Louisiana 2025 Regular Session

Louisiana House Bill HB306 Latest Draft

Bill / Introduced Version

                            HLS 25RS-764	ORIGINAL
2025 Regular Session
HOUSE BILL NO. 306
BY REPRESENTATIVE GREEN
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
INSURANCE:  Provides relative to referrals for sales of insurance
1	AN ACT
2To amend and reenact R.S. 22:1598(A) and (B), relative to insurance; to provide with
3 respect to referrals for sales and information of insurance products; to provide for
4 compensation; and to provide for related matters.
5Be it enacted by the Legislature of Louisiana:
6 Section 1.  R.S. 22:1598(A) and (B) are hereby amended and reenacted to read as
7follows: 
8 ยง1598.  Referrals
9	A.  Any person or entity who is not licensed to sell insurance may refer a
10 customer to a person, or the telephone number of a person, who sells or provides
11 consumer by telephone number, electronic mail address, or website or provide a
12 direct referral to a person or an insurance company, including affiliates or partners,
13 that sell or provide opinions or advice on any insurance product. 
14	B.  Any compensation received by the person or entity making a referral
15 provided for in Subsection A of this Section shall not be in the form of a sales
16 commission and shall not be nor based on the application by the customer or
17 consumer's eventual purchase of insurance.
18	*          *          *
Page 1 of 2
CODING:  Words in struck through type are deletions from existing law; words underscored
are additions. HLS 25RS-764	ORIGINAL
HB NO. 306
DIGEST
The digest printed below was prepared by House Legislative Services.  It constitutes no part
of the legislative instrument.  The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent.  [R.S. 1:13(B) and 24:177(E)]
HB 306 Original 2025 Regular Session	Green
Abstract:  Authorizes additional means for insurance referrals and modifies prohibitions
related to compensation.
Present law authorizes persons unlicensed to sell insurance to refer customers to individuals
who sell or provide opinions or advice on insurance products.  Authorizes referral by
telephone number.  
Proposed law retains present law and authorizes an entity to refer as described in present
law.  Further authorizes a person or entity to refer by email address or website or by direct
referral to an insurance company and any affiliates or partners.
Present law prohibits a person's referral compensation in the form of a sales commission or 
on a basis connected to the customer's application for insurance. 
Proposed law applies present law compensation provisions to entities providing referrals.
Changes present law to prohibit compensation based on the referred person's eventual
purchase of insurance.  Otherwise retains present law.
(Amends R.S. 22:1598(A) and (B))
Page 2 of 2
CODING:  Words in struck through type are deletions from existing law; words underscored
are additions.