Connecticut House Bill HB05485

Connecticut 2012 Regular Session

• Introduced: 3/8/12
• Refer: 3/8/12

Caption

An Act Concerning The Connecticut Health Insurance Exchange.

Impact

The bill mandates that the Connecticut Health Insurance Exchange will administer a single marketplace for health insurance coverage, which may include offering plans with essential health benefits as dictated by the Affordable Care Act. The legislation also delineates the responsibilities of the exchange, such as certifying health benefit plans, managing enrollment periods, and providing information for consumers regarding available insurance options. This is expected to enhance transparency and access to necessary health services for residents who may currently lack coverage.

Summary

House Bill 5485 is an act concerning the Connecticut Health Insurance Exchange, aimed at organizing and refining the state’s processes regarding health insurance provision for individuals and small employers. The bill provides for the establishment of a health insurance exchange where both qualified individuals and employers can access health insurance plans. It aims to streamline the process of enrolling individuals who fall within certain income thresholds, making it easier for them to obtain affordable health coverage through the exchange.

Contention

Points of contention may arise regarding the specifics of how the exchange will operate and how it will affect existing health insurance markets in the state. Issues relating to funding, particularly around assessments or user fees charged to health carriers, may also provoke debate. Additionally, the bill requires the selection of a benchmark plan, which could face scrutiny based on its implications for coverage options available to consumers. Furthermore, the provision to generate funding through taxes or administrative fees might be controversial among various stakeholders in the health care industry.