Louisiana 2023 Regular Session

Louisiana Senate Bill SB190

Introduced
3/31/23  
Refer
3/31/23  
Refer
3/31/23  
Refer
4/10/23  
Refer
4/10/23  
Report Pass
4/26/23  
Report Pass
4/26/23  
Engrossed
5/2/23  
Engrossed
5/2/23  
Refer
5/3/23  
Refer
5/3/23  
Report Pass
5/16/23  
Report Pass
5/16/23  
Enrolled
5/31/23  
Chaptered
6/6/23  

Caption

Provides relative to certain payments for home improvement contracting services. (8/1/23)

Impact

The introduction of SB 190 is expected to enhance consumer protections in the state by requiring informed consent and approval from the insured before any payments are made to contractors. This ensures that homeowners remain informed and retain control over their insurance claims and the associated payments. By structuring these regulations, the bill seeks to prevent potential exploitation of homeowners who may be unfamiliar with the intricacies of property insurance claims and the contracting process.

Summary

Senate Bill 190, introduced by Senator Smith, aims to amend existing regulations concerning home improvement contracting in Louisiana. The bill specifically targets the practices surrounding contractors accepting assignments of rights, benefits, proceeds, or causes of action related to property insurance claims. It prohibits contractors from accepting such assignments prior to completing the work described in the home improvement contract and before the property insurer has conducted its initial examination of the damage. This is intended to protect consumers by ensuring that contractors cannot secure payment from insurance before the work and assessment have been completed.

Sentiment

The sentiment surrounding SB 190 appears to be largely positive among those advocating for consumer protection within the home improvement sector. Proponents argue that the bill strengthens accountability and transparency, benefiting homeowners and fostering a more ethical business environment. Given that the bill passed unanimously in the House, it reflects a broad consensus among legislators regarding the need for stronger regulations in this area.

Contention

Despite the general support for SB 190, there may be concerns regarding the implications for contractors who rely on the ability to manage insurance claims as part of their business model. Some industry representatives may argue that this could introduce challenges in managing project cash flow and potentially delay repairs for homeowners. Discussing the balance between consumer protection and ensuring a viable operating environment for contractors may be essential during the committee reviews and future discussions.

Companion Bills

No companion bills found.

Previously Filed As

LA SB171

Provides relative to reports required of boards or commissions authorized to issue a license, permit, or certificate. (6/30/19)

LA SB182

Provides relative to public bid forms and specifications. (8/1/21) (EN SEE FISC NOTE GF EX See Note)

LA SB38

Provides relative to the terms of the members of the Louisiana Behavior Analyst Board. (8/1/21)

Similar Bills

No similar bills found.