HLS 25RS-53 ORIGINAL 2025 Regular Session HOUSE BILL NO. 231 BY REPRESENTATIVE CHASSION Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana. LAW ENFORCE/OFFICERS: Extends health insurance coverage for the families of law enforcement officers and firemen killed in the line of duty 1 AN ACT 2To amend and reenact R.S. 40:1665.2(G)(1) and (2)(b) and to enact R.S. 40:1665(D), 3 relative to financial security for survivors of law enforcement officers and firemen 4 killed in the line of duty; to provide relative to health insurance coverage for the 5 surviving spouse and child of a law enforcement officer or fireman killed in the line 6 of duty for a certain time period; to provide for retroactivity; and to provide for 7 related matters. 8Be it enacted by the Legislature of Louisiana: 9 Section 1. R.S. 40:1665.2(G)(1) and (2)(b) are hereby amended and reenacted and 10R.S. 40:1665(D) is hereby enacted to read as follows: 11 §1665. Financial security for surviving spouses and children of firemen in certain 12 cases 13 * * * 14 D.(1) The employer of a fireman who suffers death as a result of any injury 15 arising out of and in the course of the performance of his official duties as a fireman, 16 or arising out of any activity while on or off duty in his capacity as a fireman in the 17 protection of life or property shall provide and pay for health insurance coverage for 18 the fireman's surviving spouse for the remainder of the surviving spouse's life 19 following the death of the fireman. Page 1 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HB NO. 231 HLS 25RS-53 ORIGINAL 1 (2)(a) The employer of a fireman who suffers death as a result of any injury 2 arising out of and in the course of the performance of his official duties as a fireman, 3 or arising out of any activity while on or off duty in his capacity as a fireman in the 4 protection of life or property shall provide and pay for health insurance coverage for 5 the fireman's child, stepchild, or adopted child who is either: 6 (i) Under the age of eighteen. 7 (ii) Under the age of twenty-three and enrolled in and regularly attending a 8 secondary school or is a full-time student at an accredited college or university. 9 (iii) Physically or mentally disabled. 10 (b) The employer shall provide and pay for the health insurance provided 11 pursuant to this Paragraph following the death of the fireman until the child no 12 longer meets the qualifications provided in this Paragraph. 13 (3) If health insurance coverage is offered by the employer to active 14 members, the health insurance provided to a surviving spouse or child pursuant to 15 this Subsection shall be equal in coverage to that offered to active members. 16 (4)(a) The surviving spouse shall have the option to decline the health 17 insurance coverage provided in Paragraph (1) of this Subsection. 18 (b) The surviving parent or legal guardian of each child, stepchild, or 19 adopted child of the deceased fireman shall have the option to decline the health 20 insurance coverage provided in Paragraph (2) of this Subsection for the child. 21 * * * 22 §1665.2. Financial security for surviving spouses and children of law enforcement 23 officers in certain cases 24 * * * 25 G.(1) The employer of a law enforcement officer who suffers death as a 26 result of any injury arising out of and in the course of the performance of his official 27 duties as an officer, or arising out of any activity while on or off duty in his capacity 28 as a law enforcement officer in the protection of life or property shall provide and 29 pay for health insurance coverage for the law enforcement officer's surviving spouse Page 2 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HB NO. 231 HLS 25RS-53 ORIGINAL 1 for two years the remainder of the surviving spouse's life following the death of the 2 law enforcement officer. 3 (2) 4 * * * 5 (b) The employer shall provide and pay for the health insurance provided 6 pursuant to this Paragraph for two years following the death of the law enforcement 7 officer or until the child no longer meets the qualifications provided in this 8 Paragraph, whichever comes first. 9 * * * 10 Section 2. This Act shall be applied retroactively for the payment of health insurance 11benefits for the surviving spouses and children of all law enforcement officers and firemen 12who suffered death as a result of any injury arising out of and in the course of the 13performance of their official duties as an officer or fireman, or arising out of any activity 14while on or off duty in their capacity as a law enforcement officer or fireman in the 15protection of life or property. DIGEST The digest printed below was prepared by House Legislative Services. It constitutes no part of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)] HB 231 Original 2025 Regular Session Chassion Abstract: Extends health insurance coverage for the families of law enforcement officers and firemen killed in the line of duty. Present law requires the employer of an officer who is killed in the course of the performance of his official duties or arising out of any activity on or off duty in his capacity as a law enforcement officer, in the protection of life or property, to provide and pay for health insurance coverage for the law enforcement officer's surviving spouse for two years following the death of the law enforcement officer. Requires the employer to provide and pay for health insurance coverage for the law enforcement officer's surviving child for as long as the child remains qualified for the benefit or two years, whichever comes first. Proposed law extends the present law health insurance coverage for law enforcement officers to firemen. Present law provides health insurance coverage to the surviving spouse for two years following the death of the law enforcement officer. Proposed law extends the health insurance coverage for the remainder of the life of the law enforcement officer's or fireman's surviving spouse. Page 3 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HB NO. 231 HLS 25RS-53 ORIGINAL Present law provides health insurance to the children of the law enforcement officer for two years following the death of the law enforcement officer or until the child no longer meets the qualifications provided in present law, whichever comes first. The qualifications of present law are that the child is under 18 years of age, is under 23 years of age if regularly attending secondary school or an accredited college or university, or is physically or mentally disabled. Proposed law removes the two-year limitation for health insurance benefits and extends the availability of health insurance benefits to the children of firemen who were killed in the line of duty. Proposed law applies retroactively. (Amends R.S. 40:1665.2(G)(1) and (2)(b); Adds R.S. 40:1665(D)) Page 4 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions.