Insurance: health insurers; coverage for mental health screenings for new mothers; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406oo.
Impact
If enacted, HB 5170 will have a direct impact on the policies of health insurance providers operating within the state of Michigan. It will mandate the inclusion of mental health screenings for postpartum women as part of their insurance coverage, reinforcing the importance of mental health services in maternal care. This change is expected to raise awareness surrounding maternal mental health issues and encourage more comprehensive health management for new mothers, reducing the stigma around seeking mental health care.
Summary
House Bill 5170 seeks to amend the existing laws governing health insurance in Michigan, specifically by requiring insurers to cover mental health screenings during the postpartum period. This legislation is intended to address the mental health needs of new mothers, recognizing the critical importance of mental wellness in the postpartum period. The bill aligns with the state's Public Health Code, ensuring that new mothers have access to necessary mental health services, ultimately promoting better health outcomes for both mothers and their newborns.
Sentiment
The sentiment surrounding HB 5170 appears to be largely positive, particularly among advocates for maternal health and mental health awareness. Supporters argue that the bill addresses a significant gap in maternal care services and emphasizes the importance of early detection of mental health issues faced by new mothers. While some concerns may arise regarding the implications for insurance costs, the general consensus is that the long-term benefits of improved maternal mental health support outweigh these concerns.
Contention
One notable point of contention is the potential financial implications for insurance providers and how these changes may impact premiums. Some critics may express concerns that mandatory coverage for mental health screenings could lead to increased costs for insurers, which they could pass on to consumers. However, supporters argue that investing in mental health services during the postpartum period can reduce overall healthcare costs by minimizing the need for more extensive treatment down the line.
Same As
Health: screening; mental health screenings and resources for mothers; provide for during certain time periods. Amends 1978 PA 368 (MCL 333.1101 - 333.25211) by adding sec. 9137.
Insurance: health insurers; denying coverage for preexisting conditions; prohibit, and prohibit canceling coverage based on health of insured. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ii.
Insurance: health insurers; coverage for orally administered anticancer chemotherapy; provide equal treatment for. Amends 1956 PA 218 (MCL 500.100 -500.8302) by adding sec. 3406ff.
Insurance: health insurers; annual and lifetime dollar limits; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406z. TIE BAR WITH: HB 4623'23
Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
Insurance: health insurers; coverage for pharmacist prescribing hormonal contraceptives; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406tt.
Insurance: health insurers; coverage for blood pressure monitors for pregnant or postpartum individuals; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406kk.
Insurance: insurers; denying coverage based on gender, gender identity, or sexual orientation or expression; prohibit. Amends sec. 2027 of 1956 PA 218 (MCL 500.2027).
Insurance: health insurers; discrimination against a health care provider who is acting within the scope of that provider’s license or certification; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
Establishes deadline for DEP implementation of prescribed burn program, and provides for establishment of prescribed burn acreage goals, schedules, calendars, training program, and mobile deployment units to provide on-site prescribed burn training and assistance.