SLS 20RS-206 ORIGINAL
2020 Regular Session
SENATE BILL NO. 195
BY SENATOR BERNARD
FIRE/CASUALTY INSURANCE. Requires notice of reinstatement of a previously
canceled casualty insurance policy. (1/1/21)
1 AN ACT
2 To enact R.S. 22:887(J), relative to cancellation and reinstatement by an insurer; to require
3 notice of reinstatement to be issued to interested persons; to provide for an effective
4 date; and to provide for related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:887(J) is hereby enacted to read as follows:
7 ยง887. Cancellation by insurer; changes to homeowner's insurance policies
8 * * *
9 J. Any insurer that issues notice of cancellation on an insurance policy
10 that provides casualty coverage and later continues or reinstates that insurance
11 policy shall issue notice of reinstatement to every policyholder, insurance
12 producer, or other known person shown by the policy to have an interest in any
13 loss which may occur thereunder and who received the notice of cancellation.
14 Section 2. This Act shall become effective on January 1, 2021.
Page 1 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions. SB NO. 195
SLS 20RS-206 ORIGINAL
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by LG Sullivan.
DIGEST
SB 195 Original 2020 Regular Session Bernard
Present law requires any insurer to give notice when a policy is canceled. Requires that
notice be given to the insured and to any known person shown by the policy to have an
interest in any loss that may occur.
Proposed law retains present law and, if an insurer gives notice of cancellation of a casualty
policy and later continues or reinstates the policy, requires the insurer to give notice of
reinstatement to any known person shown by the policy to have an interest in any loss that
may occur who received the notice of cancellation.
Effective January 1, 2021.
(Adds R.S. 22:887(J))
Page 2 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.