Clarifies time period in which applicant for motorcycle insurance must provide proof to insurer of appropriate license endorsement
Impact
The legislative change is expected to streamline the application process for motorcycle insurance, allowing more flexibility for applicants who may require additional time to obtain necessary endorsements. While this bill primarily impacts administrative protocols related to insurance operations, it can also enhance accessibility for motorcyclists seeking liability coverage, thereby potentially increasing compliance rates among riders. As a consequence, the provision is anticipated to support safer riding practices since more individuals may be adequately insured.
Summary
House Bill 148, introduced by Representative Pierre, amends the provisions pertaining to motorcycle liability insurance in Louisiana. The bill clarifies the timeframes within which applicants for motorcycle insurance must provide proof of their appropriate motorcycle license endorsements to insurers. Specifically, it extends the period during which this proof can be submitted from the standard timeframe to accommodate applicants needing more time. This adjustment aims to ensure that potential policyholders do not face undue burden in fulfilling regulatory requirements during their application process.
Sentiment
The sentiment around HB 148 appears to be generally positive among legislators, highlighted by the unanimous support it received during voting, where it passed with 36 yeas and 0 nays. This strong bipartisan backing reflects a shared recognition of the necessity for clear regulations that accommodate the needs of constituents. Stakeholders in the insurance industry may also support the changes as they could simplify underwriting processes, fostering goodwill between insurers and policyholders.
Contention
Given the nature of the bill, there seems to be minimal contention surrounding its provisions. The amendments primarily focus on procedural clarity and support for applicants rather than introducing significant restrictions or complications to insurance practices. As a result, no major opposition was recorded during the legislative process, indicating that the bill's adjustments are seen as beneficial moves towards fostering a more supportive regulatory environment for motorcyclists.
Insurance: insurers; insurance providers to panel a mental health provider within a certain time period of application process; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406z.
Insurance: insurers; insurance providers to panel a mental health provider within a certain time period of application process; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.