HLS 10RS-1090 REENGROSSED
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CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Regular Session, 2010
HOUSE BILL NO. 706
BY REPRESENTATIVE ABRAMSON
INSURANCE/PROPERTY: Provides relative to application to the La. Citizens Property
Insurance Corporation for coverage
AN ACT1
To amend and reenact R.S. 22:2302(A), relative to the Louisiana Citizens Property2
Insurance Corporation; to require such corporation to provide certain information to3
applicants for coverage; and to provide for related matters.4
Be it enacted by the Legislature of Louisiana:5
Section 1. R.S. 22:2302(A) is hereby amended and reenacted to read as follows: 6
ยง2302. Eligibility; application7
A. Any person having an insurable interest in insurable property and who has8
been denied coverage by one or more insurers authorized to write property insurance9
in this state is entitled to apply to the corporation, directly or through a10
representative, for such coverage through the Coastal Plan or the FAIR Plan, and for11
an inspection of the property. Every such application shall be submitted on forms12
prescribed by the governing board of the corporation and on file with the13
commissioner of insurance which clearly states that the corporation is an insurer of14
last resort. Every application form shall require that the applicant disclose each15
insurance carrier or carriers who denied property insurance coverage to the applicant.16
Every application form shall:17
(1) Include a disclosure that the applicant may obtain a list of insurance18
producers and insurance companies that may be able to write his insurance coverage19
in the private insurance market.20 HLS 10RS-1090 REENGROSSED
HB NO. 706
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CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
(2) Include the website address to the Louisiana Department of Insurance1
where such a list may be obtained.2
* * *3
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
Abramson HB No. 706
Abstract: Requires that certain information be provided upon application forms for
coverage by the La. Citizens Property Insurance Corporation.
Proposed law provides that every application form for coverage by the La. Citizens Property
Insurance Corporation:
(1)Include a disclosure that the applicant may obtain a list of insurance producers and
insurance companies that may be able to write his insurance coverage in the private
insurance market.
(2)Include the website address to the La. Department of Insurance where such a list may
be obtained.
(Amends R.S. 22:2302(A))
Summary of Amendments Adopted by House
Committee Amendments Proposed by House Committee on Insurance to the original
bill.
1. Deleted requirement that La. Citizens send to an applicant or a renewing
policyholder a list of all property insurers who are writing in his parish. Instead
requires inclusion of a disclosure and the website address of the Dept. of
Insurance on every application form.
2. Deleted requirement that La. Citizens send the policyholder a form for his
signature offering him the option of being solicited by telephone, mail, or any
other means for coverage by any property insurer who is writing in his parish.
3. Deleted requirement that the Dept. of Insurance provide a current list of property
insurers other than the corporation who are writing in each parish to La. Citizens.