SLS 20RS-499 ORIGINAL
2020 Regular Session
SENATE BILL NO. 219
BY SENATOR BARROW
INSURANCE RATES. Prohibits insurance rate determinations based on gender. (8/1/20)
1 AN ACT
2 To amend and reenact R.S. 22:1454(A), relative to rating standards and methods; to prohibit
3 rate classifications based upon the gender of an insured; and to provide for related
4 matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:1454(A) is hereby amended and reenacted to read as follows:
7 ยง1454. Rating standards and methods
8 A. Rates shall not be inadequate or unfairly discriminatory in a competitive
9 market. Rates shall not be excessive, inadequate, or unfairly discriminatory in a
10 noncompetitive market. Risks may be classified using any criteria except that no risk
11 shall be classified on the basis of race, color, creed, gender, or national origin.
12 * * *
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by LG Sullivan.
DIGEST
SB 219 Original 2020 Regular Session Barrow
Present law requires that insurance rates not be inadequate or unfairly discriminatory in a
competitive market. Requires that rates not be excessive, inadequate, or unfairly
Page 1 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions. SB NO. 219
SLS 20RS-499 ORIGINAL
discriminatory in a noncompetitive market. Authorizes classification of risks using any
criteria but prohibits risk classifications on the basis of race, color, creed, or national origin.
Proposed law retains these provisions but further prohibits risk classifications made on the
basis of gender of an insured.
Effective August 1, 2020.
(Amends R.S. 22:1454(A))
Page 2 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.