Illinois 2025-2026 Regular Session

Illinois Senate Bill SB2287 Latest Draft

Bill / Introduced Version Filed 02/07/2025

                            104TH GENERAL ASSEMBLY
 State of Illinois
 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED: 5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027. LRB104 10420 BAB 20495 b   A BILL FOR 104TH GENERAL ASSEMBLY
 State of Illinois
 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED:  5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11  55 ILCS 5/5-1069.3  65 ILCS 5/10-4-2.3  105 ILCS 5/10-22.3f  215 ILCS 5/356z.3b new  215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8  Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027.  LRB104 10420 BAB 20495 b     LRB104 10420 BAB 20495 b   A BILL FOR
104TH GENERAL ASSEMBLY
 State of Illinois
 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED:
5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11  55 ILCS 5/5-1069.3  65 ILCS 5/10-4-2.3  105 ILCS 5/10-22.3f  215 ILCS 5/356z.3b new  215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8
5 ILCS 375/6.11
55 ILCS 5/5-1069.3
65 ILCS 5/10-4-2.3
105 ILCS 5/10-22.3f
215 ILCS 5/356z.3b new
215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003 from Ch. 73, par. 1504-3
215 ILCS 165/10 from Ch. 32, par. 604
305 ILCS 5/5-16.8
Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027.
LRB104 10420 BAB 20495 b     LRB104 10420 BAB 20495 b
    LRB104 10420 BAB 20495 b
A BILL FOR
SB2287LRB104 10420 BAB 20495 b   SB2287  LRB104 10420 BAB 20495 b
  SB2287  LRB104 10420 BAB 20495 b
1  AN ACT concerning regulation.
2  Be it enacted by the People of the State of Illinois,
3  represented in the General Assembly:
4  Section 5. The State Employees Group Insurance Act of 1971
5  is amended by changing Section 6.11 as follows:
6  (5 ILCS 375/6.11)
7  Sec. 6.11. Required health benefits; Illinois Insurance
8  Code requirements. The program of health benefits shall
9  provide the post-mastectomy care benefits required to be
10  covered by a policy of accident and health insurance under
11  Section 356t of the Illinois Insurance Code. The program of
12  health benefits shall provide the coverage required under
13  Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10,
14  356w, 356x, 356z.2, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6,
15  356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14,
16  356z.15, 356z.17, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30,
17  356z.32, 356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46,
18  356z.47, 356z.51, 356z.53, 356z.54, 356z.55, 356z.56, 356z.57,
19  356z.59, 356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68,
20  and 356z.70, and 356z.71, 356z.74, 356z.76, and 356z.77 of the
21  Illinois Insurance Code. The program of health benefits must
22  comply with Sections 155.22a, 155.37, 355b, 356z.19, 370c, and
23  370c.1 and Article XXXIIB of the Illinois Insurance Code. The

 

104TH GENERAL ASSEMBLY
 State of Illinois
 2025 and 2026 SB2287 Introduced 2/7/2025, by Sen. Mike Simmons SYNOPSIS AS INTRODUCED:
5 ILCS 375/6.1155 ILCS 5/5-1069.365 ILCS 5/10-4-2.3105 ILCS 5/10-22.3f215 ILCS 5/356z.3b new215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2215 ILCS 130/4003 from Ch. 73, par. 1504-3215 ILCS 165/10 from Ch. 32, par. 604305 ILCS 5/5-16.8 5 ILCS 375/6.11  55 ILCS 5/5-1069.3  65 ILCS 5/10-4-2.3  105 ILCS 5/10-22.3f  215 ILCS 5/356z.3b new  215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2 215 ILCS 130/4003 from Ch. 73, par. 1504-3 215 ILCS 165/10 from Ch. 32, par. 604 305 ILCS 5/5-16.8
5 ILCS 375/6.11
55 ILCS 5/5-1069.3
65 ILCS 5/10-4-2.3
105 ILCS 5/10-22.3f
215 ILCS 5/356z.3b new
215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003 from Ch. 73, par. 1504-3
215 ILCS 165/10 from Ch. 32, par. 604
305 ILCS 5/5-16.8
Amends the Illinois Insurance Code. Provides that, when a beneficiary, insured, or enrollee receives mental health services from a nonparticipating provider or a nonparticipating health care facility, the health insurance issuer shall ensure that the beneficiary, insured, or enrollee shall incur no greater out-of-pocket costs than the beneficiary, insured, or enrollee would have incurred with a participating provider or a participating health care facility. Requires any cost-sharing requirements to be applied as though the mental health services had been received from a participating provider or a participating health care facility. Provides that, if the cost sharing for the same item or service furnished by a participating provider would have been a flat-dollar copayment, that amount shall be the cost-sharing amount unless the provider has billed a lesser total amount. Provides that administrative requirements or limitations shall be no greater than those applicable to emergency services received from a participating provider or a participating health care facility. Permits a beneficiary, insured, or enrollee receiving ongoing mental health services from a nonparticipating provider to continue treatment with the nonparticipating provider for up to one year from the start of services or one year after the effective date of the amendatory Act, whichever is later, as if the mental health services were provided by a participating provider. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions. Effective January 1, 2027.
LRB104 10420 BAB 20495 b     LRB104 10420 BAB 20495 b
    LRB104 10420 BAB 20495 b
A BILL FOR

 

 

5 ILCS 375/6.11
55 ILCS 5/5-1069.3
65 ILCS 5/10-4-2.3
105 ILCS 5/10-22.3f
215 ILCS 5/356z.3b new
215 ILCS 125/5-3 from Ch. 111 1/2, par. 1411.2
215 ILCS 130/4003 from Ch. 73, par. 1504-3
215 ILCS 165/10 from Ch. 32, par. 604
305 ILCS 5/5-16.8



