1 | 1 | | Session of 2025 |
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2 | 2 | | HOUSE BILL No. 2247 |
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3 | 3 | | By Committee on Health and Human Services |
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4 | 4 | | Requested by Representative Reavis on behalf of the Kansas Dental Association |
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5 | 5 | | 2-4 |
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6 | 6 | | AN ACT concerning insurance; relating to contracts between an insurer |
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7 | 7 | | and a dental healthcare provider; requiring reviews, audits or |
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8 | 8 | | investigations be completed within six months; prohibiting denial for |
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9 | 9 | | claims submitted by dentists for procedures included in a prior |
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10 | 10 | | authorization; amending K.S.A. 40-2,185 and repealing the existing |
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11 | 11 | | section. |
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12 | 12 | | Be it enacted by the Legislature of the State of Kansas: |
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13 | 13 | | New Section 1. (a) Except as otherwise provided, any review, audit or |
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14 | 14 | | investigation by a nonprofit dental service corporation concerning |
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15 | 15 | | healthcare provider claims that result in the recoupment or setoff of funds |
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16 | 16 | | previously paid to the healthcare provider shall be completed not more |
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17 | 17 | | than six months after the completed claims were initially paid. |
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18 | 18 | | (b) This section shall not restrict any review, audit or investigation |
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19 | 19 | | concerning the following: |
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20 | 20 | | (1) Fraudulently submitted claims; |
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21 | 21 | | (2) claims that the healthcare provider knew, or should have known, |
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22 | 22 | | to be a pattern of inappropriate billing according to the standards of the |
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23 | 23 | | respective dental or medical specialty; |
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24 | 24 | | (3) claims that are related to the coordination of benefits; or |
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25 | 25 | | (4) claims that are subjected to any federal law or regulation that |
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26 | 26 | | permits claims review beyond the specified period in subsection (a). |
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27 | 27 | | New Sec. 2. (a) As used in this section: |
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28 | 28 | | (1) "Prior authorization" means any written communication by a |
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29 | 29 | | dental benefit plan or utilization review entity indicating that a specific |
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30 | 30 | | procedure is covered under the patient's dental plan and is reimbursable at |
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31 | 31 | | a specific amount, subject to the applicable coinsurance and deductibles, |
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32 | 32 | | and is issued in response to a request submitted by a dentist using a format |
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33 | 33 | | prescribed by the health insurer. |
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34 | 34 | | (2) "Utilization review entity" means an individual or entity that |
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35 | 35 | | performs prior authorization for: |
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36 | 36 | | (A) An employer with employees in Kansas who are covered under a |
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37 | 37 | | health benefit plan or health insurance policy; |
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38 | 38 | | (B) an insurer that writes health insurance policies; |
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39 | 39 | | (C) a preferred provider organization or health maintenance |
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75 | 75 | | organization; or |
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76 | 76 | | (D) any other individual or entity that provides, offers to provide or |
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77 | 77 | | administers hospital, outpatient, medical, prescription drug or other health |
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78 | 78 | | benefits to a person treated by a healthcare professional in Kansas under a |
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79 | 79 | | policy, plan or contract. |
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80 | 80 | | (b) A dental benefit plan or utilization review entity shall not deny a |
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81 | 81 | | claim submitted by a dentist for procedures specifically included in a prior |
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82 | 82 | | authorization, unless for each procedure denied: |
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83 | 83 | | (1) Benefit limitations, including annual maximums and frequency |
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84 | 84 | | limitations, that were not applicable at the time of the prior authorization |
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85 | 85 | | are reached due to utilization subsequent to the issuance of the prior |
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86 | 86 | | authorization; |
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87 | 87 | | (2) the documentation for the claim provided by the person |
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88 | 88 | | submitting the claim clearly fails to support the claim as originally |
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89 | 89 | | authorized; |
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90 | 90 | | (3) new procedures are provided to the patient subsequent to the |
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91 | 91 | | issuance of the prior authorization or the patient's condition changes such |
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92 | 92 | | that the prior authorized procedure would no longer be considered |
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93 | 93 | | medically necessary based on the prevailing standard of care; or |
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94 | 94 | | (4) new procedures are provided to the patient subsequent to the |
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95 | 95 | | issuance of the prior authorization or the patient's condition changes such |
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96 | 96 | | that the prior authorized procedure would presently require disapproval. |
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97 | 97 | | Sec. 3. K.S.A. 40-2,185 is hereby amended to read as follows: 40- |
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98 | 98 | | 2,185. No contract issued or renewed after July 1, 2010, between a health |
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99 | 99 | | insurer and a dentist who is a participating provider with respect to such |
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100 | 100 | | health insurer's health benefit plan shall contain any provision which that |
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101 | 101 | | requires the dentist who provides to provide any service to an insured |
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102 | 102 | | under such health benefit plan at a fee set or prescribed by the health |
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103 | 103 | | insurer unless such service is a covered service. |
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104 | 104 | | (b) A contract between an insurer and a dentist shall not: |
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105 | 105 | | (1) Limit the fee that the dentist may charge for a service that is not a |
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106 | 106 | | covered service; or |
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107 | 107 | | (2) include a provision that both: |
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108 | 108 | | (A) Allows the insurer to disallow a service, resulting in denial of |
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109 | 109 | | payment to the dentist for a service that ordinarily would have been |
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110 | 110 | | covered; and |
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111 | 111 | | (B) prohibits the dentist from billing for and collecting the amount |
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112 | 112 | | owed from the patient for such service if there is a dental necessity for |
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113 | 113 | | such service. |
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114 | 114 | | (c) As used in this section, "dental necessity" means whether a |
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115 | 115 | | prudent dentist, acting in accordance with generally accepted practices of |
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116 | 116 | | the professional dental community and within the American dental |
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117 | 117 | | association's parameters of care for dentistry and the quality assurance |
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160 | 160 | | 43 HB 2247 3 |
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161 | 161 | | criteria of the American academy of pediatric dentistry, as applicable, |
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162 | 162 | | would provide the service or product to a patient to diagnose, prevent or |
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163 | 163 | | treat orofacial pain, infection, disease, dysfunction or disfiguration. |
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164 | 164 | | Sec. 4. K.S.A. 40-2,185 is hereby repealed. |
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165 | 165 | | Sec. 5. This act shall take effect and be in force from and after its |
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166 | 166 | | publication in the statute book. |
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