An Act Requiring Health Insurance Coverage For Motorized Wheelchairs.
Impact
The implementation of SB00448 is expected to have a significant positive impact on state laws concerning health insurance coverage. By requiring insurers to provide coverage for motorized wheelchairs and associated repairs, the bill aims to reduce financial burdens on individuals who rely on these devices for mobility. Furthermore, the establishment of centralized locations for the collection of used wheelchairs could promote recycling and sustainability while ensuring that those in need have access to these vital resources. This legislative change may lead to enhanced compliance with accessibility standards across the state.
Summary
SB00448 proposes to amend Title 38a of the general statutes to mandate health insurance coverage for motorized wheelchairs, encompassing used motorized wheelchairs requested by insured individuals. In addition to the provision for the purchase of these wheelchairs, the bill also stipulates that repairs and battery replacements for motorized wheelchairs should be covered by health insurers. This initiative aims to enhance mobility options for individuals with disabilities and improve overall quality of life by ensuring that essential mobility equipment is accessible and affordable.
Contention
Despite its intentions, SB00448 may face discussion regarding the potential financial implications for insurance companies and how the mandate could affect insurance premiums or coverage availability. Proponents are likely to argue that the long-term benefits of increased mobility and independence for insured individuals will outweigh any initial costs to insurers. Conversely, some opponents may express concerns about the potential increased burden on insurance systems and the implications for rate increases. These discussions will be crucial in shaping the final outcome of the bill as it moves through the legislative process.
An Act Concerning Insurance Market Conduct And Insurance Licensing, The Insurance Department's Technical Corrections And Other Revisions To The Insurance Statutes And Captive Insurance.
Enacts "Killian's law"; establishes a timely repair for wheelchair program; extends the warranty period for wheelchairs to 2 years; deems all wheelchair repairs needed within 5 years of initial prescription medically necessary.