21, 356z.22, 356z.23, 22 356z.24, 356z.25, 356z.26, 356z.28, 356z.29, 356z.30, 356z.31, 23 356z.32, 356z.33, 356z.34, 356z.35, 356z.36, 356z.37, 356z.38, 24 356z.39, 356z.40, 356z.40a, 356z.41, 356z.44, 356z.45, 25 356z.46, 356z.47, 356z.48, 356z.49, 356z.50, 356z.51, 356z.53, SB2287 - 16 - LRB104 10420 BAB 20495 b SB2287- 17 -LRB104 10420 BAB 20495 b SB2287 - 17 - LRB104 10420 BAB 20495 b SB2287 - 17 - LRB104 10420 BAB 20495 b 1 356z.54, 356z.55, 356z.56, 356z.57, 356z.58, 356z.59, 356z.60, 2 356z.61, 356z.62, 356z.63, 356z.64, 356z.65, 356z.66, 356z.67, 3 356z.68, 356z.69, 356z.70, 356z.71, 356z.72, 356z.73, 356z.74, 4 356z.75, 356z.77, 364, 364.01, 364.3, 367.2, 367.2-5, 367i, 5 368a, 368b, 368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402, 6 403, 403A, 408, 408.2, 409, 412, 444, and 444.1, paragraph (c) 7 of subsection (2) of Section 367, and Articles IIA, VIII 1/2, 8 XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the 9 Illinois Insurance Code. 10 (b) For purposes of the Illinois Insurance Code, except 11 for Sections 444 and 444.1 and Articles XIII and XIII 1/2, 12 Health Maintenance Organizations in the following categories 13 are deemed to be "domestic companies": 14 (1) a corporation authorized under the Dental Service 15 Plan Act or the Voluntary Health Services Plans Act; 16 (2) a corporation organized under the laws of this 17 State; or 18 (3) a corporation organized under the laws of another 19 state, 30% or more of the enrollees of which are residents 20 of this State, except a corporation subject to 21 substantially the same requirements in its state of 22 organization as is a "domestic company" under Article VIII 23 1/2 of the Illinois Insurance Code. 24 (c) In considering the merger, consolidation, or other 25 acquisition of control of a Health Maintenance Organization 26 pursuant to Article VIII 1/2 of the Illinois Insurance Code, SB2287 - 17 - LRB104 10420 BAB 20495 b SB2287- 18 -LRB104 10420 BAB 20495 b SB2287 - 18 - LRB104 10420 BAB 20495 b SB2287 - 18 - LRB104 10420 BAB 20495 b 1 (1) the Director shall give primary consideration to 2 the continuation of benefits to enrollees and the 3 financial conditions of the acquired Health Maintenance 4 Organization after the merger, consolidation, or other 5 acquisition of control takes effect; 6 (2)(i) the criteria specified in subsection (1)(b) of 7 Section 131.8 of the Illinois Insurance Code shall not 8 apply and (ii) the Director, in making his determination 9 with respect to the merger, consolidation, or other 10 acquisition of control, need not take into account the 11 effect on competition of the merger, consolidation, or 12 other acquisition of control; 13 (3) the Director shall have the power to require the 14 following information: 15 (A) certification by an independent actuary of the 16 adequacy of the reserves of the Health Maintenance 17 Organization sought to be acquired; 18 (B) pro forma financial statements reflecting the 19 combined balance sheets of the acquiring company and 20 the Health Maintenance Organization sought to be 21 acquired as of the end of the preceding year and as of 22 a date 90 days prior to the acquisition, as well as pro 23 forma financial statements reflecting projected 24 combined operation for a period of 2 years; 25 (C) a pro forma business plan detailing an 26 acquiring party's plans with respect to the operation SB2287 - 18 - LRB104 10420 BAB 20495 b SB2287- 19 -LRB104 10420 BAB 20495 b SB2287 - 19 - LRB104 10420 BAB 20495 b SB2287 - 19 - LRB104 10420 BAB 20495 b 1 of the Health Maintenance Organization sought to be 2 acquired for a period of not less than 3 years; and 3 (D) such other information as the Director shall 4 require. 5 (d) The provisions of Article VIII 1/2 of the Illinois 6 Insurance Code and this Section 5-3 shall apply to the sale by 7 any health maintenance organization of greater than 10% of its 8 enrollee population (including, without limitation, the health 9 maintenance organization's right, title, and interest in and 10 to its health care certificates). 