    LRB104 10420 BAB 20495 b

 

 



 

  SB2287  LRB104 10420 BAB 20495 b


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  SB2287 - 2 - LRB104 10420 BAB 20495 b
1  program of health benefits shall provide the coverage required
2  under Section 356m of the Illinois Insurance Code and, for the
3  employees of the State Employee Group Insurance Program only,
4  the coverage as also provided in Section 6.11B of this Act. The
5  Department of Insurance shall enforce the requirements of this
6  Section with respect to Sections 370c and 370c.1 of the
7  Illinois Insurance Code; all other requirements of this
8  Section shall be enforced by the Department of Central
9  Management Services.
10  Rulemaking authority to implement Public Act 95-1045, if
11  any, is conditioned on the rules being adopted in accordance
12  with all provisions of the Illinois Administrative Procedure
13  Act and all rules and procedures of the Joint Committee on
14  Administrative Rules; any purported rule not so adopted, for
15  whatever reason, is unauthorized.
16  (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22;
17  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff.
18  1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-768,
19  eff. 1-1-24; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22;
20  102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff.
21  1-1-23; 102-1117, eff. 1-13-23; 103-8, eff. 1-1-24; 103-84,
22  eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, eff. 1-1-24;
23  103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 103-551, eff.
24  8-11-23; 103-605, eff. 7-1-24; 103-718, eff. 7-19-24; 103-751,
25  eff. 8-2-24; 103-870, eff. 1-1-25; 103-914, eff. 1-1-25;
26  103-918, eff. 1-1-25; 103-951, eff. 1-1-25; 103-1024, eff.

 

 

  SB2287 - 2 - LRB104 10420 BAB 20495 b


SB2287- 3 -LRB104 10420 BAB 20495 b   SB2287 - 3 - LRB104 10420 BAB 20495 b
  SB2287 - 3 - LRB104 10420 BAB 20495 b
1  1-1-25; revised 11-26-24.)
2  Section 10. The Counties Code is amended by changing
3  Section 5-1069.3 as follows:
4  (55 ILCS 5/5-1069.3)
5  Sec. 5-1069.3. Required health benefits. If a county,
6  including a home rule county, is a self-insurer for purposes
7  of providing health insurance coverage for its employees, the
8  coverage shall include coverage for the post-mastectomy care
9  benefits required to be covered by a policy of accident and
10  health insurance under Section 356t and the coverage required
11  under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u,
12  356u.10, 356w, 356x, 356z.3b, 356z.4, 356z.4a, 356z.6, 356z.8,
13  356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
14  356z.22, 356z.25, 356z.26, 356z.29, 356z.30, 356z.32, 356z.33,
15  356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48,
16  356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60,
17  356z.61, 356z.62, 356z.64, 356z.67, 356z.68, and 356z.70, and
18  356z.71, 356z.74, and 356z.77 of the Illinois Insurance Code.
19  The coverage shall comply with Sections 155.22a, 355b,
20  356z.19, and 370c of the Illinois Insurance Code. The
21  Department of Insurance shall enforce the requirements of this
22  Section. The requirement that health benefits be covered as
23  provided in this Section is an exclusive power and function of
24  the State and is a denial and limitation under Article VII,

 

 

  SB2287 - 3 - LRB104 10420 BAB 20495 b


SB2287- 4 -LRB104 10420 BAB 20495 b   SB2287 - 4 - LRB104 10420 BAB 20495 b
  SB2287 - 4 - LRB104 10420 BAB 20495 b
1  Section 6, subsection (h) of the Illinois Constitution. A home
2  rule county to which this Section applies must comply with
3  every provision of this Section.
4  Rulemaking authority to implement Public Act 95-1045, if
5  any, is conditioned on the rules being adopted in accordance
6  with all provisions of the Illinois Administrative Procedure
7  Act and all rules and procedures of the Joint Committee on
8  Administrative Rules; any purported rule not so adopted, for
9  whatever reason, is unauthorized.
10  (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22;
11  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
12  1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731,
13  eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22;
14  102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff.
15  1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91,
16  eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
17  103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff.
18  7-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-914,
19  eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25;
20  revised 11-26-24.)
21  Section 15. The Illinois Municipal Code is amended by
22  changing Section 10-4-2.3 as follows:
23  (65 ILCS 5/10-4-2.3)
24  Sec. 10-4-2.3. Required health benefits. If a

 

 

  SB2287 - 4 - LRB104 10420 BAB 20495 b


SB2287- 5 -LRB104 10420 BAB 20495 b   SB2287 - 5 - LRB104 10420 BAB 20495 b
  SB2287 - 5 - LRB104 10420 BAB 20495 b
1  municipality, including a home rule municipality, is a
2  self-insurer for purposes of providing health insurance
3  coverage for its employees, the coverage shall include
4  coverage for the post-mastectomy care benefits required to be
5  covered by a policy of accident and health insurance under
6  Section 356t and the coverage required under Sections 356g,
7  356g.5, 356g.5-1, 356m, 356q, 356u, 356u.10, 356w, 356x,
8  356z.3b, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10,
9  356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25,
10  356z.26, 356z.29, 356z.30, 356z.32, 356z.33, 356z.36, 356z.40,
11  356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53,
12  356z.54, 356z.56, 356z.57, 356z.59, 356z.60, 356z.61, 356z.62,
13  356z.64, 356z.67, 356z.68, and 356z.70, and 356z.71, 356z.74,
14  and 356z.77 of the Illinois Insurance Code. The coverage shall
15  comply with Sections 155.22a, 355b, 356z.19, and 370c of the
16  Illinois Insurance Code. The Department of Insurance shall
17  enforce the requirements of this Section. The requirement that
18  health benefits be covered as provided in this is an exclusive
19  power and function of the State and is a denial and limitation
20  under Article VII, Section 6, subsection (h) of the Illinois
21  Constitution. A home rule municipality to which this Section
22  applies must comply with every provision of this Section.
23  Rulemaking authority to implement Public Act 95-1045, if
24  any, is conditioned on the rules being adopted in accordance
25  with all provisions of the Illinois Administrative Procedure
26  Act and all rules and procedures of the Joint Committee on

