SLS 25RS-50 ORIGINAL
2025 Regular Session
SENATE BILL NO. 16
BY SENATOR MCMATH
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
HEALTH/ACC INSURANCE. Provides relative to health stop-loss insurance. (gov sig)
1 AN ACT
2 To enact R.S. 22:883(H), relative to health stop-loss insurance; to provide for the issuance
3 of health stop-loss insurance coverage; to provide for a limit issuance to certain
4 employers; to provide an effective date; and to provide for related matters.
5 Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:883(H) is hereby enacted to read as follows:
7 ยง883. Stop-loss insurance coverage
8 * * *
9 H. Health stop-loss insurance issued in connection with an employee
10 benefit plan shall only be issued in this state to a large employer as defined in
11 R.S. 22:1061.
12 Section 2. This Act shall become effective upon signature by the governor or, if not
13 signed by the governor, upon expiration of the time for bills to become law without signature
14 by the governor, as provided by Article III, Section 18 of the Constitution of Louisiana. If
15 vetoed by the governor and subsequently approved by the legislature, this Act shall become
16 effective on the day following such approval.
Page 1 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions. SB NO. 16
SLS 25RS-50 ORIGINAL
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by Amanda Trapp.
DIGEST
SB 16 Original 2025 Regular Session McMath
Present law provides requirements for insurers that issue stop-loss insurance.
Present law defines a large employer, in connection with a group health plan, as an employer
who employed an average of at least 51 employees on business days during the preceding
calendar year and who employs at least two employees on the first day of the plan year.
Proposed law adds that health stop-loss insurance issued in connection with an employee
benefit plan can only be issued to a large employer as defined in present law.
Effective upon signature of the governor or lapse of time for gubernatorial action.
(Adds R.S. 22:883(H))
Page 2 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.