Connecticut 2017 Regular Session

Connecticut House Bill HB05971

Introduced
1/19/17  
Introduced
1/19/17  
Refer
1/19/17  
Refer
1/19/17  
Refer
3/3/17  
Refer
3/3/17  
Report Pass
3/9/17  

Caption

An Act Extending The Period Children, Stepchildren And Other Dependent Children May Retain Dental Insurance Coverage Under A Parent's, Adoptive Parent's Or Legal Guardian's Insurance Policy.

Impact

The passage of HB 05971 will have a notable impact on existing state laws related to health insurance policies. By allowing dependent children to retain dental coverage on the same terms as biological children, the bill promotes equity among children in a family regardless of their status. Moreover, the law aims to enhance the financial security of families by facilitating access to preventive dental care, potentially improving long-term health outcomes for these dependents. This aligns with broader health policy goals of supporting families and ensuring coverage continuity.

Summary

House Bill 05971 aims to extend the period during which children, stepchildren, and other dependent children can retain dental insurance coverage under their parent's, adoptive parent's, or legal guardian's insurance policy. The bill updates existing statutes to specify that coverage shall not terminate earlier than the policy anniversary date on or after the child turns 26 years old or becomes covered under their own group health plan. This change seeks to provide continued access to dental coverage for young adults who may still depend on their parents for insurance as they transition into adulthood.

Sentiment

The sentiment surrounding HB 05971 appears to be largely positive. Supporters of the bill recognize the importance of extended dental coverage for young adults, reflecting an understanding of the financial pressures that families face as their children enter the workforce and pursue independence. The focus on maintaining dental coverage during a critical period of life is viewed favorably by many stakeholders, including healthcare professionals and family advocacy groups who emphasize the value of preventive care.

Contention

Although the bill is predominantly viewed as beneficial, there may be some contention regarding the implications for insurance providers. Critics could argue that extending coverage may lead to increased costs for insurance companies, which might ultimately be passed on to policyholders in the form of higher premiums. However, the bill's proponents argue that the long-term benefits of maintaining dental coverage and promoting preventive care outweigh potential short-term costs, fostering a healthier population and reducing emergency dental interventions in the future.

Companion Bills

No companion bills found.

Previously Filed As

CT HB05420

An Act Concerning The Provision Of Child Support To Children Under The Age Of Twenty-one.

CT HB05503

An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.

CT HB05160

An Act Concerning The Maintenance Of Liability Insurance Coverage By Child Care Centers, Group Child Care Homes And Family Child Care Homes.

CT SB00400

An Act Concerning The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes.

CT SB00341

An Act Establishing A Fallen Officer Fund And Providing Health Insurance Coverage To Survivors Of A Police Officer Killed In The Line Of Duty.

CT HB05460

An Act Concerning Health Insurance Coverage For Ambulance Services.

CT HB05375

An Act Requiring The Comptroller To Conduct A Study Of Health Insurance Coverage For Retired Police Officers.

CT HB05378

An Act Concerning Health Insurance Coverage For The Diagnosis And Treatment Of Infertility.

CT SB00406

An Act Concerning Long-term Care Insurance.

CT SB00404

An Act Concerning Affordability As A Factor In Premium Rate Filings For Individual And Group Health Insurance Policies.

Similar Bills

CT SB00364

An Act Concerning Health Insurance.

CT SB00357

An Act Concerning Copay Accumulator Programs And High Deductible Health Plans.

CT SB01004

An Act Concerning Dental And Vision Insurance Coverage For Children, Stepchildren And Other Dependent Children.

CT HB05627

An Act Extending The Period A Child, Stepchild Or Other Dependent Child May Retain Dental Insurance Coverage Under A Parent's Health Insurance Policy.

CA AB1090

Public postsecondary education: waiver of mandatory campus-based fees.

CT HB05253

An Act Concerning Dental And Vision Insurance Coverage For Children, Stepchildren And Other Dependent Children.

CT HB05249

An Act Concerning Dental Insurance Coverage For Children, Stepchildren And Other Dependent Children.

CT SB00369

An Act Concerning Dental And Vision Insurance Coverage For Children, Stepchildren And Other Dependent Children.