 

 

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SB2287- 6 -LRB104 10420 BAB 20495 b   SB2287 - 6 - LRB104 10420 BAB 20495 b
  SB2287 - 6 - LRB104 10420 BAB 20495 b
1  Administrative Rules; any purported rule not so adopted, for
2  whatever reason, is unauthorized.
3  (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22;
4  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
5  1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731,
6  eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22;
7  102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff.
8  1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91,
9  eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
10  103-535, eff. 8-11-23; 103-551, eff. 8-11-23; 103-605, eff.
11  7-1-24; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-914,
12  eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25;
13  revised 11-26-24.)
14  Section 20. The School Code is amended by changing Section
15  10-22.3f as follows:
16  (105 ILCS 5/10-22.3f)
17  Sec. 10-22.3f. Required health benefits. Insurance
18  protection and benefits for employees shall provide the
19  post-mastectomy care benefits required to be covered by a
20  policy of accident and health insurance under Section 356t and
21  the coverage required under Sections 356g, 356g.5, 356g.5-1,
22  356m, 356q, 356u, 356u.10, 356w, 356x, 356z.3b, 356z.4,
23  356z.4a, 356z.6, 356z.8, 356z.9, 356z.11, 356z.12, 356z.13,
24  356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30,

 

 

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  SB2287 - 7 - LRB104 10420 BAB 20495 b
1  356z.32, 356z.33, 356z.36, 356z.40, 356z.41, 356z.45, 356z.46,
2  356z.47, 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59,
3  356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, and
4  356z.70, and 356z.71, 356z.74, and 356z.77 of the Illinois
5  Insurance Code. Insurance policies shall comply with Section
6  356z.19 of the Illinois Insurance Code. The coverage shall
7  comply with Sections 155.22a, 355b, and 370c of the Illinois
8  Insurance Code. The Department of Insurance shall enforce the
9  requirements of this Section.
10  Rulemaking authority to implement Public Act 95-1045, if
11  any, is conditioned on the rules being adopted in accordance
12  with all provisions of the Illinois Administrative Procedure
13  Act and all rules and procedures of the Joint Committee on
14  Administrative Rules; any purported rule not so adopted, for
15  whatever reason, is unauthorized.
16  (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22;
17  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff.
18  1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804,
19  eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23;
20  102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff.
21  1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 1-1-24; 103-420,
22  eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff. 8-11-23;
23  103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-718, eff.
24  7-19-24; 103-751, eff. 8-2-24; 103-914, eff. 1-1-25; 103-918,
25  eff. 1-1-25; 103-1024, eff. 1-1-25; revised 11-26-24.)

 

 

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SB2287- 8 -LRB104 10420 BAB 20495 b   SB2287 - 8 - LRB104 10420 BAB 20495 b
  SB2287 - 8 - LRB104 10420 BAB 20495 b
1  Section 22. The Illinois Insurance Code is amended by
2  adding Section 356z.3b as follows:
3  (215 ILCS 5/356z.3b new)
4  Sec. 356z.3b. Mental health access and continuity of care.
5  (a) As used in this Section:
6  "Health care provider" means a provider as defined in
7  subsection (d) of Section 370g of this Code. "Health care
8  provider" does not include a provider of air ambulance or
9  ground ambulance services.
10  "Health insurance issuer" has the meaning given to that
11  term in Section 5 of the Illinois Health Insurance Portability
12  and Accountability Act.
13  "Mental health services" means services provided by
14  licensed mental health professionals, including, but not
15  limited to, therapy, counseling, psychiatric evaluation, and
16  medication management.
17  "Nonparticipating provider" means, with respect to the
18  furnishing of an item or service under a policy of group or
19  individual health insurance coverage, any health care provider
20  who does not have a contractual relationship directly or
21  indirectly with a health insurance issuer in relation to the
22  coverage.
23  "Participating health care facility" means any health care
24  facility that has a contractual relationship directly or
25  indirectly with a health insurance issuer offering group or

 

 

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SB2287- 9 -LRB104 10420 BAB 20495 b   SB2287 - 9 - LRB104 10420 BAB 20495 b
  SB2287 - 9 - LRB104 10420 BAB 20495 b
1  individual health insurance coverage setting forth the terms
2  and conditions on which a relevant health care service is
3  provided to an insured, beneficiary, or enrollee under the
4  coverage.
5  "Participating provider" means any health care provider
6  that has a contractual relationship directly or indirectly
7  with a health insurance issuer offering group or individual
8  health insurance coverage setting forth the terms and
9  conditions on which a relevant health care service is provided
10  to an insured, beneficiary, or enrollee under the coverage.
11  (b) When a beneficiary, insured, or enrollee receives
12  mental health services from a nonparticipating provider or a
13  nonparticipating health care facility, the health insurance
14  issuer shall ensure that the beneficiary, insured, or enrollee
15  shall incur no greater out-of-pocket costs than the
16  beneficiary, insured, or enrollee would have incurred with a
17  participating provider or a participating health care
18  facility. Any cost-sharing requirements shall be applied as
19  though the mental health services had been received from a
20  participating provider or a participating health care
21  facility. If the cost sharing for the same item or service
22  furnished by a participating provider would have been a
23  flat-dollar copayment, that amount shall be the cost-sharing
24  amount unless the provider has billed a lesser total amount.
25  Administrative requirements or limitations shall be no greater
26  than those applicable to emergency services received from a

