Us Congress 2023-2024 Regular Session

Us Congress House Bill HB2607

Introduced
4/13/23  

Caption

Improving Crowdfunding Opportunities Act

Impact

If enacted, HB 2607 would fundamentally alter how securities transactions related to crowdfunding are handled at the state level, eliminating the need for state-level registration fees and paperwork during secondary transactions. Proponents argue that this change will encourage more businesses to utilize crowdfunding as a financing option and increase the efficiency of capital raising efforts across the country. The bill could potentially lead to a surge in crowdfunding activities, thus benefiting startups and smaller enterprises that rely on this funding method.

Summary

House Bill 2607, known as the Improving Crowdfunding Opportunities Act, proposes amendments to the Securities Act of 1933 aimed at enhancing the crowdfunding framework in the U.S. A primary focus of the bill is to preempt certain state securities laws that require registration for secondary transactions. This legislative move is intended to simplify the regulatory environment for crowdfunding platforms and to encourage greater participation in investment opportunities by reducing bureaucratic hurdles.

Contention

Nonetheless, there are points of contention surrounding the bill. Critics worry that by preempting state securities laws, the bill may diminish investor protections that are typically enforced at the state level. Concerns have been raised about the adequacy of disclosures that funding portals would need to provide under the new framework, leading to fears that investors might be exposed to higher risks without sufficient regulatory oversight. As such, the debate over HB 2607 revolves around balancing the need for regulatory simplicity with maintaining robust protections for individual investors.

Companion Bills

US HB2799

Related Expanding Access to Capital Act of 2023

Previously Filed As

US HB2799

Expanding Access to Capital Act of 2023

US HB1807

Improving Disclosure for Investors Act of 2023

US HB2441

Improving Disclosure for Investors Act of 2025

US HB2590

Unlocking Capital for Small Businesses Act of 2023

US HB4177

Improving Corporate Governance Through Diversity Act of 2023

US HB2796

Promoting Opportunities for Non-Traditional Capital Formation Act

US HB835

Fair Investment Opportunities for Professional Experts Act

US HB2627

Increasing Investor Opportunities Act

US HB4790

Protecting Americans’ Retirement Savings from Politics Act Businesses Over Activists Act Guiding Uniform and Responsible Disclosure Requirements and Information Limits Act of 2023 American FIRST Act of 2023 American Financial Institution Regulatory Sovereignty and Transparency Act of 2023

US SB1877

Improving Disclosure for Investors Act of 2025

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