An Act Concerning Dental And Vision Insurance Coverage For Children, Stepchildren And Other Dependent Children.
Impact
The proposed legislation seeks to align the state's insurance policies with contemporary family structures, ensuring that children, stepchildren, and other dependents can benefit equally from insurance coverage. By mandating insurers to retain coverage until age twenty-six, the bill mirrors provisions found in other health insurance reforms and aims to alleviate the financial burden on families ensuring their children are covered even as they transition into adulthood. This could lead to improved health outcomes by providing essential preventive care through dental and vision insurance.
Summary
SB00369, also known as 'An Act Concerning Dental And Vision Insurance Coverage For Children, Stepchildren And Other Dependent Children', aims to amend existing state insurance laws to provide extended coverage for dental and vision insurance for dependent children. Importantly, the bill requires that such coverage cannot terminate until the dependent reaches the age of twenty-six or obtains equivalent coverage through their own employment. This update reflects a significant structural change in how insurance would treat stepchildren and other dependents in terms of coverage rights and obligations under parent policies.
Contention
While the bill appears to provide greater security for families, it may face some opposition concerning potential cost implications for insurance companies, which could result in higher premiums for policyholders. Critics may argue that insurance providers could resist the added requirement, claiming it could increase their financial exposure or administrative burdens. However, supporters of the bill maintain that ensuring comprehensive coverage for all children, regardless of their familial structure, is a crucial step toward responsible and modern health care policy.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.
An Act Extending The Period Children, Stepchildren And Other Dependent Children May Retain Dental Insurance Coverage Under A Parent's, Adoptive Parent's Or Legal Guardian's Insurance Policy.