 

 

  SB2287 - 9 - LRB104 10420 BAB 20495 b


SB2287- 10 -LRB104 10420 BAB 20495 b   SB2287 - 10 - LRB104 10420 BAB 20495 b
  SB2287 - 10 - LRB104 10420 BAB 20495 b
1  participating provider or a participating health care
2  facility.
3  (c) A beneficiary, insured, or enrollee receiving ongoing
4  mental health services from a nonparticipating provider shall
5  be permitted to continue treatment with the nonparticipating
6  provider for up to one year after the start of services or one
7  year after the effective date of this amendatory Act of the
8  104th General Assembly, whichever is later, as if the mental
9  health services were provided by a participating provider.
10  Section 25. The Health Maintenance Organization Act is
11  amended by changing Section 5-3 as follows:
12  (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2)
13  (Text of Section before amendment by P.A. 103-808)
14  Sec. 5-3. Insurance Code provisions.
15  (a) Health Maintenance Organizations shall be subject to
16  the provisions of Sections 133, 134, 136, 137, 139, 140,
17  141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151,
18  152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a,
19  155.49, 352c, 355.2, 355.3, 355.6, 355b, 355c, 356f, 356g.5-1,
20  356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2, 356z.3a,
21  356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8, 356z.9,
22  356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17,
23  356z.18, 356z.19, 356z.20, 356z.21, 356z.22, 356z.23, 356z.24,
24  356z.25, 356z.26, 356z.28, 356z.29, 356z.30, 356z.31, 356z.32,

 

 

  SB2287 - 10 - LRB104 10420 BAB 20495 b


SB2287- 11 -LRB104 10420 BAB 20495 b   SB2287 - 11 - LRB104 10420 BAB 20495 b
  SB2287 - 11 - LRB104 10420 BAB 20495 b
1  356z.33, 356z.34, 356z.35, 356z.36, 356z.37, 356z.38, 356z.39,
2  356z.40, 356z.40a, 356z.41, 356z.44, 356z.45, 356z.46,
3  356z.47, 356z.48, 356z.49, 356z.50, 356z.51, 356z.53, 356z.54,
4  356z.55, 356z.56, 356z.57, 356z.58, 356z.59, 356z.60, 356z.61,
5  356z.62, 356z.63, 356z.64, 356z.65, 356z.66, 356z.67, 356z.68,
6  356z.69, 356z.70, 356z.71, 356z.72, 356z.73, 356z.74, 356z.75,
7  356z.77, 364, 364.01, 364.3, 367.2, 367.2-5, 367i, 368a, 368b,
8  368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402, 403, 403A,
9  408, 408.2, 409, 412, 444, and 444.1, paragraph (c) of
10  subsection (2) of Section 367, and Articles IIA, VIII 1/2,
11  XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the
12  Illinois Insurance Code.
13  (b) For purposes of the Illinois Insurance Code, except
14  for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
15  Health Maintenance Organizations in the following categories
16  are deemed to be "domestic companies":
17  (1) a corporation authorized under the Dental Service
18  Plan Act or the Voluntary Health Services Plans Act;
19  (2) a corporation organized under the laws of this
20  State; or
21  (3) a corporation organized under the laws of another
22  state, 30% or more of the enrollees of which are residents
23  of this State, except a corporation subject to
24  substantially the same requirements in its state of
25  organization as is a "domestic company" under Article VIII
26  1/2 of the Illinois Insurance Code.

 

 

  SB2287 - 11 - LRB104 10420 BAB 20495 b


SB2287- 12 -LRB104 10420 BAB 20495 b   SB2287 - 12 - LRB104 10420 BAB 20495 b
  SB2287 - 12 - LRB104 10420 BAB 20495 b
1  (c) In considering the merger, consolidation, or other
2  acquisition of control of a Health Maintenance Organization
3  pursuant to Article VIII 1/2 of the Illinois Insurance Code,
4  (1) the Director shall give primary consideration to
5  the continuation of benefits to enrollees and the
6  financial conditions of the acquired Health Maintenance
7  Organization after the merger, consolidation, or other
8  acquisition of control takes effect;
9  (2)(i) the criteria specified in subsection (1)(b) of
10  Section 131.8 of the Illinois Insurance Code shall not
11  apply and (ii) the Director, in making his determination
12  with respect to the merger, consolidation, or other
13  acquisition of control, need not take into account the
14  effect on competition of the merger, consolidation, or
15  other acquisition of control;
16  (3) the Director shall have the power to require the
17  following information:
18  (A) certification by an independent actuary of the
19  adequacy of the reserves of the Health Maintenance
20  Organization sought to be acquired;
21  (B) pro forma financial statements reflecting the
22  combined balance sheets of the acquiring company and
23  the Health Maintenance Organization sought to be
24  acquired as of the end of the preceding year and as of
25  a date 90 days prior to the acquisition, as well as pro
26  forma financial statements reflecting projected

 

 

