Louisiana House Bill HB15

Louisiana 2021 Regular Session

• Introduced: 2/18/21
• Refer: 2/18/21
• Refer: 4/12/21
• Report Pass: 5/5/21
• Engrossed: 5/12/21
• Refer: 5/13/21
• Report Pass: 5/25/21
• Enrolled: 6/3/21
• Chaptered: 6/14/21
• Passed: 6/14/21

Caption

Provides for the crime of staging of a motor vehicle collision (EN INCREASE GF EX See Note)

Impact

This legislation amends state criminal laws by creating specific offenses and penalties related to motor vehicle collisions that are intentionally staged. Under the new law, those found guilty of staging a collision face up to five years of imprisonment, substantial fines, or both, depending on the severity of the crime. Additionally, if the staged collision results in death or serious bodily injury, offenders could be sentenced to a prison term ranging from five to thirty years. This addition strengthens Louisiana's criminal code and provides law enforcement with new tools to combat fraud in the realm of motor vehicle accidents.

Summary

House Bill 15, enacted during the 2021 Regular Session, introduces the crimes of staging a motor vehicle collision and aggravated staging of a motor vehicle collision. The bill aims to address fraudulent activities related to motor vehicle accidents by providing clear definitions and penalties for those involved in such schemes. Staging an accident, whether to claim insurance or obtain other forms of value, is now a prosecutable offense under Louisiana law, with significant penalties attached to the offense. The bill reinforces the state's stance against insurance fraud and aims to protect consumers from deceptive practices in the insurance industry.

Sentiment

The sentiment around HB 15 has been largely positive among lawmakers and stakeholders who view it as a necessary step to combat insurance fraud, which has significant financial implications for both insurers and consumers. Supporters highlight the importance of protecting consumers against dishonest practices while also clarifying legal repercussions for fraudulent behavior. However, some critics raised concerns regarding potential overreach and the administrative burden that could arise from prosecuting such cases, although these concerns have not significantly hindered the passage of the bill.

Contention

While the bill received unanimous support during voting, it is important to note that discussions may still linger regarding the application of the law and potential challenges law enforcement may face in proving intent behind a staged collision. There may also be fears regarding how rigid enforcement could unintentionally impact innocent parties involved in genuine accidents. Nevertheless, the enactment of HB 15 represents a proactive approach to tackling specific forms of fraud and enhancing the accountability of individuals engaging in deceptive practices surrounding motor vehicle collisions.