Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Impact
If enacted, S01162 will amend the General Business Law of New York and could significantly impact the insurance requirements for third-party food delivery services. Under the proposed law, the insurance must cover various types of individuals involved in qualifying accidents, including delivery drivers, pedestrians, and cyclists. This change is expected to create a safer delivery environment while providing necessary protections regardless of fault in accidents. The insurance coverage must be provided without deductibles and the costs should not be passed on to consumers.
Summary
Bill S01162 aims to address safety and liability issues in the rapidly expanding third-party food delivery service sector by requiring these services to maintain a group insurance policy. This insurance would cover bodily injury or death resulting from qualifying accidents involving delivery drivers while they are logged into the delivery platforms and transporting food from service establishments to consumers. The bill is a response to the growing number of delivery services and the associated risks, ensuring that drivers and the public are financially protected in the event of accidents.
Contention
There may be points of contention surrounding this bill, particularly regarding the financial implications for third-party delivery companies. Some opponents might argue that the mandated insurance could increase operational costs, which may result in higher service fees or altered driver compensation. Additionally, the stipulation that deactivation should not happen without clear documentation may cause tension between delivery platforms and their drivers, especially in cases where safety cannot be easily established. The bill also raises questions concerning the effects on delivery driver independence and their classification within the gig economy.
Same As
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires third-party food delivery services maintain insurance through a group policy that covers bodily injury or death arising out of or resulting from qualifying accidents involving a delivery person.
Requires a delivery person, or a third-party food delivery service on the delivery person's behalf through a group policy, to maintain insurance that recognizes that the delivery person is acting on behalf of the third-party food delivery service and provides financial responsibility coverage.
Requires a delivery network company to ensure that, during the delivery available period, if it applies, and during the delivery service period, primary automobile liability insurance is in place that recognizes that the driver is a delivery network driver or that does not exclude coverage for use of a personal vehicle to provide deliveries.
Prohibits third-party food delivery services from charging a food service establishment a delivery fee that totals more than a certain percent of the total purchase price of an online order.
Requires insurers to provide coverage for delivery through store and forward technology; requires prescription drug policies to cover the cost of contraceptive care delivered via telemedicine.
Prohibits third-party food delivery services from charging a food service establishment a delivery fee or other fees that total more than a certain percent of the total purchase price of an online order.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.
Provides for limited death benefit life insurance policies for persons aged 60 and over; authorizes the attorney general to enforce provisions; requires an insurer to provide consumers with a prescribed "Financial Review of Policy" form when it delivers or issues for delivery in this state an insurance policy or a certificate of insurance for persons aged 60 and over.