  SB2287 - 12 - LRB104 10420 BAB 20495 b


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  SB2287 - 13 - LRB104 10420 BAB 20495 b
1  combined operation for a period of 2 years;
2  (C) a pro forma business plan detailing an
3  acquiring party's plans with respect to the operation
4  of the Health Maintenance Organization sought to be
5  acquired for a period of not less than 3 years; and
6  (D) such other information as the Director shall
7  require.
8  (d) The provisions of Article VIII 1/2 of the Illinois
9  Insurance Code and this Section 5-3 shall apply to the sale by
10  any health maintenance organization of greater than 10% of its
11  enrollee population (including, without limitation, the health
12  maintenance organization's right, title, and interest in and
13  to its health care certificates).
14  (e) In considering any management contract or service
15  agreement subject to Section 141.1 of the Illinois Insurance
16  Code, the Director (i) shall, in addition to the criteria
17  specified in Section 141.2 of the Illinois Insurance Code,
18  take into account the effect of the management contract or
19  service agreement on the continuation of benefits to enrollees
20  and the financial condition of the health maintenance
21  organization to be managed or serviced, and (ii) need not take
22  into account the effect of the management contract or service
23  agreement on competition.
24  (f) Except for small employer groups as defined in the
25  Small Employer Rating, Renewability and Portability Health
26  Insurance Act and except for medicare supplement policies as

 

 

  SB2287 - 13 - LRB104 10420 BAB 20495 b


SB2287- 14 -LRB104 10420 BAB 20495 b   SB2287 - 14 - LRB104 10420 BAB 20495 b
  SB2287 - 14 - LRB104 10420 BAB 20495 b
1  defined in Section 363 of the Illinois Insurance Code, a
2  Health Maintenance Organization may by contract agree with a
3  group or other enrollment unit to effect refunds or charge
4  additional premiums under the following terms and conditions:
5  (i) the amount of, and other terms and conditions with
6  respect to, the refund or additional premium are set forth
7  in the group or enrollment unit contract agreed in advance
8  of the period for which a refund is to be paid or
9  additional premium is to be charged (which period shall
10  not be less than one year); and
11  (ii) the amount of the refund or additional premium
12  shall not exceed 20% of the Health Maintenance
13  Organization's profitable or unprofitable experience with
14  respect to the group or other enrollment unit for the
15  period (and, for purposes of a refund or additional
16  premium, the profitable or unprofitable experience shall
17  be calculated taking into account a pro rata share of the
18  Health Maintenance Organization's administrative and
19  marketing expenses, but shall not include any refund to be
20  made or additional premium to be paid pursuant to this
21  subsection (f)). The Health Maintenance Organization and
22  the group or enrollment unit may agree that the profitable
23  or unprofitable experience may be calculated taking into
24  account the refund period and the immediately preceding 2
25  plan years.
26  The Health Maintenance Organization shall include a

 

 

  SB2287 - 14 - LRB104 10420 BAB 20495 b


SB2287- 15 -LRB104 10420 BAB 20495 b   SB2287 - 15 - LRB104 10420 BAB 20495 b
  SB2287 - 15 - LRB104 10420 BAB 20495 b
1  statement in the evidence of coverage issued to each enrollee
2  describing the possibility of a refund or additional premium,
3  and upon request of any group or enrollment unit, provide to
4  the group or enrollment unit a description of the method used
5  to calculate (1) the Health Maintenance Organization's
6  profitable experience with respect to the group or enrollment
7  unit and the resulting refund to the group or enrollment unit
8  or (2) the Health Maintenance Organization's unprofitable
9  experience with respect to the group or enrollment unit and
10  the resulting additional premium to be paid by the group or
11  enrollment unit.
12  In no event shall the Illinois Health Maintenance
13  Organization Guaranty Association be liable to pay any
14  contractual obligation of an insolvent organization to pay any
15  refund authorized under this Section.
16  (g) Rulemaking authority to implement Public Act 95-1045,
17  if any, is conditioned on the rules being adopted in
18  accordance with all provisions of the Illinois Administrative
19  Procedure Act and all rules and procedures of the Joint
20  Committee on Administrative Rules; any purported rule not so
21  adopted, for whatever reason, is unauthorized.
22  (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21;
23  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
24  1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665,
25  eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
26  102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff.

 

 

  SB2287 - 15 - LRB104 10420 BAB 20495 b


SB2287- 16 -LRB104 10420 BAB 20495 b   SB2287 - 16 - LRB104 10420 BAB 20495 b
  SB2287 - 16 - LRB104 10420 BAB 20495 b
1  1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093,
2  eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24;
3  103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff.
4  6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445,
5  eff. 1-1-24; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24;
6  103-618, eff. 1-1-25; 103-649, eff. 1-1-25; 103-656, eff.
7  1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24; 103-751,
8  eff. 8-2-24; 103-753, eff. 8-2-24; 103-758, eff. 1-1-25;
9  103-777, eff. 8-2-24; 103-914, eff. 1-1-25; 103-918, eff.
10  1-1-25; 103-1024, eff. 1-1-25; revised 9-26-24.)
11  (Text of Section after amendment by P.A. 103-808)
12  Sec. 5-3. Insurance Code provisions.
13  (a) Health Maintenance Organizations shall be subject to
14  the provisions of Sections 133, 134, 136, 137, 139, 140,
15  141.1, 141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151,
16  152, 153, 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a,
17  155.49, 352c, 355.2, 355.3, 355.6, 355b, 355c, 356f, 356g,
18  356g.5-1, 356m, 356q, 356u.10, 356v, 356w, 356x, 356z.2,
19  356z.3a, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8,
20  356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
21  356z.17, 356z.18, 356z.19, 356z.20, 356z.21, 356z.22, 356z.23,
22  356z.24, 356z.25, 356z.26, 356z.28, 356z.29, 356z.30, 356z.31,
23  356z.32, 356z.33, 356z.34, 356z.35, 356z.36, 356z.37, 356z.38,
24  356z.39, 356z.40, 356z.40a, 356z.41, 356z.44, 356z.45,
25  356z.46, 356z.47, 356z.48, 356z.49, 356z.50, 356z.51, 356z.53,