11 (e) In considering any management contract or service 12 agreement subject to Section 141.1 of the Illinois Insurance 13 Code, the Director (i) shall, in addition to the criteria 14 specified in Section 141.2 of the Illinois Insurance Code, 15 take into account the effect of the management contract or 16 service agreement on the continuation of benefits to enrollees 17 and the financial condition of the health maintenance 18 organization to be managed or serviced, and (ii) need not take 19 into account the effect of the management contract or service 20 agreement on competition. 21 (f) Except for small employer groups as defined in the 22 Small Employer Rating, Renewability and Portability Health 23 Insurance Act and except for medicare supplement policies as 24 defined in Section 363 of the Illinois Insurance Code, a 25 Health Maintenance Organization may by contract agree with a 26 group or other enrollment unit to effect refunds or charge SB2287 - 19 - LRB104 10420 BAB 20495 b SB2287- 20 -LRB104 10420 BAB 20495 b SB2287 - 20 - LRB104 10420 BAB 20495 b SB2287 - 20 - LRB104 10420 BAB 20495 b 1 additional premiums under the following terms and conditions: 2 (i) the amount of, and other terms and conditions with 3 respect to, the refund or additional premium are set forth 4 in the group or enrollment unit contract agreed in advance 5 of the period for which a refund is to be paid or 6 additional premium is to be charged (which period shall 7 not be less than one year); and 8 (ii) the amount of the refund or additional premium 9 shall not exceed 20% of the Health Maintenance 10 Organization's profitable or unprofitable experience with 11 respect to the group or other enrollment unit for the 12 period (and, for purposes of a refund or additional 13 premium, the profitable or unprofitable experience shall 14 be calculated taking into account a pro rata share of the 15 Health Maintenance Organization's administrative and 16 marketing expenses, but shall not include any refund to be 17 made or additional premium to be paid pursuant to this 18 subsection (f)). The Health Maintenance Organization and 19 the group or enrollment unit may agree that the profitable 20 or unprofitable experience may be calculated taking into 21 account the refund period and the immediately preceding 2 22 plan years. 23 The Health Maintenance Organization shall include a 24 statement in the evidence of coverage issued to each enrollee 25 describing the possibility of a refund or additional premium, 26 and upon request of any group or enrollment unit, provide to SB2287 - 20 - LRB104 10420 BAB 20495 b SB2287- 21 -LRB104 10420 BAB 20495 b SB2287 - 21 - LRB104 10420 BAB 20495 b SB2287 - 21 - LRB104 10420 BAB 20495 b 1 the group or enrollment unit a description of the method used 2 to calculate (1) the Health Maintenance Organization's 3 profitable experience with respect to the group or enrollment 4 unit and the resulting refund to the group or enrollment unit 5 or (2) the Health Maintenance Organization's unprofitable 6 experience with respect to the group or enrollment unit and 7 the resulting additional premium to be paid by the group or 8 enrollment unit. 9 In no event shall the Illinois Health Maintenance 10 Organization Guaranty Association be liable to pay any 11 contractual obligation of an insolvent organization to pay any 12 refund authorized under this Section. 13 (g) Rulemaking authority to implement Public Act 95-1045, 14 if any, is conditioned on the rules being adopted in 15 accordance with all provisions of the Illinois Administrative 16 Procedure Act and all rules and procedures of the Joint 17 Committee on Administrative Rules; any purported rule not so 18 adopted, for whatever reason, is unauthorized. 19 (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21; 20 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. 