1 | 1 | | Session of 2025 |
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2 | 2 | | House Concurrent Resolution No. 5013 |
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3 | 3 | | By Representatives Sutton, Neighbor, Bryce, W. Carpenter, Francis, Hoheisel, |
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4 | 4 | | Howe, Hoye, Humphries, Long, Minnix, Resman, C. Smith, Wasinger and White |
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5 | 5 | | 3-12 |
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6 | 6 | | A CONCURRENT RESOLUTION urging Congress to give state |
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7 | 7 | | insurance regulators authority over Medicare Advantage plans. |
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8 | 8 | | WHEREAS, On July 30, 1965, President Lyndon B. Johnson signed |
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9 | 9 | | Medicare into law to be administered by the Federal Government; and |
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10 | 10 | | WHEREAS, The Kansas legislature in 1981 passed a statute requiring the |
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11 | 11 | | Kansas Insurance Commissioner to regulate and establish specific |
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12 | 12 | | standards for Medicare supplement policies delivered or issued for |
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13 | 13 | | delivery in the state of Kansas; and |
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14 | 14 | | WHEREAS, The Balanced Budget Act of 1997 created Medicare Part C, |
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15 | 15 | | known now as Medicare Advantage; and |
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16 | 16 | | WHEREAS, The Medicare Prescription Drug, Improvement, and |
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17 | 17 | | Modernization Act of 2003, also known as the Medicare |
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18 | 18 | | Modernization Act, created Medicare Part D but also limited the |
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19 | 19 | | authority of states to oversee Medicare Advantage plans; and |
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20 | 20 | | WHEREAS, Since the implementation of the Medicare Modernization |
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21 | 21 | | Act and because of the lack of state oversight, state departments of |
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22 | 22 | | insurance, state health insurance programs and consumer advocacy |
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23 | 23 | | organizations have reported patterns of overly aggressive, deceptive |
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24 | 24 | | and abusive marketing and sales practices in the Medicare private plan |
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25 | 25 | | marketplace; and |
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26 | 26 | | WHEREAS, There have been complaints made to the state insurance |
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27 | 27 | | departments, including Kansas, regarding misrepresentations in the |
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28 | 28 | | marketing and sales of Medicare Advantage plans, particularly Private |
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29 | 29 | | Fee-for-Service plans, including misrepresentations about provider |
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30 | 30 | | networks, provider acceptance of plans, reimbursements, benefits, |
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31 | 31 | | premiums and other features; and |
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32 | 32 | | WHEREAS, The sale of Medicare Advantage plans often involves |
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33 | 33 | | aggressive sales tactics that include the attempt to sell additional non- |
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34 | 34 | | Medicare related products to seniors and vulnerable adults; and |
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35 | 35 | | WHEREAS, The State of Kansas, along with the other 49 states, are |
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36 | 36 | | unable to assist consumers in such matters, because their hands are |
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37 | 37 | | tied due to the passage of the Medicare Modernization Act; and |
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38 | 38 | | WHEREAS, The Centers for Medicare and Medicaid Services, which are |
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39 | 39 | | charged with the regulation of Medicare Advantage plans, have failed |
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74 | 74 | | 35 HCR 5013 2 |
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75 | 75 | | in their duty to regulate the advertising of Medicare Advantage plans |
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76 | 76 | | and protect the most vulnerable Kansans: Now, therefore, |
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77 | 77 | | Be it resolved by the House of Representatives of the State of Kansas, the |
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78 | 78 | | Senate concurring therein: That we urge Congress to give state |
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79 | 79 | | insurance regulators authority over Medicare Advantage plans, |
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80 | 80 | | because state-based regulation is more efficient and effective at |
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81 | 81 | | protecting the citizens of Kansas; and |
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82 | 82 | | Be it further resolved: That we urge Congress to conclude that states are |
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83 | 83 | | better equipped to oversee Medicare plans and protect vulnerable |
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84 | 84 | | populations from abusive and fraudulent marketing and advertising of |
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85 | 85 | | Medicare Advantage plans, just as they oversee other health plans; and |
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86 | 86 | | Be it further resolved: That we urge Congress to pass legislation that |
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87 | 87 | | allows states to enforce their own marketing and consumer disclosure |
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88 | 88 | | laws and regulations on Medicare plans; and |
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89 | 89 | | Be it further resolved: That the Secretary of State shall send enrolled |
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90 | 90 | | copies of this resolution to the Speaker of the United States House of |
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91 | 91 | | Representatives, the President Pro Tempore of the United States |
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92 | 92 | | Senate and the Kansas Department of Insurance. |
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