 

 

  SB2287 - 16 - LRB104 10420 BAB 20495 b


SB2287- 17 -LRB104 10420 BAB 20495 b   SB2287 - 17 - LRB104 10420 BAB 20495 b
  SB2287 - 17 - LRB104 10420 BAB 20495 b
1  356z.54, 356z.55, 356z.56, 356z.57, 356z.58, 356z.59, 356z.60,
2  356z.61, 356z.62, 356z.63, 356z.64, 356z.65, 356z.66, 356z.67,
3  356z.68, 356z.69, 356z.70, 356z.71, 356z.72, 356z.73, 356z.74,
4  356z.75, 356z.77, 364, 364.01, 364.3, 367.2, 367.2-5, 367i,
5  368a, 368b, 368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402,
6  403, 403A, 408, 408.2, 409, 412, 444, and 444.1, paragraph (c)
7  of subsection (2) of Section 367, and Articles IIA, VIII 1/2,
8  XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the
9  Illinois Insurance Code.
10  (b) For purposes of the Illinois Insurance Code, except
11  for Sections 444 and 444.1 and Articles XIII and XIII 1/2,
12  Health Maintenance Organizations in the following categories
13  are deemed to be "domestic companies":
14  (1) a corporation authorized under the Dental Service
15  Plan Act or the Voluntary Health Services Plans Act;
16  (2) a corporation organized under the laws of this
17  State; or
18  (3) a corporation organized under the laws of another
19  state, 30% or more of the enrollees of which are residents
20  of this State, except a corporation subject to
21  substantially the same requirements in its state of
22  organization as is a "domestic company" under Article VIII
23  1/2 of the Illinois Insurance Code.
24  (c) In considering the merger, consolidation, or other
25  acquisition of control of a Health Maintenance Organization
26  pursuant to Article VIII 1/2 of the Illinois Insurance Code,

 

 

  SB2287 - 17 - LRB104 10420 BAB 20495 b


SB2287- 18 -LRB104 10420 BAB 20495 b   SB2287 - 18 - LRB104 10420 BAB 20495 b
  SB2287 - 18 - LRB104 10420 BAB 20495 b
1  (1) the Director shall give primary consideration to
2  the continuation of benefits to enrollees and the
3  financial conditions of the acquired Health Maintenance
4  Organization after the merger, consolidation, or other
5  acquisition of control takes effect;
6  (2)(i) the criteria specified in subsection (1)(b) of
7  Section 131.8 of the Illinois Insurance Code shall not
8  apply and (ii) the Director, in making his determination
9  with respect to the merger, consolidation, or other
10  acquisition of control, need not take into account the
11  effect on competition of the merger, consolidation, or
12  other acquisition of control;
13  (3) the Director shall have the power to require the
14  following information:
15  (A) certification by an independent actuary of the
16  adequacy of the reserves of the Health Maintenance
17  Organization sought to be acquired;
18  (B) pro forma financial statements reflecting the
19  combined balance sheets of the acquiring company and
20  the Health Maintenance Organization sought to be
21  acquired as of the end of the preceding year and as of
22  a date 90 days prior to the acquisition, as well as pro
23  forma financial statements reflecting projected
24  combined operation for a period of 2 years;
25  (C) a pro forma business plan detailing an
26  acquiring party's plans with respect to the operation

 

 

  SB2287 - 18 - LRB104 10420 BAB 20495 b


SB2287- 19 -LRB104 10420 BAB 20495 b   SB2287 - 19 - LRB104 10420 BAB 20495 b
  SB2287 - 19 - LRB104 10420 BAB 20495 b
1  of the Health Maintenance Organization sought to be
2  acquired for a period of not less than 3 years; and
3  (D) such other information as the Director shall
4  require.
5  (d) The provisions of Article VIII 1/2 of the Illinois
6  Insurance Code and this Section 5-3 shall apply to the sale by
7  any health maintenance organization of greater than 10% of its
8  enrollee population (including, without limitation, the health
9  maintenance organization's right, title, and interest in and
10  to its health care certificates).
11  (e) In considering any management contract or service
12  agreement subject to Section 141.1 of the Illinois Insurance
13  Code, the Director (i) shall, in addition to the criteria
14  specified in Section 141.2 of the Illinois Insurance Code,
15  take into account the effect of the management contract or
16  service agreement on the continuation of benefits to enrollees
17  and the financial condition of the health maintenance
18  organization to be managed or serviced, and (ii) need not take
19  into account the effect of the management contract or service
20  agreement on competition.
21  (f) Except for small employer groups as defined in the
22  Small Employer Rating, Renewability and Portability Health
23  Insurance Act and except for medicare supplement policies as
24  defined in Section 363 of the Illinois Insurance Code, a
25  Health Maintenance Organization may by contract agree with a
26  group or other enrollment unit to effect refunds or charge

 

 

