The original instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Xavier I. Alexander.
DIGEST
SB 190 Original 2023 Regular Session Smith
Present law provides that a home improvement contractor is prohibited from accepting any
assignment of any rights, benefits, proceeds, or causes of action of an insured under a property
insurance policy prior to completing the work. Present law further provides that the assignment of
any right, benefits, proceeds, or causes of action shall be limited to the scope of work and fees
provided in the contract.
Proposed law retains present law and further provides that the insured shall approve of the payments
in writing that are made by the property insurer to the home improvement contractor pursuant to an
assignment of any rights, benefits, proceeds, or causes of action.
Effective August 1, 2023.
(Amends R.S. 37:2159.1(A)(7)(a))