HLS 14RS-1944 ORIGINAL
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Regular Session, 2014
HOUSE BILL NO. 1092
BY REPRESENTATIVE TALBOT
INSURANCE/AUTOMOBILE: Provides for exclusion of certain vehicle occupants from
uninsured motorist coverage
AN ACT1
To enact R.S. 22:1295(1)(a)(v), relative to uninsured motorist coverage; to provide that an2
insurer may limit which occupants of a vehicle are covered by uninsured motorist3
coverage; and to provide for related matters.4
Be it enacted by the Legislature of Louisiana:5
Section 1. R.S. 22:1295(1)(a)(v) is hereby enacted to read as follows: 6
ยง1295. Uninsured motorist coverage7
The following provisions shall govern the issuance of uninsured motorist8
coverage in this state:9
(1)(a)10
* * *11
(v) Notwithstanding any contrary provision of this Section or R.S. 22:1282,12
the insurer may limit bodily injury uninsured motorist coverage to the following:13
(aa) The named insured.14
(bb) A nonexcluded permissive operator.15
(cc) Any person related to the named insured by blood, marriage, or adoption16
or who is a foster child of the named insured.17
* * *18 HLS 14RS-1944 ORIGINAL
HB NO. 1092
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
Talbot HB No. 1092
Abstract: Authorizes an insurer to limit which occupants of a motor vehicle are covered
by uninsured motorist coverage.
Present law provides that uninsured motorist coverage applies to all occupants of a motor
vehicle.
Proposed law allows insurers to limit uninsured motorist coverage to the named insured, a
permissive operator, and relatives of the named insured.
(Adds R.S. 22:1295(1)(a)(v))