  SB2287 - 19 - LRB104 10420 BAB 20495 b


SB2287- 20 -LRB104 10420 BAB 20495 b   SB2287 - 20 - LRB104 10420 BAB 20495 b
  SB2287 - 20 - LRB104 10420 BAB 20495 b
1  additional premiums under the following terms and conditions:
2  (i) the amount of, and other terms and conditions with
3  respect to, the refund or additional premium are set forth
4  in the group or enrollment unit contract agreed in advance
5  of the period for which a refund is to be paid or
6  additional premium is to be charged (which period shall
7  not be less than one year); and
8  (ii) the amount of the refund or additional premium
9  shall not exceed 20% of the Health Maintenance
10  Organization's profitable or unprofitable experience with
11  respect to the group or other enrollment unit for the
12  period (and, for purposes of a refund or additional
13  premium, the profitable or unprofitable experience shall
14  be calculated taking into account a pro rata share of the
15  Health Maintenance Organization's administrative and
16  marketing expenses, but shall not include any refund to be
17  made or additional premium to be paid pursuant to this
18  subsection (f)). The Health Maintenance Organization and
19  the group or enrollment unit may agree that the profitable
20  or unprofitable experience may be calculated taking into
21  account the refund period and the immediately preceding 2
22  plan years.
23  The Health Maintenance Organization shall include a
24  statement in the evidence of coverage issued to each enrollee
25  describing the possibility of a refund or additional premium,
26  and upon request of any group or enrollment unit, provide to

 

 

  SB2287 - 20 - LRB104 10420 BAB 20495 b


SB2287- 21 -LRB104 10420 BAB 20495 b   SB2287 - 21 - LRB104 10420 BAB 20495 b
  SB2287 - 21 - LRB104 10420 BAB 20495 b
1  the group or enrollment unit a description of the method used
2  to calculate (1) the Health Maintenance Organization's
3  profitable experience with respect to the group or enrollment
4  unit and the resulting refund to the group or enrollment unit
5  or (2) the Health Maintenance Organization's unprofitable
6  experience with respect to the group or enrollment unit and
7  the resulting additional premium to be paid by the group or
8  enrollment unit.
9  In no event shall the Illinois Health Maintenance
10  Organization Guaranty Association be liable to pay any
11  contractual obligation of an insolvent organization to pay any
12  refund authorized under this Section.
13  (g) Rulemaking authority to implement Public Act 95-1045,
14  if any, is conditioned on the rules being adopted in
15  accordance with all provisions of the Illinois Administrative
16  Procedure Act and all rules and procedures of the Joint
17  Committee on Administrative Rules; any purported rule not so
18  adopted, for whatever reason, is unauthorized.
19  (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21;
20  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff.
21  1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665,
22  eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22;
23  102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff.
24  1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093,
25  eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24;
26  103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff.

 

 

  SB2287 - 21 - LRB104 10420 BAB 20495 b


SB2287- 22 -LRB104 10420 BAB 20495 b   SB2287 - 22 - LRB104 10420 BAB 20495 b
  SB2287 - 22 - LRB104 10420 BAB 20495 b
1  6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445,
2  eff. 1-1-24; 103-551, eff. 8-11-23; 103-605, eff. 7-1-24;
3  103-618, eff. 1-1-25; 103-649, eff. 1-1-25; 103-656, eff.
4  1-1-25; 103-700, eff. 1-1-25; 103-718, eff. 7-19-24; 103-751,
5  eff. 8-2-24; 103-753, eff. 8-2-24; 103-758, eff. 1-1-25;
6  103-777, eff. 8-2-24; 103-808, eff. 1-1-26; 103-914, eff.
7  1-1-25; 103-918, eff. 1-1-25; 103-1024, eff. 1-1-25; revised
8  11-26-24.)
9  Section 30. The Limited Health Service Organization Act is
10  amended by changing Section 4003 as follows:
11  (215 ILCS 130/4003) (from Ch. 73, par. 1504-3)
12  Sec. 4003. Illinois Insurance Code provisions. Limited
13  health service organizations shall be subject to the
14  provisions of Sections 133, 134, 136, 137, 139, 140, 141.1,
15  141.2, 141.3, 143, 143.31, 143c, 147, 148, 149, 151, 152, 153,
16  154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 352c,
17  355.2, 355.3, 355b, 355d, 356m, 356q, 356v, 356z.3b, 356z.4,
18  356z.4a, 356z.10, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29,
19  356z.32, 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53,
20  356z.54, 356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68,
21  356z.71, 356z.73, 356z.74, 356z.75, 364.3, 368a, 401, 401.1,
22  402, 403, 403A, 408, 408.2, 409, 412, 444, and 444.1 and
23  Articles IIA, VIII 1/2, XII, XII 1/2, XIII, XIII 1/2, XXV, and
24  XXVI of the Illinois Insurance Code. Nothing in this Section

 

 

  SB2287 - 22 - LRB104 10420 BAB 20495 b


SB2287- 23 -LRB104 10420 BAB 20495 b   SB2287 - 23 - LRB104 10420 BAB 20495 b
  SB2287 - 23 - LRB104 10420 BAB 20495 b
1  shall require a limited health care plan to cover any service
2  that is not a limited health service. For purposes of the
3  Illinois Insurance Code, except for Sections 444 and 444.1 and
4  Articles XIII and XIII 1/2, limited health service
5  organizations in the following categories are deemed to be
6  domestic companies:
7  (1) a corporation under the laws of this State; or
8  (2) a corporation organized under the laws of another
9  state, 30% or more of the enrollees of which are residents
10  of this State, except a corporation subject to
11  substantially the same requirements in its state of
12  organization as is a domestic company under Article VIII
13  1/2 of the Illinois Insurance Code.
14  (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22;
15  102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-731, eff.
16  1-1-23; 102-775, eff. 5-13-22; 102-813, eff. 5-13-22; 102-816,
17  eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23;
18  102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff.
19  1-1-24; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445,
20  eff. 1-1-24; 103-605, eff. 7-1-24; 103-649, eff. 1-1-25;
21  103-656, eff. 1-1-25; 103-700, eff. 1-1-25; 103-718, eff.
22  7-19-24; 103-751, eff. 8-2-24; 103-758, eff. 1-1-25; 103-832,
23  eff. 1-1-25; 103-1024, eff. 1-1-25; revised 11-26-24.)
24  Section 35. The Voluntary Health Services Plans Act is
25  amended by changing Section 10 as follows:

