Requires the development of a "what mortgage applicants need to know" pamphlet on residential mortgages; provides such pamphlet shall be posted and printed in the 6 most common non-English languages spoken by individuals with limited English proficiency in New York state.
Requires the development of a mortgage bill of rights pamphlet on residential mortgages; provides such pamphlet shall be posted and printed in the 8 most popularly spoken languages in the state.
Requires the office of temporary and disability assistance to make available skimming warning signs in English and in the twelve languages most commonly spoken by limited English proficient individuals in the state; requires the department of social services to make available information regarding the state food stamp outreach program in English and in the twelve languages most commonly spoken by limited English proficient individuals in the state.
Grants a right of action where registration fees of residential mortgages in default are imposed on the mortgagor; increases fee amount authorized to be imposed on mortgagees or their agents.
Grants a right of action where registration fees of residential mortgages in default are imposed on the mortgagor; increases fee amount authorized to be imposed on mortgagees or their agents.
Requires any website or mobile application associated with an electronic benefit transfer system to be offered in the twelve most common non-English languages spoken by limited-English proficient individuals in the state, based on data in the most recent American Community Survey published by the United States Census Bureau.
An Act Requiring Mortgagees To Provide Mortgagors With Periodic Statements.
Requires any website or mobile application associated with an electronic benefit transfer system to be offered in the ten most common non-English languages spoken by individuals with limited-English proficiency in the state of New York, based on United States census data.
Provides for payment of insurance proceeds jointly to the mortgagee and the mortgagor of damaged residential property. (8/1/22)
Provides for payment of insurance proceeds jointly to the mortgagee and the mortgagor of damaged residential property. (8/1/17)