LCO No. 2273 1 of 3 General Assembly Raised Bill No. 369 February Session, 2020 LCO No. 2273 Referred to Committee on INSURANCE AND REAL ESTATE Introduced by: (INS) AN ACT CONCERNING DE NTAL AND VISION INSURANCE COVERAGE FOR CHILDRE N, STEPCHILDREN AND OTH ER DEPENDENT CHILDREN. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. Section 38a-497 of the general statutes is repealed and the 1 following is substituted in lieu thereof (Effective January 1, 2021): 2 (a) Each individual health insurance policy providing coverage of the 3 type specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of section 4 38a-469 delivered, issued for delivery, amended, renewed or continued 5 in this state shall provide that coverage of a child, stepchild or other 6 dependent child shall terminate [no] not earlier than the policy 7 anniversary date on or after whichever of the following occurs first, the 8 date on which the child, [:] stepchild or other dependent child: (1) 9 Becomes covered under a group health plan through the [dependent's] 10 child's, stepchild's or other dependent child's own employment; or (2) 11 attains the age of twenty-six. 12 (b) Each individual health insurance policy described in subsection 13 (a) of this section, and each individual health insurance policy providing 14 Raised Bill No. 369 LCO No. 2273 2 of 3 coverage of the type specified in subdivision (16) of section 38a-469 15 delivered, issued for delivery, amended, renewed or continued in this 16 state, that includes or provides dental or vision coverage shall provide 17 that dental or vision coverage of a child, stepchild or other dependent 18 child shall terminate not earlier than the policy anniversary date on or 19 after whichever of the following occurs first, the date on which the child, 20 stepchild or other dependent child: (1) Becomes covered under a group 21 health plan through the child's, stepchild's or other dependent child's 22 own employment; or (2) attains the age of twenty-six. 23 (c) Each [such] policy subject to this section shall cover a stepchild or 24 other dependent child on the same basis as a biological child. 25 Sec. 2. Section 38a-512b of the general statutes is repealed and the 26 following is substituted in lieu thereof (Effective January 1, 2021): 27 (a) Each group health insurance policy providing coverage of the type 28 specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of section 38a-29 469 delivered, issued for delivery, amended, renewed or continued in 30 this state shall provide that coverage of a child, stepchild or other 31 dependent child shall terminate [no] not earlier than the policy 32 anniversary date on or after whichever of the following occurs first, the 33 date on which the child, [:] stepchild or other dependent child: (1) 34 Becomes covered under a group health plan through the [dependent's] 35 child's, stepchild's or other dependent child's own employment; or (2) 36 attains the age of twenty-six. 37 (b) Each group health insurance policy described in subsection (a) of 38 this section, and each group health insurance policy providing coverage 39 of the type specified in subdivision (16) of section 38a-469 delivered, 40 issued for delivery, amended, renewed or continued in this state, that 41 includes or provides dental or vision coverage shall provide that dental 42 or vision coverage of a child, stepchild or other dependent child shall 43 terminate not earlier than the policy anniversary date on or after 44 whichever of the following occurs first, the date on which the child, 45 Raised Bill No. 369 LCO No. 2273 3 of 3 stepchild or other dependent child: (1) Becomes covered under a group 46 health plan through the child's, stepchild's or other dependent child's 47 own employment; or (2) attains the age of twenty-six. 48 (c) Each [such] policy subject to this section shall cover a stepchild or 49 other dependent child on the same basis as a biological child. 50 This act shall take effect as follows and shall amend the following sections: Section 1 January 1, 2021 38a-497 Sec. 2 January 1, 2021 38a-512b Statement of Purpose: To allow children, stepchildren and other dependent children to retain dental and vision insurance coverage under their parents' insurance policies until they attain the age of twenty-six or obtain substitute coverage through an employer. [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]