ENROLLED
Page 1 of 2
Regular Session, 2014
HOUSE CONCURRENT RESOLUTI ON NO. 203
BY REPRESENTATIVES GREENE AND THIBAUT
A CONCURRENT RESOLUTI ON
To urge and request the Louisiana Department of Insurance to study the issue of the extent
of coverage of Louisiana residents enrolled in individual or employer-sponsored
health benefit plans, the proliferation of benefit plans containing high enrollee
cost-sharing provisions, and the effects of those plans on enrollees and providers
relative to the ability of enrollees to meet those obligations and the amounts that are
left as unpaid, as well as the process and timing involved with patients and providers
obtaining health benefit deductible accumulation and the timing of claims payment
and deductible accumulation within health benefit plans.
WHEREAS, many of the health benefit plans on the market today contain high-
deductible provisions relative to enrollee responsibility; and
WHEREAS, because of these provisions and potential lack of understanding these
complex policy provisions, enrollees are faced with rising costs and healthcare providers are
faced with rising amounts of uncollectible patient responsibility and growing administrative
costs as a result of trying to collect these amounts; and
WHEREAS, it is in the public interest for the Legislature of Louisiana to have a
greater understanding of the health insurance market today, its effects on consumers and
providers, and areas where administrative simplification opportunities may exist.
THEREFORE, BE IT RESOLVED that the Legislature of Louisiana does hereby
urge and request the Department of Insurance to conduct a study of the extent of coverage
of Louisiana residents enrolled in individual or employer-sponsored health benefit plans, the
proliferation of health benefit plans containing high enrollee cost-sharing provisions, and the
effects of those plans on enrollees and providers relative to the ability of enrollees to meet
those obligations and the amounts that are left unpaid. ENROLLEDHCR NO. 203
Page 2 of 2
BE IT FURTHER RESOLVED that the Legislature of Louisiana does hereby urge
and request the Department of Insurance to include in such study the process and timing
involved with patients and providers obtaining health benefit deductible accumulation and
the timing of claims payment and deductible accumulation within health benefit plans.
BE IT FURTHER RESOLVED that the Department of Insurance shall submit its
findings from the study in the form of a report to the House Committee on Insurance and the
Senate Committee on Insurance on or before January 15, 2015.
BE IT FURTHER RESOLVED that a copy of this Resolution be transmitted to the
commissioner of insurance, the Louisiana Association of Health Plans, the Louisiana
Hospital Association, and the Louisiana State Medical Society.
SPEAKER OF THE HOUSE OF REPRESENTATI VES
PRESIDENT OF THE SENATE