21 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, 22 eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 23 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 24 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, 25 eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 26 103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff. SB2287 - 21 - LRB104 10420 BAB 20495 b SB2287- 22 -LRB104 10420 BAB 20495 b SB2287 - 22 - LRB104 10420 BAB 20495 b SB2287 - 22 - LRB104 10420 BAB 20495 b 1 6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, 2 eff. 1-1-24; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 3 103-618, eff. 1-1-25; 103-649, eff. 1-1-25; 103-656, eff. 4 1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24; 103-751, 5 eff. 8-2-24; 103-753, eff. 8-2-24; 103-758, eff. 1-1-25; 6 103-777, eff. 8-2-24; 103-808, eff. 1-1-26; 103-914, eff. 7 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; revised 8 11-26-24.) 9 Section 30. The Limited Health Service Organization Act is 10 amended by changing Section 4003 as follows: 11 (215 ILCS 130/4003) (from Ch. 73, par. 1504-3) 12 Sec. 4003. Illinois Insurance Code provisions. Limited 13 health service organizations shall be subject to the 14 provisions of Sections 133, 134, 136, 137, 139, 140, 141.1, 15 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 152, 153, 16 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 352c, 17 355.2, 355.3, 355b, 355d, 356m, 356q, 356v, 356z.3b, 356z.4, 18 356z.4a, 356z.10, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 19 356z.32, 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, 20 356z.54, 356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, 21 356z.71, 356z.73, 356z.74, 356z.75, 364.3, 368a, 401, 401.1, 22 402, 403, 403A, 408, 408.2, 409, 412, 444, and 444.1 and 23 Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, and 24 XXVI of the Illinois Insurance Code. Nothing in this Section SB2287 - 22 - LRB104 10420 BAB 20495 b SB2287- 23 -LRB104 10420 BAB 20495 b SB2287 - 23 - LRB104 10420 BAB 20495 b SB2287 - 23 - LRB104 10420 BAB 20495 b 1 shall require a limited health care plan to cover any service 2 that is not a limited health service. For purposes of the 3 Illinois Insurance Code, except for Sections 444 and 444.1 and 4 Articles XIII and XIII 1/2, limited health service 5 organizations in the following categories are deemed to be 6 domestic companies: 7 (1) a corporation under the laws of this State; or 8 (2) a corporation organized under the laws of another 9 state, 30% or more of the enrollees of which are residents 10 of this State, except a corporation subject to 11 substantially the same requirements in its state of 12 organization as is a domestic company under Article VIII 13 1/2 of the Illinois Insurance Code. 14 (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; 15 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-731, eff. 16 1-1-23; 102-775, eff. 5-13-22; 102-813, eff. 5-13-22; 102-816, 17 eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 18 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 19 1-1-24; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, 20 eff. 1-1-24; 103-605, eff. 7-1-24; 103-649, eff. 1-1-25; 21 103-656, eff. 1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 22 7-19-24; 103-751, eff. 8-2-24; 103-758, eff. 1-1-25; 103-832, 23 eff. 1-1-25; 103-1024, eff. 1-1-25; revised 11-26-24.) 24 Section 35. The Voluntary Health Services Plans Act is 25 amended by changing Section 10 as follows: SB2287 - 23 - LRB104 10420 BAB 20495 b SB2287- 24 -LRB104 10420 BAB 20495 b SB2287 - 24 - LRB104 10420 BAB 20495 b SB2287 - 24 - LRB104 10420 BAB 20495 b 1 (215 ILCS 165/10) (from Ch. 32, par. 604) 2 Sec. 10. Application of Insurance Code provisions. Health 3 services plan corporations and all persons interested therein 4 or dealing therewith shall be subject to the provisions of 5 Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140, 6 143, 143.31, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 7 355b, 355d, 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t, 8 356u, 356u.10, 356v, 356w, 356x, 356y, 356z.1, 356z.2, 9 356z.3a, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 10 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 11 356z.18, 356z.19, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 12 356z.30, 356z.32, 356z.32a, 356z.33, 356z.40, 356z.41, 13 356z.46, 356z.47, 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 14 356z.59, 356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 15 356z.71, 356z.72, 356z.74, 356z.75, 356z.77, 364.01, 364.3, 16 367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, and 412, 17 and paragraphs (7) and (15) of Section 367 of the Illinois 18 Insurance Code. 19 Rulemaking authority to implement Public Act 95-1045, if 20 any, is conditioned on the rules being adopted in accordance 21 with all provisions of the Illinois Administrative Procedure 22 Act and all rules and procedures of the Joint Committee on 23 Administrative Rules; any purported rule not so adopted, for 24 whatever reason, is unauthorized. 