Indiana 2025 Regular Session

Indiana Senate Bill SB0490

Introduced
1/14/25  

Caption

Commercial motor vehicle defendant liability.

Impact

The enactment of SB0490 would significantly impact how damages are calculated and awarded in civil lawsuits involving commercial motor vehicles. By setting a ceiling on noneconomic damages, the bill seeks to reduce potential financial liabilities faced by defendants—owners, employers of drivers, and the drivers themselves—while potentially streamlining the judicial process. This cap could also lead to lower insurance premiums for commercial vehicle operators, as insurers may view reduced liability risks favorably.

Summary

SB0490 is a legislative proposal focused on establishing liability limits for noneconomic damages in civil actions involving commercial motor vehicles. Specifically, it proposes that plaintiffs may not recover more than $1,000,000 in noneconomic damages from a commercial motor vehicle defendant. This bill includes specific definitions for terms such as 'commercial motor vehicle' and 'commercial motor vehicle defendant', ensuring clarity in legal contexts pertaining to these cases. The bill is set to take effect on July 1, 2025, indicating a future implementation phase that allows stakeholders time to adapt to the new framework.

Contention

There are notable points of contention surrounding SB0490, particularly from consumer advocacy groups and injury lawyers who argue that capping noneconomic damages could limit the ability of injured plaintiffs to receive fair compensation for their suffering. These opponents contend that noneconomic damages reflect the true extent of pain and suffering, loss of enjoyment of life, and emotional distress, which may not always correlate with economic damages such as medical bills or lost wages. The debate centers around balancing the interests of affected individuals with the operational realities of commercial enterprises.

Companion Bills

No companion bills found.

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