 

 

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1  (215 ILCS 165/10) (from Ch. 32, par. 604)
2  Sec. 10. Application of Insurance Code provisions. Health
3  services plan corporations and all persons interested therein
4  or dealing therewith shall be subject to the provisions of
5  Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140,
6  143, 143.31, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3,
7  355b, 355d, 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t,
8  356u, 356u.10, 356v, 356w, 356x, 356y, 356z.1, 356z.2,
9  356z.3a, 356z.3b, 356z.4, 356z.4a, 356z.5, 356z.6, 356z.8,
10  356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15,
11  356z.18, 356z.19, 356z.21, 356z.22, 356z.25, 356z.26, 356z.29,
12  356z.30, 356z.32, 356z.32a, 356z.33, 356z.40, 356z.41,
13  356z.46, 356z.47, 356z.51, 356z.53, 356z.54, 356z.56, 356z.57,
14  356z.59, 356z.60, 356z.61, 356z.62, 356z.64, 356z.67, 356z.68,
15  356z.71, 356z.72, 356z.74, 356z.75, 356z.77, 364.01, 364.3,
16  367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, and 412,
17  and paragraphs (7) and (15) of Section 367 of the Illinois
18  Insurance Code.
19  Rulemaking authority to implement Public Act 95-1045, if
20  any, is conditioned on the rules being adopted in accordance
21  with all provisions of the Illinois Administrative Procedure
22  Act and all rules and procedures of the Joint Committee on
23  Administrative Rules; any purported rule not so adopted, for
24  whatever reason, is unauthorized.
25  (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22;

 

 

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1  102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff.
2  10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804,
3  eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23;
4  102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff.
5  1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91,
6  eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24;
7  103-551, eff. 8-11-23; 103-605, eff. 7-1-24; 103-656, eff.
8  1-1-25; 103-718, eff. 7-19-24; 103-751, eff. 8-2-24; 103-753,
9  eff. 8-2-24; 103-758, eff. 1-1-25; 103-832, eff. 1-1-25;
10  103-914, eff. 1-1-25; 103-918, eff. 1-1-25; 103-1024, eff.
11  1-1-25; revised 11-26-24.)
12  Section 40. The Illinois Public Aid Code is amended by
13  changing Section 5-16.8 as follows:
14  (305 ILCS 5/5-16.8)
15  Sec. 5-16.8. Required health benefits. The medical
16  assistance program shall (i) provide the post-mastectomy care
17  benefits required to be covered by a policy of accident and
18  health insurance under Section 356t and the coverage required
19  under Sections 356g.5, 356q, 356u, 356w, 356x, 356z.3b,
20  356z.6, 356z.26, 356z.29, 356z.32, 356z.33, 356z.34, 356z.35,
21  356z.46, 356z.47, 356z.51, 356z.53, 356z.59, 356z.60, 356z.61,
22  356z.64, and 356z.67, and 356z.71, and 356z.75 of the Illinois
23  Insurance Code, (ii) be subject to the provisions of Sections
24  356z.19, 356z.44, 356z.49, 364.01, 370c, and 370c.1 of the

 

 

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1  Illinois Insurance Code, and (iii) be subject to the
2  provisions of subsection (d-5) of Section 10 of the Network
3  Adequacy and Transparency Act.
4  The Department, by rule, shall adopt a model similar to
5  the requirements of Section 356z.39 of the Illinois Insurance
6  Code.
7  On and after July 1, 2012, the Department shall reduce any
8  rate of reimbursement for services or other payments or alter
9  any methodologies authorized by this Code to reduce any rate
10  of reimbursement for services or other payments in accordance
11  with Section 5-5e.
12  To ensure full access to the benefits set forth in this
13  Section, on and after January 1, 2016, the Department shall
14  ensure that provider and hospital reimbursement for
15  post-mastectomy care benefits required under this Section are
16  no lower than the Medicare reimbursement rate.
17  (Source: P.A. 102-30, eff. 1-1-22; 102-144, eff. 1-1-22;
18  102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-530, eff.
19  1-1-22; 102-642, eff. 1-1-22; 102-804, eff. 1-1-23; 102-813,
20  eff. 5-13-22; 102-816, eff. 1-1-23; 102-1093, eff. 1-1-23;
21  102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff.
22  1-1-24; 103-420, eff. 1-1-24; 103-605, eff. 7-1-24; 103-703,
23  eff. 1-1-25; 103-758, eff. 1-1-25; 103-1024, eff. 1-1-25;
24  revised 11-26-24.)
25  Section 95. No acceleration or delay. Where this Act makes

 

 

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1  changes in a statute that is represented by text that is not
2  yet or no longer in effect (for example, a Section represented
3  by multiple versions), the use of that text does not
4  accelerate or delay the taking effect of (i) the changes made
5  by this Act or (ii) provisions derived from any other Public
6  Act.

 

 

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