25 (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; SB2287 - 24 - LRB104 10420 BAB 20495 b SB2287- 25 -LRB104 10420 BAB 20495 b SB2287 - 25 - LRB104 10420 BAB 20495 b SB2287 - 25 - LRB104 10420 BAB 20495 b 1 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 2 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, 3 eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; 4 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. 5 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, 6 eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; 7 103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-656, eff. 8 1-1-25; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-753, 9 eff. 8-2-24; 103-758, eff. 1-1-25; 103-832, eff. 1-1-25; 10 103-914, eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 11 1-1-25; revised 11-26-24.) 12 Section 40. The Illinois Public Aid Code is amended by 13 changing Section 5-16.8 as follows: 14 (305 ILCS 5/5-16.8) 15 Sec. 5-16.8. Required health benefits. The medical 16 assistance program shall (i) provide the post-mastectomy care 17 benefits required to be covered by a policy of accident and 18 health insurance under Section 356t and the coverage required 19 under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.3b, 20 356z.6, 356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35, 21 356z.46, 356z.47, 356z.51, 356z.53, 356z.59, 356z.60, 356z.61, 22 356z.64, and 356z.67, and 356z.71, and 356z.75 of the Illinois 23 Insurance Code, (ii) be subject to the provisions of Sections 24 356z.19, 356z.44, 356z.49, 364.01, 370c, and 370c.1 of the SB2287 - 25 - LRB104 10420 BAB 20495 b SB2287- 26 -LRB104 10420 BAB 20495 b SB2287 - 26 - LRB104 10420 BAB 20495 b SB2287 - 26 - LRB104 10420 BAB 20495 b 1 Illinois Insurance Code, and (iii) be subject to the 2 provisions of subsection (d-5) of Section 10 of the Network 3 Adequacy and Transparency Act. 4 The Department, by rule, shall adopt a model similar to 5 the requirements of Section 356z.39 of the Illinois Insurance 6 Code. 7 On and after July 1, 2012, the Department shall reduce any 8 rate of reimbursement for services or other payments or alter 9 any methodologies authorized by this Code to reduce any rate 10 of reimbursement for services or other payments in accordance 11 with Section 5-5e. 12 To ensure full access to the benefits set forth in this 13 Section, on and after January 1, 2016, the Department shall 14 ensure that provider and hospital reimbursement for 15 post-mastectomy care benefits required under this Section are 16 no lower than the Medicare reimbursement rate. 17 (Source: P.A. 102-30, eff. 1-1-22; 102-144, eff. 1-1-22; 18 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-530, eff. 19 1-1-22; 102-642, eff. 1-1-22; 102-804, eff. 1-1-23; 102-813, 20 eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093, eff. 1-1-23; 21 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 22 1-1-24; 103-420, eff. 1-1-24; 103-605, eff. 7-1-24; 103-703, 23 eff. 1-1-25; 103-758, eff. 1-1-25; 103-1024, eff. 1-1-25; 24 revised 11-26-24.) 25 Section 95. No acceleration or delay. Where this Act makes SB2287 - 26 - LRB104 10420 BAB 20495 b SB2287- 27 -LRB104 10420 BAB 20495 b SB2287 - 27 - LRB104 10420 BAB 20495 b SB2287 - 27 - LRB104 10420 BAB 20495 b 1 changes in a statute that is represented by text that is not 2 yet or no longer in effect (for example, a Section represented 3 by multiple versions), the use of that text does not 4 accelerate or delay the taking effect of (i) the changes made 5 by this Act or (ii) provisions derived from any other Public 6 Act. SB2287 - 27 - LRB104 10420 BAB 20495 b