HLS 15RS-467 ENGROSSED
2015 Regular Session
HOUSE BILL NO. 160
BY REPRESENTATIVE HUVAL
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
INSURERS/AGENTS: Provides relative to insurance producers and certificates of
insurance
1 AN ACT
2To enact R.S. 22:890(Q), relative to the issuance of certificates of insurance by an insurance
3 producer; to provide for no cause of action against an insurance producer under
4 certain circumstances; and to provide for related matters.
5Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:890(Q) is hereby enacted to read as follows:
7 ยง890. Certificates of insurance
8 * * *
9 Q. There shall be no cause of action against an insurance producer for the
10 completion or issuance of any supplement to a certificate of insurance provided to
11 a person other than a policyholder or a lender in a lending transaction involving a
12 mortgage, lien, or other security interest in or on any real or personal property unless
13 the insurance producer willfully completes or is grossly negligent in completing the
14 certificate of insurance in a manner which misrepresents the underlying insurance
15 policy or otherwise violates this Section.
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions. HLS 15RS-467 ENGROSSED
HB NO. 160
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 160 Engrossed 2015 Regular Session Huval
Abstract: Provides that there shall be no cause of action against an insurance producer for
his issuing a certificate of insurance unless the producer willfully misrepresents the
underlying insurance policy in the certificate.
Present law provides for the issuance of certificates of insurance by insurers or insurance
producers.
Proposed law provides that there shall be no cause of action against an insurance producer
for completing or issuing any supplement to a certificate of insurance to a person other than
a policyholder or a lender involved in a mortgage, lien, or any real or personal property
security interest transaction, unless the insurance producer willfully competes or is grossly
negligent in completing the certificate in a manner which misrepresents the underlying
policy.
(Adds R.S. 22:890(Q))
Summary of Amendments Adopted by House
The Committee Amendments Proposed by House Committee on Insurance to the
original bill:
1. Restrict the no cause of action against a producer to the completion of any
supplement to a certificate of insurance provided to a person other than a
policyholder or a lender in a lending transaction involving a mortgage, lien, or
other security interest in real or personal property.
2. Allow a cause of action against a producer when the producer is grossly
negligent in completing a supplement to a certificate of insurance.
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.