HLS 24RS-120 ORIGINAL
2024 Regular Session
HOUSE BILL NO. 487
BY REPRESENTATIVE NEWELL
CREDIT/CARDS: Provides relative to surcharges for credit and debit card use
1 AN ACT
2To enact R.S. 9:3518.5, relative to credit and debit card surcharge fees; to prohibit certain
3 excess fees; to provide for liability; and to provide for related matters.
4Be it enacted by the Legislature of Louisiana:
5 Section 1. R.S. 9:3518.5 is hereby enacted to read as follows:
6 ยง3518.5. Credit card surcharge fee; prohibiting certain excess fees; liability
7 A. Any retail business that adds a surcharge onto a purchase when a
8 consumer uses a credit or debit card shall not charge a surcharge amount that is
9 greater than the amount the business pays to process the transaction.
10 B. A retail business that violates the provisions of this Section shall be liable
11 to the cardholder for any damages or expenses, or both, which the cardholder incurs.
12 C. As used in this Section:
13 (1) "Cardholder" has the meaning ascribed to it in R.S. 9:3518.3.
14 (2) "Surcharge" means any additional amount of money imposed at the time
15 of the transaction by a retail business which increases the charge to the consumer for
16 the privilege of using a credit or debit card.
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions. HLS 24RS-120 ORIGINAL
HB NO. 487
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 487 Original 2024 Regular Session Newell
Abstract: Prohibits a business from charging a debit or credit cardholder certain excess
card usage fees.
Proposed law provides that a retail business shall not charge a surcharge or credit card
processing amount greater than the amount the business pays to process the transaction.
Proposed law provides that a retail business in violation of proposed law shall be liable to
the credit or debit cardholder.
Proposed law defines "cardholder" and "surcharge".
(Adds R.S. 9:3518.5)
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.