HLS 20RS-748 ENGROSSED 2020 Regular Session HOUSE BILL NO. 283 BY REPRESENTATIVES CREWS, ADAMS, DUBUISSON, EDMONSTON, FREIBERG, HORTON, NEWELL, ROBERT OWEN, CHARLES OWEN, AND THOMAS INSURANCE/HEALTH: Provides relative to billing by noncontracted facility-based physicians 1 AN ACT 2To amend and reenact R.S. 22:1875 and to enact R.S. 22:1872(24), relative to billing by 3 noncontracted facility-based physicians; to define surprise billing; to prohibit 4 surprise billing; to provide for billing by noncontracted facility-based providers; to 5 provide for applicability; to provide for an effective date; and to provide for related 6 matters. 7Be it enacted by the Legislature of Louisiana: 8 Section 1. R.S. 22:1875 is hereby amended and reenacted and R.S. 22:1872(24) is 9hereby enacted to read as follows: 10 §1872. Definitions 11 As used in this Subpart: 12 * * * 13 (24) "Surprise billing" means any bill received by an enrollee or insured for 14 any services provided at a base healthcare facility that is contracted with the 15 enrollee's or insured's health insurance issuer but the facility-based physician 16 providing those services is not contracted with the health insurance issuer and seeks 17 to collect amounts in excess of the amounts authorized by R.S. 22:1875. 18 * * * Page 1 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 20RS-748 ENGROSSED HB NO. 283 1 §1875. Billing by noncontracted facility-based physicians providing services in a 2 base health care healthcare facility 3 A. If a facility-based physician who is a noncontracted health care healthcare 4 provider provides health care healthcare services in a base health care healthcare 5 facility to an enrollee or insured and files a claim with a health insurance issuer for 6 such the facility-based services, the health insurance issuer shall provide the facility- 7 based physician with an explanation of benefits as to any payment determination 8 thereof. Nothing contained in this Subpart shall supercede the provisions of R.S. 9 22:263(D). 10 B. For purposes of this Section, a facility-based physician at an in-network 11 facility shall do either of the following: 12 (1) Contract with the same insurers as the facility. 13 (2) Secure payment from the facility. 14 C. The facility-based physician shall be prohibited from surprise billing or 15 attempting to collect from or collecting from an enrollee or insured an amount in 16 excess of the amount paid by the health insurance issuer to contracted providers for 17 the same or similar services at that facility. 18 D. The facility-based physician shall not bill, attempt to collect from, or 19 collect from an enrollee or insured amounts other than those representing 20 coinsurance, copayments, deductibles, or other amounts identified by the health 21 insurance issuer on an explanation of benefits as an amount for which the enrollee 22 or insured is liable. 23 E. The provisions of this Section shall apply to all services provided by a 24 noncontracted, facility-based provider, regardless of whether the services were due 25 to an emergency. 26 Section 2. This Act shall become effective upon signature by the governor or, if not 27signed by the governor, upon expiration of the time for bills to become law without signature 28by the governor, as provided by Article III, Section 18 of the Constitution of Louisiana. If Page 2 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 20RS-748 ENGROSSED HB NO. 283 1vetoed by the governor and subsequently approved by the legislature, this Act shall become 2effective on the day following such approval. DIGEST The digest printed below was prepared by House Legislative Services. It constitutes no part of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)] HB 283 Engrossed 2020 Regular Session Crews Abstract: Prohibits surprise billing by noncontracted, facility-based physicians. Proposed law defines "surprise billing" as any bill received by an enrollee or insured for any services provided at a base healthcare facility that is contracted with the enrollee's or insured's health insurance issuer but the facility-based physician providing those services is not contracted with the health insurance issuer and seeks to collect amounts in excess of the amounts authorized by proposed law. Present law requires a health insurance issuer to provide a noncontracted, facility-based physician providing healthcare services in a base healthcare facility to an enrollee or insured, who files a claim with the health insurance issuer for the facility-based services, with an explanation of benefits as to any payment determination. Proposed law retains present law but makes technical changes. Present law provides that present law shall not supersede the provisions of present law authorizing a healthcare provider who does not contract with a health maintenance organization to pursue collection from the health maintenance organization for emergency services rendered if the healthcare provider has no direct knowledge or information that the patient is an enrollee of a health maintenance organization. Proposed law repeals present law. Proposed law prohibits a facility-based physician from surprise billing or attempting to collect from or collecting from an enrollee or insured an amount in excess of the amount paid by the issuer to contracted providers for the same or similar services at that facility. Proposed law prohibits the facility-based physician from billing or collecting from an enrollee or insured amounts other than those representing coinsurance, copayments, deductibles, or other amounts identified by the health insurance issuer on an explanation of benefits as an amount for which the enrollee or insured is liable. Proposed law applies to all services provided by a noncontracted, facility-based provider, regardless of whether the services were due to an emergency. Effective upon signature of governor or lapse of time for gubernatorial action. (Amends R.S. 22:1875; Adds R.S. 22:1872(24)) Page 3 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 20RS-748 ENGROSSED HB NO. 283 Summary of Amendments Adopted by House The Committee Amendments Proposed by House Committee on Insurance to the original bill: 1. Require a facility-based physician at an in-network facility to either contract with the same insurers as the facility or secure payment from the facility. 2. Remove provisions relative to prohibiting a facility-based physician from being paid in excess of the median amount paid by the issuer to contracted providers in the parish for similar services. 3. Make technical changes. Page 4 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions.