The original instrument and the following digest, which constitutes no part of the legislative instrument, were prepared by LG Sullivan. DIGEST SB 219 Original 2020 Regular Session Barrow Present law requires that insurance rates not be inadequate or unfairly discriminatory in a competitive market. Requires that rates not be excessive, inadequate, or unfairly discriminatory in a noncompetitive market. Authorizes classification of risks using any criteria but prohibits risk classifications on the basis of race, color, creed, or national origin. Proposed law retains these provisions but further prohibits risk classifications made on the basis of gender of an insured. Effective August 1, 2020. (Amends R.S. 22:1454(A))